europe tourist visa show money

SHOW MONEY for VISA APPLICATION & IMMIGRATION: Everything We Know So Far

“How much show money should I have in the bank to guarantee my visa application approval?”

If I earned a dollar for every time I got that question, I would be pretty wealthy by now. Easily, this is the most frequently asked question on our social channels. We also make sure that we answer this in the FAQs section of our visa posts. Yet, we still get a lot of messages about it. It’s not difficult to understand why. Out of all the documents that embassies usually require from applicants, this is probably the most vague and the most complicated.

First of all, nothing and no one can guarantee approval of your visa application . You can have a huge sum on your account and still get denied a visa. Whether your application will be approved or rejected depends on a smorgasbord of factors. Yes, financial capacity is one of them, but it is JUST ONE of them. The other requirements have to be equally, if not more, satisfactory.

But how much is enough? In this article, I’ll try to answer in detail this burning question and all the other inquiries that we usually get about show money. I’m compiling everything that Vins and I know about the subject, so that we could have just one page to link to whenever we’re asked about it.

Note, however, that I don’t work for any consulate or embassy. All these are speculations based on the patterns and similarities we see in our applications, talks with travel agents, and experiences of our family, friends and members of our Support Group. Much of the evaluation process isn’t visible to outsiders. At the end of the day, it’s an exercise in making educated guesses.

So without further ado, let’s begin!

WHAT'S COVERED IN THIS GUIDE?

What is show money?

Most embassies require visa applicants to submit proof of funds. On the surface, it seems like they do so to make sure that applicants can sufficiently support themselves financially during the trip (financial capacity). But it is actually much deeper than that.

More than financial capacity, they’re also concerned about rootedness . Let’s discuss rootedness first because we will be circling back to it numerous times in this article.

What is rootedness?

Remember, many applicants try to secure a tourist visa just for show, but once they’re in their destination, they will stay longer and work there. We, Filipinos, are notorious for it. We even developed a slang term for it: TNT, “tago nang tago,” referring to the act of constantly hiding from police or immigration authorities. In other words, you need to show that your life here in the Philippines is good and stable, and that you have no reason to overstay abroad.

They have all the right to reject anyone whom they suspect may not contribute to their economy or violate their laws. Having good financial standing is one of the ways you can minimize those doubts and prove to them that you have a good life here and that you have no reason to overstay or work in their country.

But there are cases wherein Immigration Officers ask for it too, depending on the country. I’ll talk more about that below.

How do I prove that I have enough money to travel?

• A bank certificate is usually a one-page document that certifies that you have an account with that branch. Often, the latest available balance is indicated. But in some banks, you can request that some details be included.
• A bank statement , sometimes called a statement of account, is a detailed record of the balance and the transactions on that account within a specified period of time. It includes the amounts deposited into, the amounts withdrawn from, and even the interests gained by that account, and the corresponding dates.

Which is better to submit?

The period that must be covered also varies. For Korean visa, you need to present the transactions within the past three months. For Canadian visa, four months is sufficient. For Chinese, Schengen and most other visas, six months is the standard.

How to get a bank certificate or bank statement?

The rules vary from bank to bank. For example, in my experience, BDO requires that you secure these documents from the branch where you opened your account. You can’t get one from any other branch. I have tried many times but they always require me to personally appear at my branch. One of my accounts is in the province so I always have to travel there just to tick them off the requirements list.

On the other hand, BPI allows their customers to get these documents from any of their branch. It’s ideal for me because I have just moved to a different address. My original BPI branch is already pretty far from where I live currently but I don’t need to go there to request for it.

Service fees usually apply. Try to get a copy of the official receipt too because some embassies require that it be attached to the document.

What do embassies check on my account?

Embassies requiring a bank statement check not just the latest balance. They scrutinize the following:

• Balance. How much funds you have on your account.
• Opening date. The date the account was opened. New accounts almost always raise suspicions.
• Transactions. The amounts deposited into and the amounts withdrawn from that account. They also check how regular the activities are.
• Irregularities. They check for anomalies in the transactions. For example, if there is a one-time big-time deposit, which is usually suspicious and indicative of gaming the system.
• Consistency with your other documents. They compare the record of transactions with your Certificate of Employment or ITR (Income Tax Returns). If they see that things don’t add up, it can be a reason for rejection. For example, if your salary is only P15,000 per month but your bank account shows few deposits of P100,000 each, that can raise some red flags and be the cause of denial.

How much show money should I have in the bank to be granted a visa?

There is no one-ring-to-rule-them-all answer to this because it varies depending on many factors like: the country you are traveling to, the length of your trip, and the itinerary that you will submit.

My personal rule is P10,000 per day + airfare + cost of hotel. But that’s just me. I’ll explain below.

Most embassies don’t really disclose how much money you should have on your bank account. One probable exception is the Chinese Embassy which, according to some travel agencies, requires that your bank account have at least P100,000. (I say “probable” because I know people who have lower balance but were still granted a visa.)

That said, some embassies disclose how much “pocket money” you should have per day when visiting their country. For example:

• For France, their visa application website indicates EUR 120 per day, if accommodations have not been settled.
• For other Schengen countries like Germany, Greece, and Italy, it varies but usually between EUR 40 and EUR 60. Just assume it’s EUR 60, to be on the safe side.
• For Turkey, it’s USD 50 per day.

I guess the key thing to remember here is that how much you have should be proportional to how long your stay is. For example, if you have only P100,000, don’t apply for a 59-day stay because that would obviously raise a lot of questions regarding whether or not you can afford the trip.

Add the total to the cost of flights and the cost of accommodations, and you should have the minimum amount on your bank account. MINIMUM because, of course, they have to be convinced that you will NOT be burning ALL your life savings during the trip and that you should still be able to live comfortably after. Again, it’s also about rootedness.

It’s complicated, I know. That’s why I just follow my personal rule: P10,000 per day + airfare + cost of hotel.

It works for me every time because it has plenty of allowance.

I don’t have enough funds. Can I borrow money and transfer it to my account?

Some people do it, but this is something I DO NOT RECOMMEND OR ENCOURAGE .

Like I said earlier, embassies examine the details of your financial documents. According to a friend who used to be a visa officer, they are trained to spot inconsistencies and anomalies, and it’s pretty easy to do. If they see that some things don’t match or there are unusual transactions, eyebrows will raise.

Can I ask someone to sponsor my trip when applying for a visa?

Yes, you can. However, it does not always mean it will increase your chances of approval.

For Japan, this can work. When applying for a Japan visa with a sponsor, the applicant may choose to not submit a bank certificate and provide proof of funds from the sponsor instead. The burden shifts to the sponsor.

However, for most other countries, having a sponsor does not exempt you from show money and could even hurt your application. For most visas like Korean, Canadian, and Schengen, even if you have a sponsor, you will still need to submit your own bank documents. You may have the means to support your trip financially through someone else, but they still need to see show money to confirm your stability and rootedness.

Will I still have to submit my own bank documents if I have a sponsor?

See previous section.

My bank account is newly opened. Can I use that?

It’s going to be a very risky move. A newly opened bank account can raise some red flags because it looks like you only opened one to apply for a visa, which is a no-no.

If you plan on visiting visa countries in the future, even if you’re not applying for a visa anytime soon, it’s best to open a bank account as soon as you can. We discussed this in a separate post: LONG TERM PREPARATIONS FOR VISA APPLICATION!

Can I use a payroll account in visa application?

Before anything else, let’s define what a payroll account is.

A payroll account can be either:

• EMPLOYER’s payroll account , which refers to the account into which the employer deposits funds and from which the salary or wages of the employees on the payroll will be drawn.
• EMPLOYEE’S payroll account , which is the account where the employee receives their salary or wages regularly.

If you’re an employee and you’re referring to the latter, it still depends on what type of payroll account you have. But YES, I have tried using it for visa application a few times back when I was a corporate slave and never had any issues with it. I think it’s important that your payroll account meets the following:

• It is under your name , not your employer’s.
• It has the characteristics of a personal savings account , as opposed to a cash card or prepaid account.
• The bank can issue a bank certificate and bank statement for your account.
• It has sufficient balance to cover your trip.
• It’s NOT a newly opened account.

If not your payroll account doesn’t have enough funds, you can submit it along with your other accounts to make a stronger case. I like submitting my payroll account because it shows where my money is coming from and is consistent with my COE and ITR.

If you’re an employer and you’re referring to the former, I have no idea if you can use this account. I have not done it (as an employer).

Can I use a joint account in visa application?

YES. I do this most of the time.

In the past few years, I have been using two joint accounts when I’m applying for a visa: one with my business partner (AND account) and the other with my mom (OR account).

I have used the OR account on its own before and had no issues. But I have never used my AND account on its own. I use it together with other accounts, so I am not sure if an AND account is acceptable as a stand alone proof of funds.

Can I submit multiple bank accounts when applying for a visa?

Yes, you can. I do it most of the the time. This paints a clear picture of my finances, so the embassy could easily understand. I have at least three bank accounts now:

• Payroll account, where I get my salary.
• Savings account, where I transfer my savings, not to be touched unless emergency. This is also my joint account with my mom. (I give my mom access to my savings, for emergency purposes.)
• Travel account, which is another savings account that I set up specifically for saving up for my trips.

I submit all three accounts when I’m applying for a visa. Usually, at least. Sometimes, when I get lazy, I just submit one or two.

Do Immigration officers in the Philippines look for show money upon exit?

Sometimes. It’s hard to tell whether or not they will ask you for show money. But yes, they do in certain cases.

According to the Bureau of Immigration , financial capability is NOT a requirement for traveling abroad. However, if they suspect that the traveler is not telling the truth about their purpose of travel, they may need you to undergo secondary inspection.

According to a memorandum entitled Guidelines on Departure Formalities for International-Bound Passengers , released by the Bureau of Immigration to their airport and seaport officers in 2012, in the secondary inspection, the traveler will be evaluated based on age, educational attainment, and… *drum roll* financial capability to travel.

To be clear, NOT ALL travelers will undergo a secondary inspection, only those who are suspected of having a different purpose of travel. According to the bureau (as told to a news agency), tourists who are more likely to be questioned are:

• First-time tourists flying to a not-so-popular destination.
• Tourists with no steady source of income in the Philippines and no benefactors.

If you’re unemployed and it’s your first time to travel abroad, there’s a big chance you will need to undergo secondary inspection and be asked to present proof of financial capability.

I have no money in the bank. What can I do to avoid getting offloaded?

Get a sponsor who can shoulder your travel expenses. This applies to students, fresh graduates, or unemployed individuals who have no capability to support the trip financially.

Ideally, the sponsor is a Filipino immediate relative . You should have the following notarized documents ready:

• Affidavit of support indicating the relationship within the 4th civil degree of consanguinity or affinity, together with the supporting documents.
• Affidavit of undertaking/ guaranty

You can merge these two items into just one document — an Affidavit of Support and Guarantee — to reduce notarization fees.

Sometimes the Immigration Officer won’t ask for it, but it’s better to come prepared.

However, note that having the above papers does not guarantee getting through. It will increase your chances, but it’s still up to your demeanor and answers, and the judgment of the Immigration Official.

If I am sponsored by someone else, will the Immigration Officer ask for show money upon exit?

Maybe. According to a friend who is an Immigration Officer, in addition to the Affidavit of Support and Guarantee, the traveler must also provide proof that the sponsor can support the trip. This may be the sponsor’s bank documents (show money), Certificate of Employment, or ITR.

If your sponsor is a foreigner or a Filipino based abroad, there may be additional complications. Please check the links below for more details.

• For travelers sponsored by a Filipino accompanying you on the trip
• For travelers sponsored by a Filipino abroad
• For travelers sponsored by a foreigner

Again, whether or not they will ask for proof of funds depends solely on the judgment of the Immigration Officer.

Do Immigration Officers abroad look for show money upon arrival in their country?

It depends on the country you’re visiting. For example, as a matter of policy, Thailand requires foreign visitors to have at least 10,000 baht per person or 20,000 per family (or the equivalent amount in another currency) in cash upon entry.

Another example is Taiwan, which requires visa-free Filipino travelers to have proof of sufficient travel funds in the form of cash, credit cards, travelers checks, or similar forms. They don’t really say how much exactly.

However, it is not always implemented. Our team has been in and out of Thailand and Taiwan but none of us were asked how much cash we carry or how much budget we allocate for the trip.

That said, for countries that have a show money rule, it is always best to comply, just in case they ask. It’s better to have it and not need it than need it and not have it.

I personally have been asked about funds in other countries. In the Maldives and in another country — I can’t remember if it was Australia or Singapore — I was asked how much money I had with me. I answered truthfully and shared that I also had a credit card and an ATM card. In both occasions, they let me through without any more questions.

Related Visa and Immigration Posts

• 12 MISCONCEPTIONS about Visa Application
• Why Having a SPONSOR can be BAD for Visa Application & Immigration
• Common Reasons why Visa Applications are DENIED !
• How to Prepare for VISA APPLICATION (Long Term Tips)
• FIRST TIME ABROAD : Immigration Tips
• How to Avoid Getting OFFLOADED : Immigration Requirements & Tips

2020 • 1 • 8

More Tips on YouTube ⬇️⬇️⬇️

Is this post helpful to you?

Related Posts:

• HOW TO AVOID GETTING OFFLOADED: Airport Immigration Requirements
• How to Apply for a SCHENGEN VISA via FRENCH EMBASSY
• HOW TO APPLY FOR A SCHENGEN VISA & Other Frequently Asked Questions
• HOW TO RENEW JAPAN VISA & Other Frequently Asked Questions
• SAMPLE ITINERARY for JAPAN VISA Application (Schedule of Stay)
• Sample AUTHORIZATION LETTERS
• The Road to VISA APPLICATION APPROVAL: When is the Right Time? How to Prepare Early?
• NEW PASSPORT APPLICATION REQUIREMENTS & DFA Schedule Appointment Tips

• Recent Posts

• 2024 Philippine Airlines PROMO: Get 50% OFF on PAL Domestic Flights! - 16 May 2024
• 2024 NAIA Departure Guide for International Passengers (Manila Flights) - 10 May 2024
• 2024 Cebu Pacific Promos & PISO SALE with Number of Seats Available - 10 May 2024

Hi, Yosh! Lumabas both your name and your mom’s name sa Joint Account sa Bank Certificate and Bank Statement?

Hi Iza, yes po. Andun pareho yung names namin.

I think sa BDO, kapag OR account, may option ka na name mo lang yung mag-appear pero need ng permission nung ka-joint account. Nagawa ko na sya once before, pero di ko alam if pwede pa rin sya hanggang ngayon.

Hi Yosh, just want to ask lang po if Insurance policy, retirement fund and investments pwede i-add sa requirements? Thank you!

Yung investments po, pwede. Yung retirement fund, di ko po sure kasi di ko pa naranasan/naitanong. Baka pwede naman if along with other bank accounts.

Yung insurance policy po na tinutukoy nyo ay ung life insurance? Nagsubmit din ako dati once (separate sa travel insurance na required ng schengen) kasi ung sa akin ay ung may kasamang investment, pero di ko na matandaan kung anong country haha.

Do you have any idea how far back they’ll trace the income if you can’t provide an ITR? I’m a freelancer and have irregular payouts.

Hi! How will the joint bank account work for married couples na applying? The other is a freelancer while the other has stable job. In the application form, there’s a question for the funding. Should we both put “half me half sponsor”? Or the one with stable job can state to sponsor all expenses for the other one? And the freelancer can choose “fully sponsored” in the funding part? I’m really confused po

Hello would like to know can the embassy contact my bank to ask about the funds or ask also how long been using the bank and the bank can it provide the information without my request???

I need to show money for a Student visa In Israel, I have got all acceptance and first installment payment letters and the Insurance health ministry letter with me. So I need a bank statement from 6 months back from acceptance on July 26, 2022.

Thank you so much for this info! Husband and I are applying for a Canadian tourist VISA this month, and it’s to be sponsored by his parents who live there, but we plan to still submit documents for proof of rootedness like you suggested. For my case though I recently opened (like last week) a Checking account and used funds from my Savings account (3 years old) to open it with 100k. I plan to get a banking statement reflecting both accounts… Would that possible be questioned since my Checking account is new? Or should I just show only my Savings account?

aside from employment certificate and ITR, pwede ko din po ba ipakita yung youtube earnings ko if not sa visa officers, sa immigration officers if they ask for back up?

Hi Jo Mi! Yep, pwede naman ‘yun. Basta enough to show na sustainable.

i am about to apply for a japan visa po, and i am planning on submitting two separate bank certificates from different banks. required po ba na same date sila na issue or okay lng po kahit different dates pero within the month na issue? thanks in advance!

Oks lang naman po na magkaiba ang dates.

Hi, Yosh! I just wanted to ask, I plan to apply for an Australian Tourist Visa, but in my bank statement, my loan proceeds were reflected :( is there any way I can justify the loan or provide other documents? Thanks in advance!

Hi Kath! Unfortunately, I have no idea kapag ganyang case :(

Hi Yosh! I am planning to use a joint bank account statement (me and my dad’s) for my Korean Visa. Though I am employed, do I still need to present a sponsorship letter or any validation letter from my father? Or simply submit the statement itself?

hi josh. just want to ask if ok lang kaya na mgdeposit ng say 50k-70k s payroll account ko and present that as my bank certificate?

Depende po kung kelan nyo sya dineposit. Anong country po ba?

japan… pero un payroll from 2020 pa

Featured On

We heard you!

Your comment is now queued for moderation! We’ll try to get back to you soonest. While waiting, follow us on these channels.

Subscribe on Youtube! Follow us on Instagram!

SMALL-TOWN GIRLS, MIDNIGHT TRAINS

— travel inspiration for small budgets and big dreams —

travel inspiration for small budgets and big dreams

“Show Money” for Tourist Visa Applicants: How I Do It (and You Can Too)

SGMT — One million? Half-million? People always ask me “How much show money should I have in my bank account?” and the answer is not what most people think. _

. One of the questions that visa applicants frequently ask me is how much money they should have in their bank account. I’d actually heard of the term “show money” way before I applied for my first visa and I thought that people really needed to have a specific amount in their bank account to guarantee visa approval. However, as I’ve learned since then, that’s not necessarily true.

When you apply for a tourist visa and the embassy asks for your bank documents, what they really want to know is that:

• You can afford your trip; and
• You’re only going to be a tourist and not planning to secretly work in their country.
• You’re going back to the Philippines and not planning to stay there illegally. _

. So how much money should you have in your bank account? The money that is already in your bank account.

_ Okay, let me explain.

When I wrote “ Budget itinerary: A week in London for P50,000 ” for Rappler, one of the most common objections was along the lines of, “This is ridiculous! If you only have P50,000 in your bank account, there’s no way the British embassy will give you a visa.”

That may be true but let me ask you this: if you only have P50,000 in your bank account, why the heck would you blow it all off on a trip to London ?

You’re applying for a tourist visa . That means, by definition, that you’re traveling for pleasure. You want to go, see, do, experience — that’s all. It’s not a matter of life and death; you don’t actually need to be there. You travel because you want to. But people do have needs — food, shelter, clothing, etc. — and a responsible person would take care of their needs first before indulging their wants. Therefore, ideally, before you travel you should have enough money set aside not only for your trip but for your life  — your day-to-day expenses as well as any emergencies that might come along.

In the end, it really goes back to the basics of financial responsibility:

• Don’t spend money you don’t have.
• Set up an emergency fund.

You’ll find that once you have savings and an emergency fund, you won’t need to pad your bank account with borrowed “show money.” All you have to do is show that the money you do have — your “extra” money, not counting your funds for day-to-day expenses and emergencies — is enough to pay for your trip. _

. “Show Money” Hack 1: Detailed Budget

_ How do you prove you can afford your trip?

A few embassies actually specify the minimum  amount you should allot for what they call “subsistence expenses”:

• Netherlands – 34 euros per day of your trip
• Germany – 45 euros per day of your trip

However, most other embassies don’t have a “magic number” so for those visa applicants at the French, Italian, or other embassies — and even for those applying at the Dutch or German embassies — I would suggest this:

Prepare a budget for your trip, make it as detailed as possible, and submit it to the embassy.

This isn’t technically a requirement but I’ve found that preparing a budget for my trip helps me “prove” that I can afford it. The last time I applied for a Schengen visa, I actually included a budget column in the itinerary I submitted, such that every train I was planning to take, every hotel I was planning to stay at, every meal, every bus ride, every activity, there was a corresponding budget for it. If I didn’t know the actual cost, I would make an estimate. (This is where Google and Numbeo comes in handy.) I included a budget for miscellaneous expenses and at the end I totaled everything up. I wanted to show the consul: look, this is what my trip is going to cost me, and this is the money I have in my bank account . See, I can afford it.

A budget shows — or aims to show, anyway — that you’re a responsible human being. And the fact that you went through all that effort to put together an itinerary you can afford means that you probably are  going to follow that itinerary, that you are what you say you are: a tourist.

Now, if you’re someone who has millions in their bank account, you probably don’t need to do this. But if you’re, say, a backpacker or an otherwise frugal traveler who may not have an absolutely impressive bank balance, but you’ve done the math and you know you can make it work, a detailed, carefully thought out budget will definitely be useful, especially if you’re going to a country that has a high cost of living. _

. “Show Money” Hack 2: Affidavit of Support

_ For all my talk above about being prudent and financially responsible, my first trip to Europe was actually a very spur-of-the-moment thing. My sister had spotted tickets from KL to Paris for just around P15,000 round-trip and it was too good an opportunity to miss. But because I’d had zero time to save up for the trip before actually buying the tickets, my bank balance by the time I applied for a visa at the French embassy was not impressive at all .

Cue my father’s Affidavit of Support .

I was really planning on paying for the entire trip myself — I’d make it work by being ridiculously frugal — but I knew my bank balance would likely raise eyebrows at the French embassy. (And this was back in 2011, when you actually had to go to the embassy to submit your documents and undergo an interview, unlike today when documents are submitted through the VFS and an interview may not be necessary .) So my father went to a notary public, executed an Affidavit of Support for both me and my sister, and attached his financial documents, which were a mite more respectable than mine.

Long story short, I got a visa.

(Actually what the lady at the embassy said was, “Hmp. I’ll give you a chance.” Ouch. 😀 But a visa’s a visa — I’ll take it.)

“Show Money” Hack 3: Borrow Money

_ Actually, this one I don’t  recommend at all, but I’m mentioning it here because I know that a lot of people do resort to this and I want to point out a few things.

Embassies usually require a Bank Certification as part of their requirements for a visa, and not only will it state the current balance of your bank account, it will also report:

• Your average daily balance (ADB) in the past year (YTD)
• The date your bank account was opened

This is important to know because:

• If your bank account was opened only recently, the embassy peeps might wonder why. Did you open an account just because you were going to apply for a visa? Why didn’t you have one before? Where did the money in your account come from? It’s all well and good if you can explain everything satisfactorily, but if not, a newly opened account might be a red flag. *
• The average daily balance reveals a lot about your finances. * For example, if you initially have P10,000 in your account and you add P10,000 every month, at the end of the year your bank balance might be “only” P120,000 but your ADB/YTD will be around P65,000. Which isn’t bad at all! * But if you initially have P10,000 and it stays at P10,000 for most of the year, and then 1 week before you apply for a visa, you suddenly deposit P1.2 million , your ADB will still only be around P33,000. That’s right, your ADB will actually be less  than that of the person who “only” has P120,000 — as opposed to your P1.2 million — but achieved that balance by saving slowly and steadily. * Moreover your sudden wealth will be kind of suspicious, especially if you don’t have a legitimate source for it. Did you have a timely windfall? Did you have an extremely generous aunt who died and left you a million? (And do you have the papers to prove it?) If it turns out that you only got that amount from a money-lender, the consul might wonder why you’re so desperate to go abroad as a tourist  that you’re actually willing to pay a lender’s exorbitant interest rates.

So that’s something to think about. _

. “Show Money” Should Not Just Be For Show: Practical Tips

_ It’s a common misconception — I thought so too, at first — that proving financial capability is about having “show money.” That it’s about having a certain amount in one’s bank account. And consequently some people take enormous risks just to secure that sum.

But that’s not really necessary.

More than anything, it’s about proving that you can afford your trip and that you’re only what you say you are: a tourist. Countries want to make sure you will not be a drain on their resources. So, if you have this much money, make sure your trip will only cost you that much . Try to prove through documents that you have a steady source of income, that you have sufficient ties to the Philippines, and that therefore you’re not likely to remain illegally in the other country.

In practical terms, you can do this:

• If your savings aren’t that big yet , at least make sure you have an emergency fund that you do not  touch for travel. (An emergency fund is usually calculated as your monthly budget for expenses x 6.) Subtract that amount from your bank balance and what’s left is the maximum  amount you can spend on your trip. *
• If you’ve already booked your trip and you’re only just now worrying about your bank balance — don’t worry, it happens to the best of us 😀 — try to make sure the whole trip will cost you less than half  of the amount in your account. *
• If someone else is paying for your trip — or if you’re paying for it yourself but you think your bank balance might not be able to convince the consul to give you a visa — submit an Affidavit of Support with your sponsor’s financial papers attached. *
• What I personally do, since I really like traveling, is to keep a separate Travel Fund . Every month, I set aside a portion of my earnings and save it specifically for travel. Then, when there’s a seat sale, I check my Travel Fund and try to calculate if I can afford another trip. If I can’t, I can’t, and that’s the end of it. *
• And always: make a detailed budget , not only for the sake of your visa, but for your own sake, so your trip doesn’t leave you penniless when you get home.

Share this:

Schengen Visa Financial Requirements: Minimum Balance & Info

Last Updated : 03 May 2024

30-Second Summary

One of the main requirements is the means of subsistence proof.

List of items to show you have enough money for the Schengen financial requirements:

Bank Statements

Proof of Accommodation

Prepaid Travel Services

Sponsorship Letter (if applicable)

Employment Verification (if applicable)

Income Tax Returns (if applicable)

Financial Guarantees (if applicable)

Property or Investments (if applicable)

The required amount can vary depending on the Schengen country you plan to visit.

If you travel to any Schengen country, you must apply for a Schengen Visa . The Schengen Visa requires you to submit travel documents during your Schengen visa application. Although most of the Schengen visa financial requirements are the same for each Schengen member state, the means of subsistence are unique to each country.

What Does Means Of Subsistence Entail For A Schengen Visa?

If you plan to travel to any country in the  Schengen Area , you must apply for a Schengen Visa . During your application process , the Embassy or Consulate of the Schengen country you plan to visit will require you to submit a list of required documents.

One of the main requirements is the means of subsistence proof. This document proves you have the financial means to travel and stay in a Schengen country. The minimum bank balance for Schengen visa is calculated through your main destination's living standards.

What Are The Financial Requirements For Each Schengen Country?

The Austrian Federal Ministry for Europe, Integration, and Foreign Affairs does not specify the amount of essential means of subsistence you require to apply for an  Austrian Schengen Visa .

The amount of financial resources, or means of sustenance, is then implicitly regulated on an individual or case-by-case basis.

The Belgian Immigration Office states that anyone applying for a  Belgium Schengen Visa  must prove a financial subsistence of at least 95 EUR per day if they stay in a hotel.

However, if you plan to stay in cheaper accommodation, you can prove that you have at least 45 EUR per day.

Travelers should have €95 per day if staying in a hotel and €45 when planning to get accommodated by cheaper means.

Suppose you apply for the Czech Republic Schengen Visa . In that case, you must show proof of financial sufficiency of at least 42.50 EUR per day .

Furthermore, if you plan a stay longer than 30 calendar days, you must show evidence of at least 1,274 EUR and an extra 170 EUR by the end of each month.

According to the Denmark Visa Code, if you apply for the  Denmark Schengen Visa , you must prove financial sufficiency of at least 67.24 EUR per day . Remember that this is only applicable if you are staying in a hotel.

However, suppose you plan to stay in a hostel or any other cheaper means of accommodation. In that case, you must present proof of financial sufficiency of at least 47.07 EUR per day. Alternatively, if you already paid for your accommodation in advance, or it is paid by a third party. Then, your financial entry requirements will be lower.

Suppose you apply for the  Estonia Schengen Visa . In that case, you must prove financial means by demonstrating you have at least 100 EUR per day for the period of your stay in Estonia.

The Ministry of Foreign Affairs in Finland requires you to provide proof that you have at least 30 EUR per day if you apply for the Finland Schengen Visa .

According to the European Commission, if you want to enter France by applying for a  France Schengen Visa , you must attest to financial sufficiency of at least 120 EUR per day .

However, if you can prove that you have already paid for your accommodation in France, you only must have at least 65 EUR per day. Please also remember that if you choose cheaper accommodation like hostels, the minimum daily amount decreases to 32.25 EUR.

Suppose you want to apply for the  German Schengen Visa . In that case, you must provide evidence that you meet the daily requirements of 45 EUR daily .

All foreign nationals, including citizens of non-Schengen countries, must attest to possessing an amount of 50 EUR per day .

In addition, if you plan on staying for more than 5 days, you must prove a minimum of 300 EUR when applying for a  Greece Schengen Visa .

Suppose you plan on entering Hungary by applying for a Hungary Schengen Visa . In that case, you must pay the minimum requirement of 3.19 EUR for each entry.

There is no other quantity of means of subsistence that you must demonstrate to the Hungarian Embassy or Consulate while applying for a visa.

Entering Iceland by an  Iceland Schengen Visa , you must attest that you have at least 28.83 EUR per day. Additionally, you must pay an entry fee of 144.13 EUR each time you enter the Icelandic territory.

The financial entry requirement when going to Italy on an Italy Schengen Visa  is specified to the number of days you will be spending in Italy. Here is a list of the minimum financial requirements that you must meet:

For stays of 5 days: an overall amount of 269.60 EUR (212.81 EUR for two or more people)

For stays of 6-10 days: 44.93 EUR per person (26.33 EUR for two or more people)

For stays of 11-20 days: 36.67 EUR per person (22.21 EUR for two or more people)

For stays over 20 days: 27.89 EUR per person (17.04 EUR for two or more people)

You must attest that you have at least 14 EUR per day if you go to Latvia by applying for a Lativa Schengen Visa . Let me explain by using an example.

If you stay for 10 days, you must have at least 14 EUR per day. In that case, the overall amount is 140 EUR for your stay.

You must attest to the Liechtenstein Embassy or Consulate that you have at least 92.34 EUR per day if you enter with a Liechtenstein Schengen Visa .

However, if you are a student with a valid student ID, you are only required to prove a financial subsistence of 27.70 EUR per day.

Suppose you want to apply for the Lithuania Schengen Visa .

In that case, you must provide evidence that you meet the daily requirements of 40 EUR . This means you must have at least 40 EUR per day during your stay in Lithuania.

When applying for a Luxembourg Visa at a Luxembourg Embassy or Consulate , Luxembourg does not specify a specific quantity of means of subsistence for Schengen visa.

Suppose you apply for the Malta Schengen Visa . In that case, you must show proof of financial sufficiency of at least 48 EUR per day .

According to the European Commission, if you want to enter the Netherlands by applying for a  Netherlands Schengen Visa , you must attest to financial sufficiency of at least 34 EUR per day .

According to the European Commission, Section 17 (f) of the Norwegian Immigration Act states that if you want to enter Norway through a  Norway Schengen Visa , you must have at least 53.34 EUR per day .

The financial entry requirement when going to Poland on a  Poland Schengen Visa  is specified to the number of days you will be spending in Poland. Here is a list of the minimum financial requirements that you must meet:

For stays of 3 days: overall amount of 67.76 EUR

For stays over 3 days: 22.59 EUR per day

If your accommodation is paid before traveling or paid by a third party: 4.52 EUR per day

Entering Portugal by a  Portugal Schengen Visa , you must attest that you have at least 40 EUR per day . Additionally, you must pay an entry fee of 75 EUR each time you enter Portugal.

However, if you can provide your food and accommodation is covered, you might be exempt from paying the money mentioned above.

According to the European Commission, if you want to enter Slovakia by applying for a Slovakia Schengen Visa , you must attest to financial sufficiency of at least 56 EUR per day .

Suppose you apply for the Slovenia Schengen Visa . In that case, you must show proof of financial sufficiency of at least 70 EUR per day . Furthermore, if you apply for a minor, proof of financial support for a visitor's visa is reduced to 35 EUR.

You must show proof of financial support for a visitor visa such as the Spain Schengen Visa . You must show support of at least 100 EUR a day .

According to the European Commission, you must prove financial support for a visitor visa of 48.26 EUR per day if you apply for a Sweden Schengen Visa .

You must attest to the Switzerland Embassy or Consulate that you have at least 92.34 EUR per day if you enter with a Switzerland Schengen Visa. However, if you are a student with a valid student ID, you are only required to prove a financial subsistence of 27.70 EUR per day.

Means of Subsistence for Schengen Visa

In the context of a Schengen visa application, "means of subsistence" refers to the various ways you can prove your financial capacity to support yourself during your stay. These means can include :

Personal Bank Statements: Provide your personal bank statements that clearly show a consistent balance above the minimum requirement.

Sponsorship: If someone else is financially supporting your trip, you will need an official sponsorship letter , along with their financial documents.

Financial Guarantees: Some countries accept financial guarantees, such as a deposit or bond, to cover your expenses.

Prepaid Travel Services: If you have already paid for your accommodation, flights, or other services, you can use these as evidence of your financial preparedness.

More Details About The Schengen Visa

The Schengen Tourist Visa is considered a short-stay visa. The validity and duration of stay in the Schengen Area is 90 days in a 180-day period .

Although some  citizens enjoy visa-free travel  to the Schengen Area, they must also abide by the 90/180-day rule .

If you are an EU citizen, you also enjoy visa-free travel to any Schengen member state and the EU/EEA.

If you want to apply for a Schengen Visa, you must head over to the Schengen country's Embassy or Consulate . Luckily, we have detailed guides on Schengen Tourist Visa applications . However, we know visa applications can be terrible, so I suggest you  apply through AtlysBlack apply through AtlysBlack for expedited visa appointment s.

Please check out each guide by selecting the Schengen country of choice :

Austria, Belgium, Czech, Croatia,Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Netherlands, Norway, Poland, Portugal, Spain, and Switzerland.

The European Union will implement the ETIAS (European Travel Information and Authorization System) at the start of 2023. The ETIA will apply to any citizen who enjoys visa-free travel to the EU.

Therefore, if you are traveling to any Schengen member state before 2023, you don't need to apply for the ETIAS. However, remember that this will change in 2023.

Please feel free to  check out our ETIAS guide check out our ETIAS guide  for more information on how you will need to apply for it in the future.

Now that you know the financial requirements, I will explain the generic visa requirements that are the same for all Schengen countries. Remember that border control s can ask you for additional information, so always carry hard copies of your documents.

Here is a list of the documents that you must present when applying for your Schengen Visa :

Visa application form : Can be found on the Consulate of the country's website.

Two passport photos : Make sure to check out the photo requirements.

A valid passport : Your passport should be valid for at least 3 months beyond your stay.

Travel Itinerary : A travel itinerary Including the flight itinerary and hotel itinerary.

Travel insurance/Health insurance : The travel insurance must have a minimum of 30,000 EUR that covers the length of your intended stay.

Financial means of subsistence: Bank statements etc.

Cover letter : You should include a cover letter.

Employment Letter : Employment letter that proves you have leave.

required documents needed for the Schengen visa .

Meeting the minimum bank balance requirements for a Schengen visa is a vital step in ensuring your European journey goes smoothly. Remember that each Schengen country may have its own specific criteria, so thorough research and careful planning are essential.

By understanding the financial prerequisites and providing the necessary documents to support your application, you'll increase your chances of obtaining a Schengen visa and embarking on a memorable European adventure. So, get your finances in order, complete the application process, and soon, you'll be exploring the stunning landscapes and rich cultures of the Schengen Area with confidence. Safe travels!

Government Sources

We source our information directly from government authorities, assuring its credibility. Using AI, we simplify intricate concepts for better clarity, and our dedicated team conducts rigorous verification to maintain precision. Rest assured, the information you discover here is dependable, as we exclusively rely on reputable sources.

Travel.State.GOV Travel.State.GOV

German mission in US German mission in US

Frequently Asked Questions

Proof of sufficient funds for travel typically includes bank statements, sponsorship letters, and proof of accommodation . Bank statements should show a consistent balance covering your expenses, while a sponsorship letter confirms financial support from a sponsor. Proof of accommodation can be in the form of hotel reservations or a letter of invitation from a host.

Failing to demonstrate your ability to cover expenses can result in a visa denial. It's crucial to carefully plan and provide the required documentation to meet this requirement.

Yes, you can use a sponsor to meet the financial requirement, but the sponsor must provide a clear commitment to cover your expenses during your stay and provide the necessary financial documentation.

You can demonstrate your means of subsistence by providing relevant documents, such as bank statements, sponsorship letter s, and proof of prepaid services, to show that you have the financial capacity to support yourself during your stay.

The required amount can vary depending on the Schengen country you plan to visit, the purpose of your trip, and the duration of your stay. As a general guideline, having at least €5,000 in your bank account is often recommended.

Yes, you can use a sponsor's bank account to fulfill the financial requirements. However, you must provide an official sponsorship letter from the sponsor, along with their financial documents, to prove their ability to support your trip.

Yes, you typically need to maintain the required minimum bank balance in your account for the entire duration of your stay in the Schengen Area. It's essential to plan your finances accordingly.

Failing to meet the financial requirements can result in your visa application being denied. It's crucial to ensure you have the necessary funds and documentation before applying.

To obtain a Schengen visa for Switzerland, you must demonstrate having funds of at least CHF 100 or €102.48 per day for your planned visit, assuming you are responsible for your travel expenses.

For a Schengen visa in Germany, you must show a minimum bank balance of EUR 45 per day. It is important to have sufficient funds to cover your expenses during your stay in Germany.

Proof of sufficient funds for travel to Italy can be established by presenting original bank statements issued within the past month, stamped and signed by an authorized bank official. These statements should demonstrate your ability to financially support your trip.

Yes, bank statements are commonly used as proof of the minimum bank balance. They should cover a specific period leading up to your visa application date and demonstrate a consistent balance above the required minimum.

There are no specific age restrictions. However, all applicants, including minors, must demonstrate their financial capacity to cover expenses during their stay.

A 3-month bank statement is typically required to demonstrate your financial stability and your ability to cover expenses during your stay in the Schengen Area. It provides a comprehensive overview of your financial situation leading up to your visa application.

The amount of money required to sponsor a tourist visa varies based on the destination country, the purpose and duration of the visit, and the cost of living in that country. It's crucial to check the specific financial requirements of the embassy or consulate of the country where the visa application will be submitted for accurate details on the necessary funds to show.

Proof of sufficient funds for travel typically involves providing bank statements or financial documents that demonstrate you have the necessary financial means to cover your expenses during your trip, including accommodation, food, transportation, and other essential costs. These documents serve as evidence to immigration authorities that you can support yourself during your stay in a foreign country without relying on public funds or assistance.

The visa fee is 80 EUR for adults. You can learn more about the Schengen visa application .

According to the European Parliament and The Council, the Regulation (Ec) No 810/2009 establishes a Community Code on Visas known as the "Visa Code." The Visa Code stipulates the following:

Article 14 (c):

"Documents indicating that the applicant possesses sufficient means of subsistence both for the duration of the intended stay and for the return to his country of origin or residence, or for the airport transit to a third country into which he is certain to be admitted, or that he is in a position to acquire such means lawfully, in accordance with Article 5(1)(c) and (3) of the Schengen Borders Code." -  European Parliament and The Council of the European Union .

Article 21 (5):

"The means of subsistence for the intended stay shall be assessed in accordance with the duration and the purpose of the stay and by reference to average prices in the Member State(s) concerned for board and lodging in budget accommodation, multiplied by the number of days stayed, based on the reference amounts set by the Member States in accordance with Article 34(1)(c) of the Schengen Borders Code. In addition, proof of sponsorship and/or private accommodation may constitute evidence of sufficient means of subsistence." -  European Parliament and The Council of the European Union .

Proof of sufficient means of subsistence for travel in Europe includes recent bank account statements from the last three months, reflecting the name and address of the account holder. It is important to note that Travel Money Cards and cash are not accepted as proof of funds.

Indeed, you can submit your Schengen visa application to one embassy or consulate and, upon approval, journey to another Schengen country. Typically, Schengen visas are granted with the primary destination or the initial Schengen nation you intend to visit in mind. After securing the visa, you have the freedom to move within the Schengen Area and explore other member nations, provided you comply with the visa's stipulations, such as the length of stay and the purpose of your visit.

Visas in Under a Week

Dominican Republic Visa & Tourist Card: Application and Requirements

Dominican Republic Tourist Visa

Discover travel requirements for US citizens visiting the Dominican Republic. Stay informed on entry requirements for a seamless visit.

Ethiopia tourist visa: Easy application process for travelers

Ethiopia tourist visa

Explore Ethiopia hassle-free with the e-visa for US citizens. Secure your visa online for a seamless travel experience. Apply now!

Ethiopia Visa For U.S. Citizens: E-Visa Application

Ethiopia E Visa

Apply for an Ethiopian visa - Get your Ethiopian Evisa here and travel to the ancient country with its colorful history.

Enter If You Dare! Spookiest Haunted Destinations In Egypt

Scariest Destinations To Visit In Egypt

Knock Knock - Who's There? The Ghost Of Your Past! Haha, I know, funny. But nothing funny about these 10 scariest places in Egypt.

Philippines One Health Pass Registration And Requirements

Philippines One Health Pass

this post covers everything you need to know about the One Health Pass for the Philippines. This includes the application process, requirements and Philippines covid-19 restrictions.

Vietnam E-Visa Payment Issues And Solutions

Vietnam E Visa Payment Issues

This post will help you if you're struggling to pay your Vietnam e-Visa. Some tips and tricks on how to complete the payment process without issues.

Instant Visas

Barbados Visa From US: Costs, Visa Process, And Entry Requirements

Barbados Visa Requirements

In this post, you'll learn about everything you need for a Barbados Visa. Including if you need one, the Barbados visa requirements, the application process, and costs.

The Nepal Tourist Visa For US Citizens: Requirements, Application Process, And Fees

The Nepal Tourist Visa For Us Citizens

In this blog, I talk about how to get a Nepal visa for US citizens, the visa fees, and the processing time

Revealed: These Are The Most Visited Cities In The World 2023

The Most Visited Cities In The World

Discover the most visited cities in the world. Read about why these destinations are so popular and special in the eyes of international travellers.

St Lucia Visa | US Citizens and US Green Card Holders

Travel To St Lucia

Discover the process of obtaining a St Lucia visa for US Green Card Holders. Learn entry requirements, application steps, fees, and visa validity.

Barbados Digital Nomad Visa: Welcome Stamp Requirements

Barbados Digital Nomad Visa

This post covers everything you need to know about the Barbados Digital Nomad Visa. It includes the application process, required documents and visa requirements.

Malawi visa for US Citizens

Malwai visa for US citizens

US citizens enjoy visa-free entry to Malawi. Learn about fees, visa-extension, US green-card holder requirement and more

Visa Guaranteed on

How to (Legally) Stay in Europe for More Than 90 Days

When I planned my move to Sweden a few years ago, I tried to figure out how to get past the 90-day limit placed on tourist visas in the Schengen Area. This is a problem encountered by thousands of travelers every year and a question that regularly (especially this time of year) pops up in my inbox.

“How can I stay in Europe for more than 90 days?”

It’s a simple question with a very complicated answer.

I always knew it was complicated, but until I started researching how to stay there longer, I never knew just how complicated.

Fortunately, in the process of this research, I came to learn there are a few ways to stay in Europe longer than 90 days; they just aren’t well known.

This post will teach you the options for staying in Europe over 90 days as well as give you tips on how to move to Europe. But first a few things:

It’s important to note that Europe isn’t just one place — there are varying visa rules throughout the continent. When people talk about the “90-day limit,” they’re talking about restrictions on the Schengen Area, which is the visa policy that governs 27 countries in Europe. It includes most of the European Union as well as a few non-EU countries.

Note: While I call it the “Schengen Visa,” it’s not an actual visa you necessarily need to apply for. Depending on your residency status and country of citizenship, you may need to apply in advance for a Schengen Visa, however, those with an American passport do not need to apply in advance.

However, it should be noted that as of 2025, visitors from 60 countries (including the United States, United Kingdom, Australia, New Zealand, and Canada) will need to apply for an online ETIAS, which is essentially a visa waiver, when entering the 23 EU member states and 4 non-EU countries of the Schengen. It is valid for 90 days within a 180-day period.

You can apply and pay online up to 96 hours beforehand. It is similar to the US version of ESTA (or the eTA in Canada). ETIAS cost 7 EUR for those 18-70 years old and are free for those under 18 years or over 70.

If you come from a country that requires you to get a Schengen visa you will not need to apply for ETIAS. It’s one or the other. Learn more here . (The ETIAS was originally set to launch in 2024, but has been pushed back.)

Table of Contents

• What is the Schengen Visa?

Part 1: Staying or Moving to Europe the Easy Way

Part 2: staying in the schengen area past 90 days.

• Take Advantage of the Bilateral Agreement
• Working Holiday Visas
• Long-Term-Stay Visas
• Student Visas
• Freelancer Visas
• Marriage Visas

What is the Schengen visa?

The Schengen visa is a 90-day tourist visa for Schengen Area countries, which are:

• Liechtenstein
• Netherlands
• Switzerland

  Additionally, there are several microstates that are de facto members of the Schengen Area. These are Monaco, San Marino, and Vatican City.

These Schengen countries have a border-free visa agreement that lets residents move throughout the Area without needing to show their passports every time they cross a border. Essentially, it’s as if they’re one country, and you can move as freely as you want.

Citizens of many countries are allowed to enter the Schengen Area without having to get a visa beforehand. Your passport simply gets stamped upon your arrival and departure from Europe. You’re allowed to enter and leave from any country you want — they don’t have to be the same.

Here is a map of the countries with visa waivers that can enter the Schengen without requiring a visa in advance.

Most visitors (including Americans) are allowed to spend 90 days in the Schengen Area in every 180-day period. The easiest way to think of it is that you can visit for 3 months and then you have to leave for 3 months before you can return.

However, you can also bounce back and forth between Schengen and non-Schengen countries — you just need to keep track of all your dates of entry/exit.

When I visit Europe, I fly in and out of different countries all the time. Your first entry in the 180-day period is when your 90-day counter starts. These days don’t need to be consecutive — the total is cumulative. Once day 181 hits, the count resets itself.

For example, if I come to the Schengen Area in January and stay for 60 days and then come back in June for 10 days, that counts as 70 days in 180 days. Only days you are in the zone during the period count. If you go on January 1st and stay 90 straight days, you have to leave and technically can’t come back until July 1st.

If you’re doing a lot of bouncing around, use the EU’s Schengen visa calculator . Simply input all your travel dates and it’ll tell you how many days you have remaining.

However, not all travelers are allowed such freedom.

Citizens from many countries need to apply for a Schengen visa ahead of time. You’ll be required to fill out paperwork beforehand and fly in and out of the country for which your visa is issued.

Even then, you still might not be granted a visa. Spoiler alert: citizens from African and Asian countries get screwed.

So, with that being said, how DO you stay in Europe longer? How do you get around that rule? Let me break it down for you.  

Most non-Schengen countries such as Moldova , Ireland , and some Balkan countries allow you to stay for up to 60 or 90 days. Albania even lets Americans stay up to a year!

So, all you need to do to stay in Europe longer than 3 months is spend 90 days in the Schengen Area and then visit the UK, go to the Balkans, drink wine in Moldova, and have a pint in Ireland. If you align your schedule right, you can easily be out of the Schengen Area for 90 days and then head back into the Schengen Area with a brand new Schengen visa.

Years ago, to get around this limit, I spent three months in Bulgaria , Romania , Ukraine , and England as I waited for my clock to reset.

After that, I headed back into the Schengen area for Oktoberfest .

If you want to travel the continent for a long time without having to go through the various visa processes described below, vary your travel by visiting non-Schengen countries. There are plenty of countries to choose from while you wait for your Schengen Visa clock to reset. This is the easy, hassle-free way of doing things.

—-> Need more tips for Europe? Visit my destination guide and get in-depth information on what to see and do and how to save money .  

After all, the Schengen Area spans 27 countries and visiting so many destinations in 90 days can be a little rushed (you would have an average of just 3.5 days per country).

If you want to stay longer to travel, live, learn a language, or fall in love, then the “move around” option suggested above isn’t going to work for you. You need something else.

Luckily, there are a few ways to do this — and I can’t stress enough the importance of the word “few.” Because staying more than 90 days in the Schengen Area isn’t easy.

First, let’s understand the rule:

The Schengen law states that you can’t stay in the Schengen Area for more than 90 days. If you do, you’re subject to a fine and possibly deportation and being banned from re-entering the Schengen Area. How that rule is enforced, though, varies greatly from one country to another. Overstaying by a day might not be the end of the world, however, some countries do not mess around with visitors overstaying.

For example, Germany, the Netherlands, Poland, Switzerland, and Scandinavian countries are all very strict about entry and exit rules. If you overstay your tourist visit, there’s a good chance they’ll pull you aside. Two Australians I know were detained leaving Switzerland due to overstaying their visa by two weeks. They were allowed to go with just a warning, but they missed their flights and had to book new flights.

I know of someone who overstayed by six months, tried to leave from Amsterdam, and now has an “illegal immigrant” stamp on her passport. In order to enter Europe again, she must apply for a visa at an embassy and be preapproved:

I made the mistake of attempting to leave from the Netherlands after overstaying a Schengen visa and was caught. I overstayed by about a month, and they hand-drew some sort of insignia in my passport to note my overstay. They told me I’d have to contact the IND and find out if I would be able to enter the Schengen states again.

Another blogger told me this happened to them too so don’t overstay your visa!

That being said, if you leave from Greece , France , Italy , or Spain you may be less likely to encounter an issue, provided you (a) haven’t stayed over too long and (b) didn’t catch the immigration officer on a bad day.

When I left Greece, no one even looked at my passport. One of my friends met a guy in France, fell in love, and decided not to leave. A year later, when she finally did, the French officials didn’t even look twice. Another friend flew into France and didn’t even get an entry stamp. Spain is another place notorious for not caring and Americans who decide to overstay for months mention that as the easiest country to exit from. Still, it’s a good idea not to take your chances.

Of course, I don’t think it’s wise to overstay. A day or two? Likely not the end of the world. But a few weeks? A few months? The risk is too great. The fines can be large and I love going to Europe too much to risk being banned.

But, Matt, can I extend just extend my Schengen visa/stamp?

Unfortunately not. Simply put, you cannot extend your tourist visa or entry stamp. There’s a 90-day limit, and that’s that.

So what’s a tourist to do?  

1. Take advantage of the Bilateral Agreement

There are 23 Schengen countries to date with bilateral agreements in place with Austria having the most visa waiver agreements (for 27 non-EU countries). Moreover, there are 12 countries that have bilateral agreements with Australia.

For example, France has a bilateral agreement that allows U.S. citizens to stay an additional 90 days beyond the Schengen limit. You can enter from any Schengen country, stay 90 days in France, and then fly home. But the catch is you have to go home — you can’t go elsewhere. You have to leave Europe so you can’t use your time in France as a sneaky way to reset your Schengen clock.

Now, the France/U.S. rule is tricky. It’s based on a post-World War II agreement that was never canceled. Multiple French consulates told me yes, they thought this law existed but couldn’t tell me where to find it. A few visa services told me I was crazy. One consulate told me it was possible but only with a long-term visa.

BUT, after many calls, the US, Canada, and UK French embassies told me that yes, this law does exist and that yes, this is still valid. Then they referenced me to the French national archives.

Well, we found the actual diplomatic papers that spell this out . It took us close to a year to find it but we did.

This is the note from the French government about it:

Hi, There is a bilateral agreement between French and the U.S. by exchange letters (March 16-31 mars 1949), which allows American citizens to stay in France 90 days over 180 days, irrespective of the stays already made in other Schengen countries. However, this agreement has been made before the Schengen agreement. Today, as there is no more border control between the Schengen countries, it is very difficult to determine how long a person has stayed in France and we heard that some people had troubles with the immigration police while leaving France. Therefore, we recommend American citizens to respect the Schengen regulation which allows a maximum of 90 days on 180 days in the whole Schengen area. Consulat général de France, Service des visas 4101 Reservoir Road, Washington DC, 20007

A follow-up to the London embassy gave me this response:

“Whilst the bilateral agreement you refer to has not officially been revoked, the French Border Police has sole authority on deciding whether to apply it or not, at the time of entering or exiting the Schengen area.”

So this is really a thing. And, while they don’t like you using it, it’s still the law. Just bring proof you stayed in France for 90 days! If you plan to use this rule, bring documentation as border guards may not be aware of it.

Additionally, Denmark, Norway, and Poland also have bilateral agreements with the United States that let citizens stay an additional 90 days in each country separate from the regular Schengen Zone visa. The Denmark rule applies exactly the same way as the French one. Denmark also has a bilateral agreement that is applicable for citizens of Australia, Canada, Chile, Israel, Japan, Malaysia, New Zealand, Singapore, and South Korea .

That said, travelers can only use the Norwegian or the Danish bilateral agreement — they can’t use both (time in Norway under the bilateral agreement counts as time in Denmark and vice versa).

For Poland, you must enter and leave Poland via a non-Schengen country where you will be stamped again (i.e., direct flight from NYC). So you could do 90 days in the Schengen, fly to the UK, and then fly to Poland. Poland’s rules are simply laid out in an agreement letter the U.S. and Poland signed in 1991. ( Here’s a copy of the letter from the Polish government) .

In theory, there are also other bilateral agreements between the U.S. and Schengen countries. I’ve been told by multiple sources that Belgium, Italy, Hungary, Norway, Spain, Portugal, and the Netherlands all have their own bilateral agreements with the U.S. as well. This page outlines the existing bilateral agreements .

However, I reached out to each country’s consulate and none of them replied (save Portugal) in any meaningful way. They simply directed me to the standard visa FAQ page.

Regarding Portugal, a representative from the Portuguese consulate said this regarding their bilateral 60-day visa:

Please note that those 60 days are an exceptional extension that needs to be requested within Portugal at SEF office near your temporary address in Portugal.

Now, in theory, one could say thanks to borderless travel you could get your “extra 90 days in Denmark” and then just travel around, fly out of Denmark, and no one would be the wiser. One could say that. But I’ve noticed a lot more intra-Europe passport checks in recent years. I got yelled at in France for not having my passport with me while on a train to see a chateau. So, I wouldn’t recommend doing this.

Note: Most countries have bilateral agreements with other countries. Call the local embassy for more information (you’ll have better luck calling than emailing).  

2. Get a Working Holiday Visa

There is no single “working holiday” program for the Schengen or EU so applicants must apply for a visa from a specific country. Usually, applicants must be younger than 30, though age restrictions are becoming more relaxed in recent years.

Additionally, you can get consecutive working holiday visas. An Australian reader of mine got a two-year Dutch working holiday visa and then got one from Norway to stay two more years. While she and her boyfriend (who also got one) did odd jobs in Holland for a bit, they mostly used it as a way to travel around the continent.

Note : This type of visa won’t allow you to work in any other country than the one that issued it.

For Americans, there are only two options for working holidays in Europe: Ireland (non-Schengen country) and Portugal (Schengen country). Both programs are essentially the same, providing a 12-month work visa to those either currently enrolled in or recently graduated from a higher education institution.

While you must be at least 18 to apply, there’s no upper age limit, provided that you fit the other criteria. For the Portuguese visa, you can only work for 6 months out of the 12-month visa, while the Irish visa has no work restrictions.

3. Get a Long-Term-Stay Visa

However, in 2023, if you have a fully online business, there are countries within Schengen that allow digital nomad visas provided you make a certain amount of money per month and have your own health insurance. Countries that currently offer digital nomad visas include Portugal, Croatia, the Czech Republic, Estonia, Germany, Hungary, Greece, Iceland, Italy, Malta, Romania, Spain, and Norway.

The countries that allow you to apply with the lowest online salary are Portugal, Hungary, Malta, and Croatia, which require around 2,500 EUR in income per month.

Schengen allows for a C- or D-class visa (the letter varies on the country), which is a temporary residence visa for up to one year. But the specific visa and requirements vary from country to country. Some countries are harder, some are easier, and others are nearly impossible despite being in the same visa treaty zone.

However, there are a few countries that do offer long-term visas that aren’t too hard to get:  

France offers a long-term visitor visa for a period of up to one year. According to the French Embassy, “The ‘visitor’ visa (or visa ‘D’) allows you to enter France and stay for more than three months. Long-stay visa holders will be allowed to reside in France for up to 12 months according to the validity of their visa and purpose of stay.”

To get this visa, you must set up an appointment at the French consulate near you. You can’t walk in — you must make an appointment.

At this appointment, you’ll need the following documents:

• One application form filled out completely and signed
• Three passport photos
• Your original passport, which must have been issued less than 10 years ago, be valid for three months after your return, and have at least two blank pages left
• A letter certified by a notary public that promises you won’t engage in work
• A letter of employment stating current occupation and earnings
• Proof of income (you’ll need copies of a pension certificate or your last 3 bank statements)
• Proof of medical insurance that includes evacuation insurance and medical coverage of at least €30,000 (a copy of your US health insurance card is not acceptable as proof, you need a detailed description of coverage)
• Proof of accommodation in France. (If you don’t have an official document such as a sublet agreement, you can include a letter describing your accommodation arrangements).

Note : You can’t apply for this visa more than three months before your arrival date.

France-Visas is the official visa website for France. It details all the types of visas and has a helpful “visa wizard” where you put in your situation and it tells you what type of visa you should apply for as well as all the documents that you need.

You can also visit the French Embassy website for links to local embassies and consulates for more information. Find your closest consulate here .

This post has some helpful information to get you started on long-term visas in particular .  

Sweden also offers a long-term stay tourist visa for a maximum period of one year. Here’s a brief overview of what you need:

• Residence permit for visitor’s application form
• Notarized copies of the pages of your passport that show your identity and the validity of your passport, as well as copies of all the other visas/stamps you have. Your passport also needs to be valid for 3 months after your stay.
• A bank statement showing your means of supporting yourself for the duration of your stay (450 SEK for each day of your stay)
• A return airplane ticket
• Proof of medical coverage of at least 30,000 EUR

Most people who apply for this visa have family in Sweden. If you don’t, you’ll need to have clear reasons as to why you need to stay longer and show ample proof that you can support yourself (i.e., “I want to meet Swedish guys/girls” won’t cut it!).

You can apply either in Sweden or outside the country. If you’re applying from Sweden, you can apply online, and then make an appointment at the consulate or embassy to show your passport and get fingerprinted. If you’re applying outside of Sweden, you need to file your application in person at the consulate or embassy. When you file your application abroad, you’ll also be interviewed about your intended trip and the purpose for staying in Sweden.

You can learn more about the process on this government page .

Spain offers a couple of long-term visas. The Golden Visa is based on a sizable financial investment in Spain, either into a company (minimum 1 million EUR), real estate (minimum 500,000 EUR), or invest in a new business such as in science or tech that creates local employment opportunities. The other more attainable and popular long-term visa targets retirees and is called the Non-Lucrative Residence Visa. It requires that you spend at least 183 days in Spain, which would make you a legal resident for tax purposes. During this time, you are unable to work in Spain (so you’ll need to have enough savings to get you by). However, studying and unpaid internships are permitted.

The big catch for this visa is that you need to have at least 26,000 EUR in your bank account (ideally more). Since the visa is designed for retirees, the assumption is that you’re coming here to rest on your financial laurels after a lifetime of saving up — hence the sizeable requirement.

The visa has been denied to people who are remote workers so I wouldn’t recommend this visa if you’re a digital nomad (Spain is supposedly working on a visa specifically for digital nomads, though it’s not currently available). This is a bit of a gray area though. If you can show enough savings to financially sustain yourself for a year without working, you can get this visa. You just cannot use monthly statements (such as from your remote job) to prove income; financial proof must be savings or passive income (such as a pension).

In addition to having sizable savings, you’ll also need to fill out the application, submit your passport and additional photos, pay a fee, and provide the following:

• Proof of private health insurance (from an authorized company in Spain not travel insurance)
• A doctor’s note certifying that you’re healthy
• A criminal background check translated into Spanish

You must apply for this visa in your country of residency (usually with the help of lawyers). The application varies per country, usually between 120-900 EUR (it’s around 125 EUR for Americans and over 500 EUR for Canadians).

This consulate page has all the specific details you need regarding the application .

Portugal has multiple long-term stay visas. First, there is a Golden Visa, which requires a minimum investment in the country of 280,000 EUR and takes around 18 months to process. The D7 Passive Income visa, which is similar to Spain’s non-lucrative visa, is more realistic for most people.

To apply for the D7 visa in Portugal you need:

• Proof of health insurance covering at least 30,000 EUR
• A background check
• Proof of financial means to stay in Portugal (8,460 EUR)
• 2 passport photos
• Proof of accommodation

The main difference between the Portuguese and Spanish long-term visas is that you only need an income of around 8,460 EUR instead of the 26,000 EUR in savings that the Spanish visa requires. You still cannot work on this visa, so your income must be passive (investments, pension, rental property, etc.).

The D7 visa can work for digital nomad as it is valid for 4 months. Portugal is much more accepting of remote work as proof of income for the visa application than Spain.

Portugal also offers the D2 immigrant Entrepreneur visa, which isn’t designed specifically for digital nomads, but could be used by specific entrepreneurs. You’ll need to submit a business plan and demonstrate you have enough capital to get started. You’ll also need to explain why you want to start your business in Portugal (or move it there). You’ll have a much higher chance of getting approved if you have invested upwards of 5,000 EUR in your business and speak some Portuguese (it’s not required, but these visas are regularly rejected so it will give you a leg up).

In short, there are a lot of steps for a temporary visa. However, you can get this extended and eventually apply for permanent residency or citizenship after 5 years.

You’ll need to apply for both of these visas in your country of residency.

The official Portuguese visa website has more information about specific visas and requirements. You can locate your nearest Portuguese consulate here .

A note on long-term visas: Keep in mind that the information above is just for reference. There may be more requirements needed for your application and not all visas are open to everyone. You’ll want to contact your local embassy for specifics and additional information.  

4. Get a Student Visa

All Schengen Area countries offer student visas that are easy to obtain so long as you’re enrolled in a recognized university program. This would require you to pay for the course and you may also have to show proof of minimum fund requirements, but it will virtually guarantee you a visa if you are accepted.

One of the best countries to do this is Spain, where a whole industry has sprung up to help students study Spanish. There are tons of schools that will allow you to enroll and write letters stating you’re a student there. You’ll need to apply in your home country but the process is relatively straightforward. This post details the requirements .

Germany is another popular choice, as post-secondary schools there are essentially free. While there may be more competition, the costs are much lower. However, you need to show proof that you have money in a bank account to cover your expenses. As of October 2022, that amount is 11, 208 EUR in a blocked bank account.

In Germany, you might also be able to work up to 120 full days, or 240 half days (20 hours a week) while you study as well. You can learn about the application process here .

While most student visas allow you to stay in a country for one year, I would only consider getting one if you actually plan on studying. If you’re just getting a student visa to travel and play tourist, it’s not going to be worth the cost and paperwork since you’ll need to set up everything from a residential address to a bank account to a local phone number and more.  

5. Get a Freelancer/Remote Worker Visa

There are several countries that offer freelancer visas and visas geared towards the increasing number of remote workers. This process is a little more complicated and not for the casual tourist. These visas are meant for people who actually want to live and work in Europe. If you’re just a casual tourist, expect to be denied. But if you’re a digital nomad, this is the visa for you.

Schengen countries that offer freelancer or remote worker visas include:

• Germany (no set income amount, but you need a business plan and upwards of 10,000 EUR in savings)
• Estonia (3,500 EUR income/month)
• Czechia (5,600 EUR in savings)
• Portugal (2,800 EUR income/month)
• Greece (3,500 EUR income/month)
• Malta (2,700 EUR income/month)
• Hungary (2,000 EUR income/month
• Croatia (17,800 HRK (2,300 EUR income/month)

Non-Schengen countries that have them include:

• Romania (no set income, reports of successful applicants range from about 3,700 EUR/month)
• Georgia (2,000 USD income/month)
• Iceland (1,000,000 ISK income/month (6,617 EUR), only valid for up to 6 months)

Germany is the country most used by people who want to reside in Europe. If you’re a freelancer, digital nomad, artist, or have some form of income, this is the visa to get. If you are from Australia, Canada, New Zealand, the U.S., Israel, South Korea, or Japan you can apply after you arrive in Germany (everyone else needs to apply in advance).

The visa only lasts for three months, however, it is designed to be extended into a residency visa which would then last for three years. I have many friends who have gotten this visa. As long as you follow the steps, you should be fine. This post has more information about the process .

Most of these visas follow a similar format: apply, pay a fee, submit proof that your business can stay afloat, then wait to be accepted. However, some have more stringent requirements.

For example, Estonia’s freelancer visa requires a monthly income of at least 3,500 EUR per month leading up to your application. For the Czechia visa, you need to have at least $6,000 USD in your bank account (the lovely folks at Wandertooth, who did this process a couple of years ago, can walk you through the steps ).

If you are a digital nomad and are considering working remotely from the EU you can compare these programs to see which one bests suits your goals (though Germany is likely the best place to start since it’s one of the easiest to get).  

6. Get Married to a European

Fall in love with a European (or at least a friend) and apply for a marriage visa! You’ll get to stay there while the application process goes through and then you can move to Europe and stay there forever with the love of your life! That’s a win-win! (This is a joke. Don’t get married just for a visa to stay in Europe!)

The best, easiest, and most effective way to stay in Europe long-term is to increase the number of countries you visit so you’re in the Schengen Area for only 90 days. As I said, there are a lot of countries not in the Area so this is easy to do.

If you’re like me and want to stay in the Schengen Area longer than 90 days (or just want to move to Europe because it’s awesome), be prepared to work the system. It’s not impossible to stay long-term in the Schengen Area. By understanding the system and using the few loopholes that do exist, one can legally stay past 90 days and enjoy all Europe has to offer without worrying about being barred for life.  

Get Your In-Depth Budget Guide to Europe!

My detailed 200+ page guidebook is made for budget travelers like you! It cuts out the fluff found in other guides and gets straight to the practical information you need to travel while in Europe. It has suggested itineraries, budgets, ways to save money, on and off the beaten path things to see and do, non-touristy restaurants, markets, bars, safety tips, and much more! Click here to learn more and get your copy today.

Book Your Trip to Europe: Logistical Tips and Tricks

Book Your Flight Use Skyscanner to find a cheap flight. They are my favorite search engine because they search websites and airlines around the globe so you always know no stone is left unturned!

Book Your Accommodation You can book your hostel with Hostelworld as they have the biggest inventory and best deals. If you want to stay somewhere other than a hostel, use Booking.com as they consistently return the cheapest rates for guesthouses and cheap hotels.

For suggestions on where to stay during your trip, here is a list of my favorite hostels in Europe .

Don’t Forget Travel Insurance Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. My favorite companies that offer the best service and value are:

• Safety Wing (for everyone below 70)
• Insure My Trip (for those over 70)
• Medjet (for additional repatriation coverage)

Looking for the Best Companies to Save Money With? Check out my resource page for the best companies to use when you travel. I list all the ones I use to save money when I’m on the road. They will save you money when you travel too.

NOTE: Due to the complexities of visas and the uniqueness of everyone’s situation, we do not answer any visa related questions in the comments or via email. Thank you.

Hi, I’m Nomadic Matt, the New York Times best-selling author of How to Travel the World on $50 a Day and Ten Years a Nomad, as well as the founder of this website! And I’m here to help you save money on your next trip.

Got a comment on this article? Join the conversation on Facebook , Instagram , or Twitter and share your thoughts!

Disclosure: Please note that some of the links above may be affiliate links, and at no additional cost to you, I earn a commission if you make a purchase. I recommend only products and companies I use and the income goes to keeping the site community supported and ad free.

Related Posts

GET YOUR  FREE TRAVEL STARTER KIT

Enter your email and get planning cheatsheets including a step by step checklist, packing list, tips cheat sheet, and more so you can plan like a pro!

• Skip to primary navigation
• Skip to main content
• Skip to primary sidebar
• Skip to footer

TravelAwaits

Our mission is to serve the 50+ traveler who's ready to cross a few items off their bucket list.

Europe & US Travelers: Inside the EU’s 2025 Visa Requirements

• Destinations

There’s good news and there’s bad news for Americans heading to Europe next year.

The bad news : the European Union changed its laws to require Americans to obtain visas or visa waivers to enter the EU.

The good news : the updates have been delayed until 2025 .

So, what does this mean for Americans heading to Europe? Most travelers are hung up on complex Schengen laws and political boundaries. But, starting in 2025, we’ll also be required to pay for a visa before arriving or show proof of a visa waiver. (Most will be doing the latter.)

Now that things are slated for change, it’s the perfect time to review the differences between Europe the continent, the European Union, and the Schengen Zone. Then we’ll dive into the nitty-gritty of what the new visa requirements entail.

Differentiating the EU from Schengen

Let’s simplify all of this. Europe is a continent. (Yes, Turkey is counted as part of Europe.) The European Union, on the other hand, is a political union between certain European countries.

There are 27 countries in the European Union , including Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden.

Some notable exemptions from the EU are Norway, Iceland, and Switzerland . But let’s be clear: the EU does not correlate directly to Schengen . The Schengen Zone is a group of countries that have abolished their borders, meaning you can cross them freely.

However, Ireland and Cyprus are not part of Schengen. That won’t change much on your trip – but you’ll need to go through customs when you travel to and from other EU countries . Similarly, the non-EU members of Norway, Iceland, and Switzerland are part of Schengen. The UK is not part of either the EU or Schengen. (More on this below.)

2025 visa requirements

The European Union recently created a visa program aimed at Americans. Starting in 2025, we will be legally required to apply for and receive a visa or an exemption from one before traveling to the EU.

Visa applications will be managed by the European Travel Information and Authorization System —which will have a handy online form for you to fill out. This form isn’t actually a visa, but an exemption from one. It proves that you meet the requirements to not need a visa.

The form will take only a few minutes to complete and will incur a small fee of $7.50. You must present this form when entering all EU countries, plus the Schengen members of Iceland, Norway, and Switzerland.

In summary: the EU is updating its entry requirements. Starting in 2025, Americans must present a visa or the ETIAS visa waiver upon entry. This shouldn’t be a problem for the vast majority of tourists, as they won’t be staying more than 90 days.

How does Brexit fit into this?

In case you didn’t hear, the UK voted to leave the European Union in 2016. This change went into effect in 2020, ushering in the official era of Brexit. That means that UK citizens are no longer part of the European Union or the Schengen Zone.

For American travelers, this change hasn’t affected much; you don’t need a visa to travel to the UK for a short period of time. But there’s one place where you’ll notice this change: customs lines.

Now that UK citizens aren’t part of the EU, they must also wait customs lines to enter the EU. If you’re an American heading to Europe by way of a London stopover, don’t forget to factor this into any connecting flights you may have.

In general, European airports have two lines: one for EU members and one for non-EU members. UK travelers make up a massive bulk of EU tourists, which means you can expect longer lines in larger international airports. Always account for this when booking connecting flights.

Tay Belgeri is a content writer with global experience. She writes for brands like Santander Bank, PokerStars, DraftKings, and OddsChecker. Her affiliate posts have appeared on AP News, Ranker, Notion, OK! Magazine, and other major sites. She writes about a variety of cultural topics (from sports to high fashion) but specializes in travel. Originally from Missouri, she now lives in Spain. In a few years, she will have spent more time outside the US than inside it. Career highlights: • Selected to present research by the National Council of Undergraduate Research (2014) • Acquired grants for New York City’s first Indigenous Peoples Day Celebration (2015) • Joined OddsChecker’s US Launch team (2020) • Shortlisted for the Foreword INDIES (2021, 2023)

• Skip to main content
• Keyboard shortcuts for audio player

Wait, do you need a visa to go to Europe now? The new ETIAS requirements, explained

Emily Olson

St. Mark's basilica in Venice is one place U.S. passport holders may not be able to get to without approval under the new ETIAS requirements Andrea Pattaro/AFP via Getty Images hide caption

St. Mark's basilica in Venice is one place U.S. passport holders may not be able to get to without approval under the new ETIAS requirements

Already thinking about next summer's vacation plans? If Europe is on your short list, there could be one extra step to take before boarding that plane.

Starting in 2024, American passport holders traveling to 30 European countries will need authorization via the European Travel Information and Authorization System (ETIAS).

Though it may sound complicated, the ETIAS and the reasoning behind it are quite similar to existing travel requirements and reflect increasing fear of terrorism in the U.S., Europe and around the world.

Here's what you need to know.

What is ETIAS? Is it a visa?

While some media outlets are taking a cue from the European Union's travel site and calling this a visa, in truth, ETIAS is more like a travel authorization form.

Summer air travel could be expensive and chaotic. Here's how to avoid trouble

"It's definitely not a visa," said Dan Hamilton, a senior non-resident fellow for foreign policy at the Brookings Institution. "It's an electronic entry-point, an authorization for countries that are currently visa-free."

Even the European Commission has said as much (and in bold letters) , writing this is "not a visa" but rather an "automated IT system" in a press release on the discussions around it back in 2018.

Whatever you want to call it, the ETIAS form is not what you'd seek if you're trying to work or live in Europe, but rather what you'll need for short-term trips — up to 90 days within any 180-day period.

Why is it being implemented?

These new requirements have been years in the making, stemming back to a rise in terrorism fears following 9/11. It's very similar to the Electronic System for Travel Authorization — or ESTA — program that the U.S. implemented in 2008 .

At the heart of ETIAS is an electronic database system to better track who's coming and going. According to the EU's latest report on terrorism data , EU law enforcement authorities arrested about 388 suspects for terror-related offenses in 2021, more than half of whom were accused of being associated with Jihadist groups based abroad.

The European Commission says ETIAS may have the added impact of cutting down on "irregular migration" (i.e. illegal immigration), but one thing the form is definitely not aimed to do is deter tourism in general.

'Revenge travel' is surging. Here's what you need to know

Crowded cities, inflated airfare and extreme heat disasters may all be making headlines this summer, but many of these European countries are still depending on tourism revenue to help them bounce back from pandemic slumps, Hamilton said.

And the pandemic is another one of the many reasons this new requirement has been delayed by decades — there was no need for ETIAS when countries closed their borders to all travel amid fears of spreading COVID-19.

"Another part of it is simply the pace of the way this parliament and European commission works," Hamilton explained in an interview with NPR. "They're ending their term and pushing through a lot of these directives because parliamentary elections happen next June."

"And getting 30 countries to agree on anything takes a long time," he added.

When does it take effect?

The European Union's website says the new authorization will start in 2024 but hasn't clarified a specific date. A press spokesperson for the union's travel arm did not respond to NPR's request for information.

And, similarly, a spokesperson for the State Department told NPR that the U.S. government website for international travel (travel.state.gov) would be updated "once the regulation goes into effect," but didn't specify when that would be.

"Frankly, I'd be surprised if this starts on time," Hamilton said. The rollout of ETIAS has already been delayed at least once.

But it couldn't hurt to plan ahead for any 2024 travel just to be safe.

Who needs to apply for ETIAS approval?

Basically, all passport holders from 60 countries who can currently travel to most European destinations without a visa — and that includes American passport holders — will now need to get ETIAS authorization for the same trip. That's about 1.4 billion people, by the European Union's estimation.

There are 30 European countries in total on the impacted destination list , including those in the "Schengen Area" — 27 European countries, many that are part of the European Union, that agreed to ease border restrictions to facilitate the movement of people within Europe.

Planning a trip? Here's how to pack like a pro

Those Schengen countries include top vacation spots like France, Italy and Spain.

The other three countries on the list are Romania, Bulgaria and Cyprus, which are all trying to become a part of the Schengen Area soon.

You can check the full list of both impacted passport holders and affected European destinations here.

How can you apply for ETIAS approval (and does it cost money)?

The application isn't open yet, but the European Union says that when it is, all necessary forms can be filled out via a web portal or mobile phone application.

You'll be asked to share personal information such as your date of birth, parents' names and details about your current occupation and previous criminal convictions. You'll also need to share a passport that is not set to expire in less than three months.

Oh, and you'll have to pay a fee of 7 euros (about $8).

When is the right time to apply?

If you want to play it safe, apply well in advance of your trip — no later than a month out.

ETIAS says most applications "are processed within minutes" and decisions are delivered within four days. But that wait could take up to 14 days if you are requested to supply additional information and up to 30 days if you're invited to interview.

It's Been a Minute

Presenting 'life kit': making the most of travel and your time off.

Those denied an application can appeal, but that process could be even lengthier.

The European Union says ETIAS approval will stay valid for three years or until the passport you used in your application expires.

Naturally, you'll also need to follow the ETIAS rules to stay in good standing.

Those with ETIAS approval can stay in the European countries on the list for up to 90 days within any 180-day period. So you can leave and come back, but you can't stay in the confines of the countries on the list for 91 days or more non-stop.

What happens if I don't apply for this and try to travel to Europe?

Your ETIAS approval will be linked to your passport. So without it, airport security (or cruise, bus or train line staff) won't let you board.

In other words, you can kiss that dream vacation goodbye.

• European Union
• Europe travel
• European Commission

• Flight Reservation
• Hotel Booking
• Flight + Hotel
• Flight + Hotel + Insurance
• Flight + Insurance
• Hotel + Insurance
• Travel Guides
• Visa Interview Guide
• Visa Packages
• Book Appointment
• ASK COMMUNITY

Means of Subsistence for Schengen Visa – Proof of Financial Sufficiency

Traveling to Europe on your own or with your family on a vacation can sometimes give you a pre-vacation challenge with all the documents and requirements needed to obtain a Schengen visa . One of the main areas of confusion for most applicants is the ‘ means of subsistence for Schengen visa .’ You’ve been told to carry a certain amount for covering the daily expense on your trip, but you could be unsure what are the costs that this amount includes. Will it include your hotel bills, flight charges, or transportation charges that you have already paid for? Do you have to show the proof of sufficient financial means if you’re traveling as a family? Some of the most commonly asked questions that can lead to further confusion are that how much travel money to show for the visa application? How much money do I need to have in my bank account for the visa? How much money do I need to show for Schengen visa? What should be the minimum bank balance for Schengen visa application? What is the amount that the Embassy expects to see in terms of means of subsistence? 

If you’re having such confusions, fret not! This article gives you a complete idea of what the means of subsistence for Schengen visa actually means and how much money do you need to consider for your trip to the Schengen area.

What do you mean by means of subsistence for Schengen visa ?

The means of subsistence for Schengen visa is also known by other terms such as proof of financial subsistence, proof of sufficient funds, financial sufficiency to bear existential costs. As the name itself suggests, it is a proof to show the respective embassy that you have enough funds to complete a round-trip of the country/countries while managing to stay without requiring any further financial assistance from anyone else.

If you’re traveling alone, the cost is pretty straightforward. However, if you’re traveling with a family, the means of subsistence for Schengen visa may appear to be quite confusing. Don’t worry, a family trip abroad is a very common thing, and you don’t have to show each person’s individual means of subsistence. It can be paid by a single household. All you need to do is enclose a letter stating that you are traveling with a family and mention the names of all the family members traveling along with you. This will allow the consular office to cross-check the details and verify that you’re traveling as a family.

How do you prove your financial sufficiency or show proof of sufficient funds?

In order to show your means of subsistence for Schengen visa , you need to furnish certain documents. These documents show the embassy on how and how much you’re earning and whether there is enough balance to cover the entire trip. Some of the recognized documents which can prove your means of subsistence for Schengen visa include:

• A bank statement that shows your financial transactions for the last 6 months, attested from your bank branch
• Income Tax Returns Certificate for the last two years
• Traveler’s Cheque
• Credit Card
• Pay Slips from your company
• Other proofs showing that you’re a salaried employee
• Proof of sponsorship, if you’re being sponsored by any other individual or company
• Supporting documents to show the sponsor’s ability and willingness to cover your expenses during the trip
• Proof of accommodation in some cases
• Tickets for the round trip journey in some cases
• Proof of any prepaid travel arrangements made for traveling within the host country or for inter-Schengen travel

How do you calculate the means of subsistence for Schengen visa ?

You need to prove that you have the sufficient funds to bear the existential cost for each day of your trip. It can be calculated by multiplying the amount set by the country for each day by the number of days you will be staying there.

In simple terms, this is the equation for calculating how much money you’re required to carry along with you during the trip:

Means of Subsistence = Cost per day (set by the Schengen member state) X  Number of days of stay

The daily cost of subsistence in each country differs. For calculating the means of subsistence for Schengen visa , the Embassy websites of various Schengen area country have provided the exact amount, while some other have not disclosed the figures. For the updated information, you can check the official embassy website of the Schengen country you’re visiting. Here’s the snapshot of different countries means of subsistence requirements.

Source: Wikipedia (Visa Policy Schengen Area)

Note: This information is just for information purposes only. Please refer to the updated requirements of the respective embassy or consulate applying at for the latest information.

What are the main metrics used for calculating the sufficient funds?

You can visit the embassy website of the Schengen country you’re applying for and make the calculations. However, remember that there are three general metrics while calculating the means of subsistence:

• Staying with a private individual : If you have friends or family members in the main Schengen country to which you’re applying for a visa, you have the option to stay with them. However, that does not mean, you are exempt from providing any means of subsistence. There are still other charges that need to be borne by the visitors for each day.
• Staying in a paid accommodation : If you’re planning to stay in a paid accommodation, you need to consider the charges for each day, which includes the per-night cost of the paid accommodation. In this scenario, regardless of which hotel you’re looking to lodge in or how much is the per-night cost for that hotel or hostel, most Embassies have already decided on the minimum cost per day inclusive of your paid accommodation.
• Cost per day excluding your paid accommodation : Unlike the previous one, in case you have already booked a paid accommodation, you can exclude that cost from the total cost per day. This cost would then be similar to the cost you have to bear when you’re staying with a private individual.

This article should clarify most of the rudimentary doubts you had about the means of subsistence for Schengen visa . However, if you have any further confusions, simply let us know by getting in touch using our contact page . Since you’re applying for a Schengen visa, you may need to get certain other documents, such as a travel insurance or hotel reservation for visa. Visa Reservation can help you in obtaining these documents at a nominal cost and at the quickest turnaround time, while also assisting you with all your visa-related queries. This way, you can enjoy your pre-trip days without any worries!

Visa Reservation

Wow it’s so fast and I’m too satisfied with your service. I recommend 100% Thank you so much 😊

– CANADA

  Dechrist D.| MAY.25.2024

Thank you VisaReservation.com team for helping me with flight ticket reservations for my visa purposes. It was a last-minute request and you served it with precision and in a timely manner. Highly recommended service.

– NETHERLANDS

  NIKHIL V.| MAY.21.2024

Thank you, Visa Reservation! Your service was fast and effective. My next request will definitely be placed with you)

– UNITED STATES

  VAHAGN K.|   MAY.16.2024

Definitely recommend if you are applying for a visa but don’t want to risk paying for full flights and paying more in order to cancel. The low fee they charge is well worth the use and they’re super quick!

  KATIE L.| MAY.16.2024

Service very quick and responsibility

  Li L.|   MAY.15.2024

This service was a pleasure to deal with. Thank you so much for your help guys!

  RAHUL A.| MAY.14.2024

Timeline update for France Visa, applied through VFS Global Houston.

I used visareservation.com to secure an appointment and to procure a valid itinerary. They were a breeze to work with and highly responsive. Highly recommend.

Appt: 25th May Visa stamped: 31st May Passport received: 2nd June

  SHRUTHI K.| JUN.02.2022

At VisaReservation.com , customer service comes first. Providing top-notch quality service to you is at the core and heart of our company. Check out what customers are saying about us and our services!

CUSTOMER REVIEWS|   GLOBAL

24 Hours Delivery

• Schengen Visa Interview Guide

6 Hours Delivery

• Customer Reviews
• Worldwide Visa
• Terms & Conditions
• Refund Policy
• Privacy & Policy
• Scholarship Program
• Become Our Affiliate Partners
• Join Community

1135 Kildaire Farm Road, Second Floor, Suite #200, Cary, North Carolina - 27511 United States of America

+1 (919)-263-2551

[email protected]

© 2017 – 2024 VisaReservation.com, LLC (A USA Travel Company)

Forgot Password

Travel money guide: Europe

Planning a trip to europe discover how you can get the most out of your travel money here..

In this guide

Travel card, debit card or credit card?

These are your options for spending money in europe, which credit card issuers are accepted in europe, compare travel credit cards, european currency, buying currency in the us, find cash and atms in europe, how much should i budget to travel in europe, travel insurance for europe.

Travel money type

Compare more cards

Top picks of 2024

If you’re heading to Europe to sightsee the Eiffel Tower, a Spanish flamenco dance or go on a business trip, you’ll want to find out common methods of payment in the specific country you’re visiting. Most European countries take Visa and Mastercard credit cards as a form of payment. Travel with a travel credit card to avoid all the foreign transaction fees that most credit cards charge.

However, you’ll need euros or the local currency in some countries like the Czech Republic, where restaurants and smaller shops may not be friendly to plastic. While there are European countries that use their own currency — for example, the Czech Republic and Hungary — the euro is the national currency of the majority of Western and Central European nations.

Our picks for traveling to Europe

40+ currencies supported

• 4.85% APY on USD balances
• $0 monthly fees
• Up to $100 free ATMs withdrawals worldwide
• Hold and convert 40+ currencies

Up to $300 cash bonus

• 0.50% APY on checking balance
• Up to 4.60% APY on savings
• $0 account or overdraft fees
• Get a $300 bonus with direct deposits of $5,000 or more

Free ATM transactions

• $50 waivable monthly fee
• 0% foreign transaction fee
• Securely move money domestically and globally
• 5 monthly out-of-network ATM reimbursements
• Free international HSBC ATM transactions

A prepaid travel card can be a good idea if you’re staying within the European financial zone and the United Kingdom. If you’re traveling to another destination like Croatia, the Czech Republic, Sweden or Hungary, you’re better off using a credit card that waives the fee for foreign transactions — no ATM fees are a bonus too.

While there are travel cards that don’t charge you for currency conversion — the back-end fees, exchange rate margin and juggling another account make a travel-friendly debit card a better option.

A credit card and debit card combination makes for a good mix to access cash and make purchases. A credit card is a must: Interest-free cards give you time to pay back your purchases, some cards offer free travel insurance and credit cards give you peace of mind through access to emergency cash.

Don’t use a credit card for cash withdrawals — it’s almost too expensive to justify. Use a debit card or a prepaid travel card to withdraw cash.

Using a credit card

Look for travel-friendly credit cards that you can swipe without being charged a foreign transaction fee — typically 2% to 3% — or international ATM fee. For example, the Capital One VentureOne Rewards Credit Card will avoid the pesky foreign transaction fees while offering travel rewards (Terms apply, see rates & fees ). Choosing a travel credit card often means that you get purchase protection, travel insurance or a rental car collision waiver as part of your benefits, helping you get more bang for your buck with your card.

• May have no international ATM fees
• Operator fees may apply
• Cash advance fees

You’ll find Visa and Mastercard to be widely accepted in Europe. Generally speaking, you’ll find merchants in Europe willing to accept American Express cards and even fewer that will take Discover cards. If you have an American Express card, you’ll have the best luck using it in areas frequently traveled by tourists or business travelers.

Explore top debit cards with no foreign transaction fees and travel credit cards by using the tabs to narrow down your options. Select Compare for up to four products to see their benefits side by side.

• Credit cards

Using a debit card

Visa and Mastercard branded debit cards will work throughout Europe without a problem.

There are fees that come with international debit card use — mainly currency conversion fees and ATM fees. With a Betterment Checking debit card, you can get foreign and ATM fees reimbursed as you go to keep your wallet padded on your journey.

• Tip: Debit card providers like Bank of America and Barclays are members of a Global ATM Alliance that waives international ATM fees.
• No ATM operator fees on European bank ATMs for cash withdrawals
• International ATM fee and currency conversion fee apply when withdrawing cash

Did you know?

You may be able to avoid the cash-advance fee and interest charges if you preload your own money onto your credit card. The rules are different for each provider.

The catch: You’re waiving some anti-fraud guarantees when you preload your own funds onto your credit card.

Using a prepaid travel card

A travel card can hold multiple international currencies, and you save on the fee for currency conversion. You can load euros and GBP on most travel cards, but few other European currencies will be supported.

• Multiple international currencies load euros and GBP on most travel cards
• Currency conversion may apply
• Conversion fee is almost double the charge than on debit and credit cards

Must read: Countries in Europe that haven’t adopted the euro

If you’re traveling to one of these European countries, consider using a debit card or credit card rather than a prepaid travel card. A currency conversion fee applies if you’re spending in a currency not loaded on the card. In most cases, the conversion fee is almost double the charge than on debit and credit cards.

• Czech Republic
• Switzerland
• United Kingdom

“Although the United Kingdom is not a part of the Euro Zone, all travel cards let you load pounds sterling. Preload both euros and pounds and you can use the one card to spend on both sides of the English Channel.”

Paying with cash in Europe

There are places where you’ll need cash , but card payments are pretty standard throughout Europe. Contactless card payments are common in places like France and Germany, but cash is necessary if you’re heading off the beaten track — places like smaller Greek islands predominantly use cash.

• Payment flexibility
• Convenience
• Difficult to manage expenses
• Higher risk of theft

Using traveler’s checks

It’s not necessary to take traveler’s checks with you on your trip to Europe. Financial institutions offer money-back guarantees if you’re the victim of fraud, and there’s a limited number of places where you can cash your checks.

• Can be costly with initial purchase charges
• Not all merchants accept traveler’s checks

Although the euro was officially introduced in 1999, European citizens didn’t start to see the new notes and coins till sometime in 2003. The notes are all different colors and feature different architectural designs from different eras.

The main banks in Europe are:

• HSBC Holdings plc, GBR
• BNP Paribas SA, FRA
• Crédit Agricole Group, FRA
• Deutsche Bank AG, DEU
• Banco Santander SA, ESP
• Barclays plc, GBR
• Société Générale SA, FRA
• Groupe BPCE, FRA
• LLoyds Banking Group plc, GBR
• ING Groep NV, NLD
• UniCredit SpA, ITA
• Royal Bank of Scotland Group plc, GBR
• Intesa Sanpaolo SpA, ITA
• Crédit Mutuel Group, FRA
• UBS Group AG, CHE

If you really want to buy euros before you leave, consider nonbank foreign exchange providers such as Travelex. Travelex lets you order cash online and pick it up at the airport before you leave.

You won’t need euros to pay for your visa when you arrive in Europe. Americans get an automatic 90-day visa on arrival.

Refreshing in: 60s | Fri, Jun 07, 11:33PM GMT

Exchange rate history

It’s very difficult picking the future movement of currency pairs, especially the top two traded currencies in the world. The euro was adopted in 1999, and in 2002 it was introduced as the legal tender — circulating and being used in 12 countries.

The value of the dollar next to the euro dropped significantly in 2008 when an economic crisis made its way around the world. For the last three years, 1 euro has been worth about $1.10 to $1.30.

Most airports and banks across Europe will house ATMs inside that are friendly to Visa and Mastercard, though you may see Visa’s Plus or Mastercard’s Maestro or Cirrus symbols on the machines. When you’re withdrawing cash abroad, it’s handy to use an account that doesn’t charge currency conversion or international ATM fees. The Betterment Checking debit card, for example, reimburses these foreign fees, leaving more cash in your account to spend on your travels.

Countries like France and Germany are a touch more expensive than places like Greece, but no matter where you are in Europe, your trip is going to be as low-cost or expensive as you let it be.

Some basic prices across Europe

Accommodation is likely to be your biggest expense when you’re visiting Europe. When it comes to food, if you’re eating in a restaurant, prices will be higher than grabbing a bite on the street (gyros in Greece), trapizzino in Rome, or a jambon et fromage baguette (ham and cheese sandwich — far better than it sounds) in France are all less than five euros.

We’ve included a snapshot of some prices for budget, mid-range and top-end hostels and hotels in different European countries below. All prices are in US dollars.

*Prices are approximate and based on summer seasonality and are subject to change.

In most European countries, you can expect to pay anywhere from 10 to 30 euros for a meal in a mid-tier restaurant. Once you hit 5-star restaurants, prices will be comparable to high-end restaurants in the US.

• Tip: If you’re at a restaurant, the plat de jour (plate of the day) will be one of the cheapest and best-tasting dishes on the menu.

Case study: Kyle's experience

During my Eurotrip, I dropped pins on the map in Amsterdam, Bruges, Paris, Arles and Provence. I brought along my Wells Fargo Propel American Express, Wells Fargo Platinum Visa, Wells Fargo debit card and $500 USD.

When I landed in Amsterdam and was waiting at baggage claim, I spotted a local ATM and withdrew 100 euros using my debit card. The withdrawal cost me $113.49, plus a $5 non-Wells Fargo ATM transaction fee. I didn’t mind the fee because this was enough to buy a SIM card and catch a train downtown — and it left me with about 70 euros.

It didn’t take long to realize that I made a mistake with the credit cards I’d brought. While the Wells Fargo Propel American Express® Card had no foreign transaction fee, I neglected to research what the American Express acceptance rate was in Europe — not good. And I didn’t want to use my Wells Fargo Platinum Card because that came with a 3% fee for overseas purchases.

If I was traveling alone, I would have come home to a credit card bill riddled with fees. Luckily, my partner brought along her United℠ Explorer Card, which is a Visa (high acceptance rate) and has no foreign transaction fees. Since then, I’ve gotten my own United℠ Explorer Card.

As for withdrawing money from ATMs, I only took out another 100 euros for tipping and small purchases. And the $500 USD I brought along? That, and then some, went right to my partner to repay the money we spent on her credit card.

One piece of advice: Don’t be like me and rely on your partner’s credit card.

Eurotrips are almost a compulsory rite of passage for young Americans who want to cross the pond, but don’t let your sense of adventure get you in trouble. Protecting your European vacation with travel insurance is a smart way to ensure that you are financially protected against unexpected travel expenses. Travel insurance may cover:

• Cancellation
• Lost or stolen luggage
• Emergency medical and dental
• Personal liability

Kyle Morgan

Kyle Morgan is SEO manager at Forbes Advisor and a former editor and content strategist at Finder. He has written for the USA Today network and Relix magazine, among other publications. He holds a BA in journalism and media from Rutgers University. See full profile

More guides on Finder

How to pay, how much to bring and travel money suggestions for your trip to USA.

How to pay, how much to bring and travel money suggestions for your trip to South Africa.

How to pay, how much to bring and travel money suggestions for your trip to Sri Lanka.

How to pay, how much to bring and travel money suggestions for your trip to Mexico.

How to pay, how much to bring and travel money suggestions for your trip to Portugal.

How to pay, how much to bring and travel money suggestions for your trip to Hungary.

How to pay, how much to bring and travel money suggestions for your trip to Ecuador.

How to pay, how much to bring and travel money suggestions for your trip to Fiji.

How to pay, how much to bring and travel money suggestions for your trip to Japan.

How to pay, how much to bring and travel money suggestions for your trip to South America.

Ask a Question

Click here to cancel reply.

How likely would you be to recommend Finder to a friend or colleague?

Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.

Welcome page

System for registering non-EU nationals travelling for a short stay in 29 European countries (starting in the second half of 2024)

Travel authorisation for visa-exempt travellers to enter 30 European countries (starting in the first half of 2025)

Share this page

New requirements for Americans traveling to Europe postponed until 2025

Visitors who now travel visa-free will need to get approval prior to departure.

Americans eyed upcoming travel to European destinations slightly differently due to news of a requirement that was set to start in 2024 for U.S. passport holders. But now, EU officials have postponed the European Travel Information and Authorisation System ( ETIAS ) launch until spring of 2025.

SchengenVisaInfo.com, a website dedicated to the world's largest visa-free zone where 27 European countries abolished their internal borders known as the Schengen Area, first reported that an EU official confirmed ETIAS won't go live until May 2025, "due to continued delays with the introduction of the related Entry-Exit System (EES), which needs to be operational before ETIAS can be implemented."

An official for the European Union did not immediately respond to ABC News' request for comment.

What to know about ETIAS for US travelers

If you previously traveled to Europe without a visa, you will now need to apply for authorization through the ETIAS , before visiting.

Today, American travelers have visa-free access to 184 global destinations, according to the Henley Passport Index . And while the U.S. passport is currently ranked eighth-most powerful passport to own, that could be set to shift when the European Union adds its new documentation requirements for U.S. visitors.

The application form, which will be available on the official ETIAS website as well as a mobile application, has a fee of 7 euros or $7.79 U.S. dollars. All communication is done by email.

Once you are approved for travel, the authorization entitles visitors to stay in European countries that require ETIAS for up to 90 days within any 180-day period and travelers must be in possession of a valid ETIAS during their entire stay.

MORE: New warning issued for rebooking air travel after delays, cancellations

According to ETIAS, most applications should be processed within minutes, but in case an application takes longer, decisions will be sent within four days or up to 14 days if the applicant is asked to provide additional documentation.

The European Union encourages travelers to apply for an ETIAS authorization "well in advance of your planned journey."

Trending Reader Picks

Prince William gives update on Kate's health

• Jun 6, 12:10 PM

Judge orders Bannon to report to prison by July 1

• Jun 6, 1:00 PM

How Trump’s conviction will impact the election

• May 30, 5:23 PM

Confirmation of application submission will be sent on email with a unique number that is needed for future reference.

Upon receiving ETIAS travel authorization, travelers are to ensure that their name, passport number and other information is correct because any mistake will prevent them from crossing the border.

If an application is refused, the email will include the reasons for the decision along with information about how to appeal.

ETIAS travel authorization is valid for three years, according to the EU, or until the travel document you used in your application expires, whichever comes first.

MORE: European heat wave breaking records with little relief in sight

The ETIAS authorization is linked to a person's travel document -- such as a U.S. passport -- and both documents will be needed to board a flight, bus or ship to enter any of the European countries that require ETIAS.

Similar to international border requirements with a passport, the ETIAS authorization doesn't guarantee automatic right of entry. "Border guards will verify that you meet the entry conditions" and anyone who does not meet the conditions "will be refused entry," according to the EU.

Click here to learn more about the process from the European Union.

An earlier version of this story was originally published on July 21, 2023.

Related Topics

Biden tells Muir he wouldn't pardon son Hunter

• Jun 6, 1:53 PM

3 swimmers attacked by sharks

• Jun 8, 1:20 PM

Visa policy

What is eu visa policy.

Under this key policy, all 27 countries in the Schengen area apply the same visa rules.

Non-EU nationals need a visa to enter the Schengen area for a visit of up to 90 days in any 180-day period .

When someone enters a country in the Schengen area, the 180-day period starts. They can enter Schengen area countries as many times as they want, but only stay for a total of 90 days, every 180 days. 

A Schengen visa is generally valid for every country in the Schengen area.

Visas for stays exceeding 90 days are subject to national procedures .

EU visa policy is monitored and implemented by the European Commission .

What are the main elements of EU visa policy?

Countries whose nationals require a visa.

For a list of these countries, see Annex I of Regulation (EU) 2018/1806 .

Individual Schengen countries can grant visa-free access to certain categories of people - for example diplomatic staff, armed forces, refugees and school pupils on an excursion.

Countries whose nationals require a visa for airport transfers

Nationals of certain countries must have a visa - called an airport transit visa - even to simply transit through the international (non-Schengen) part of an EU airport.

Schengen countries can also impose individual airport transit requirements on certain other countries. 

Countries whose nationals don't require a visa

For a list of these countries, see Annex II of the Regulation (EU) 2018/1806 .

27 of these countries have visa waiver agreements with the EU.

The decision of whether to grant visa-free status to a non-EU country is based on a variety of criteria (migration, security, considerations of human rights, reciprocity, and economic benefit - in particular in terms of tourism and foreign trade).

New travel document from 2025

From 2025, visa-exempt travellers will need to fill out an online ETIAS form and pay a small fee before being able to travel to the Schengen Area. 

This form is designed to facilitate border control and security.

It is not a visa, but is comparable to similar systems in the USA (ESTA), Canada (eTA), and Australia (eVisitor).

The EU visa code sets out the procedures and conditions for issuing short-stay visas .

Operational instructions for applying the code are set out in: 

• Handbook for processing visa applications  
• Handbook for managing visa processing

The visa code also helps improve cooperation with non-EU countries on readmissions of irregular migrants , through the 'visa leverage mechanism'. Under this mechanism, if a country does not cooperate sufficiently on readmissions, restrictive measures can be imposed as regards processing visas and visa fees. 

Such measures have been adopted for nationals of The Gambia:

• Decision suspending visa-free access for Gambian nationals
• Decision on increased visa fees for Gambian nationals

Visa facilitation agreements with non-EU countries

The EU has visa facilitation agreements in place with certain non-EU countries. Under the simplified visa regime , non-EU citizens enjoy facilitated procedures (such as lower visa fees) to obtain a visa for the Schengen area.

However, visa facilitation agreements can be suspended if a country no longer satisfies the conditions of the agreement. What then applies are the general rules of the EU visa code.

Suspensions can be triggered by an EU country or by the European Commission. Currently, 2 agreements are suspended, those with:

• Russia (full suspension of facilitation agreement) 
• Belarus (partial suspension of facilitation agreement).

Visa facilitation agreements are linked to readmission agreements . Readmission agreements establish procedures for returning irregular migrants to the EU or non-EU country they came from (EU, non-EU nationals or stateless persons).

EU countries may also individually negotiate agreements on local border traffic with neighbouring non-EU countries. These agreements enable border residents of specific areas to cross the EU's external borders, under certain conditions, without having to obtain a visa.

Suspension of visa-free travel

The visa suspension mechanism ( Regulation No 1806/2018 , article 7) enables Schengen countries to call for a temporary suspension of a visa exemption in the event of a sudden and substantial surge in irregular migration . 

If this happens, a country can notify the Commission, which can then decide to trigger the suspension mechanism.

Currently the visa waiver agreement with Vanuatu has been suspended under the suspension mechanism.

Since 2017, the Commission has been issuing annual reports on its usage of the mechanism. 

Proposed changes to the suspension mechanism .

Visa reciprocity

This is when nationals of Schengen area countries do not need a visa to visit countries whose nationals also do not need a visa to visit the Schengen area. 

The EU aims at achieving full visa reciprocity with non-EU countries whose nationals are exempt from the visa requirement. For that purpose, a visa reciprocity mechanism is set out in Regulation No 1806/2018 ( article 7 ). 

To date, the EU has achieved visa reciprocity with all visa-free third countries, except the United States . 

Citizens of Bulgaria, Cyprus, and Romania still need a visa to visit the United States.

Visa digitalisation

The Pact on Migration and Asylum set the objective of making the visa procedure fully digitalised by 2025. 

This involves:

• replacing the visa sticker with the option to apply through a European online visa platform
• simplifying the visa application process
• reducing the costs for governments and applicants.

The requirements are set out in Regulation 2023/2685 and Regulation 2023/2667 .

After a transition period of 7 years, Schengen countries will all have to use the EU's standard online platform for visa applications :

• applicants will carry out all steps in the process on the platform, except for providing biometrics (when required)
• a digital visa will replace the visa sticker.

Which countries' nationals need a visa to enter the Schengen area?

News corner

• News article
• 15 May 2024

• 3 January 2024

• 1 December 2023

Share this page

Europe to require new entry fee for visitors

After all the pandemic-era regulations and international travel rules, get ready for one new requirement coming for travelers to Europe in 2023. The European Travel Information and Authorization System will introduce a mandatory registration and a 7 euro (about $7.50) fee for visitors to most European countries as of May 2023. While some people have called this a "visitor tax," the stated reason for the program is improved security. According to then-European Commission President Jean-Claude Juncker when ETIAS was announced in 2016, "We need to know who is crossing our borders. This way we will know who is traveling to Europe before they even get here."

ETIAS states the system will be able to "Assist in detecting and decreasing crime and terrorism" and "Impede irregular migration." With the system, Americans and visitors from 62 other countries will still be able to travel visa-free in most European nations.

For more TPG news delivered each morning to your inbox, sign up for our daily newsletter .

What is ETIAS?

The European Travel Information and Authorization System is an electronic process to pre-screen, profile, approve and register visitors to the 26 countries of the European Schengen Zone who don't currently need a visa to enter. Similar to the U.S. Electronic System for Travel Authorization entry approval system, ETIAS will cross-check visitor information with government databases and watch lists before issuing authorization to enter. The information collected will also be used in data tracking for business and tourism purposes. ETIAS covers European countries that are part of the Schengen Zone travel agreement, in a region mostly overlapping the EU, with the addition of Iceland, Norway, Switzerland and Liechtenstein but minus Ireland. An individual's ETIAS authorization will be valid for an unlimited number of entries over three years.

Countries in the Schengen Zone to require ETIAS:

• The Czech Republic.
• Liechtenstein.
• Luxembourg.
• The Netherlands.
• Switzerland.

Who needs to apply for ETIAS?

All U.S. citizens and those from the other 62 non-EU countries that are not currently required to apply for a visa will need ETIAS authorization to enter the EU for visits of up to 90 days, including transit passengers. Only visitors who are between the ages of 18 and 70 will need to pay the application fee, but those of all ages will still need ETIAS authorization to enter. If you have applied separately for a visa to enter Europe, you will not need to complete the ETIAS application.

Related : A country-by-country guide to where you can travel without a COVID-19 test

When and where will ETIAS go into effect?

This long-planned and much-delayed system is currently targeted to be fully operational in May 2023. At that point, airlines and other transport systems will be required to check for ETIAS authorization prior to allowing passenger boarding, and visitors will be required to complete the application process prior to travel. At land borders, visitors can complete the application at an electronic kiosk.

How do you apply for ETIAS?

Before traveling, you'll need to access the ETIAS online application to input passport information, name, date and place of birth, an email address, phone number, and a credit or debit card to submit the payment fee. You'll also need to provide your destination, as well as answer a few background and profile questions. The ETIAS website indicates the form should take about 10 minutes to complete.

Approval for most applicants should take only a matter of minutes. However, if an item is flagged in the application, a manual review must take place. The applicant can then either correct the improperly entered information or appeal a denial decision.

Bottom line

No immediate action needs to be taken by U.S. citizens planning to visit Europe. However, be prepared for the May 2023 launch when you must go through one more step and pay one more fee in the traveling process as part of the ETIAS implementation. Stay tuned to The Points Guy for further developments related to this program.

An official website of the United States government

Here’s how you know

Official websites use .gov A .gov website belongs to an official government organization in the United States.

Secure .gov websites use HTTPS A lock ( Lock Locked padlock icon ) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.

International travel documents for children

See what documents a child needs to travel to or from the U.S. alone or with a parent or relative.

Children traveling to the U.S.

All children, including infants, must have their own travel documents such as a passport or document from a Trusted Traveler Program to enter the U.S. If you travel or are going to travel with a child, consider taking the following documents:

• If the child is traveling with only one of their custodial parents, they must have a letter of consent, preferably in English and notarized, from the other parent or signed by both parents. The letter should say "I acknowledge that my son/daughter is traveling outside the country with [the name of the adult] with my permission."
• If one parent has sole custody of the child, a copy of the custody document can take the place of the other parent's letter.
• Parents who frequently cross the border by land with a minor must always carry a letter of permission from the other parent.

U.S. citizen children traveling abroad

Ports of entry in many countries have security measures to prevent international child abduction . If you are traveling alone with your child, you may be required to present documentation proving you are the parent or legal guardian. You may also need a letter of permission from the other parent for your child to travel. 

If your child travels alone, depending on the country, they may be required to present a notarized letter from both parents or their legal guardian. If a minor is traveling abroad and is not accompanied by both parents or a legal guardian, contact the embassy or consulate of the country you will be visiting and ask about entry and exit requirements for that country.

LAST UPDATED: December 6, 2023

Have a question?

Ask a real person any government-related question for free. They will get you the answer or let you know where to find it.

Venice’s ‘tourist tax’ is being labeled a ‘miserable failure’—and the project might not break even this year

Faced with the threat of sinking and an economy that crowds out locals, Venice launched a measure last month that was as ambitious as it was contentious: a so-called tourist tax on day-trippers. But a few weeks in, the floating city has done little to prove it has found the solution to managing its love-hate relationship with 20 million annual visitors.

The northern Italian city has collected just under €1 million ($1.1 million) in fees in the first 11 days of charging visitors €5 ($5.36) to enter for the day, new data shows. 

However, the charge doesn’t appear to have had the intended effect of deterring tourists from making the short stopover.

The latest data shows that 70,000 visitors came to Venice on May 19. That’s more than the 65,000 registered visitors on June 2 of last year, a national holiday in Italy and before the tourist tax was rolled out. Since its debut, 195,000 tickets have been sold to visitors.

If numbers weren’t down, Venice officials would have at least expected the tax to subsidize the economic contribution of traditionally stingy day-trippers, who don’t spend as much as longer-term visitors but make up 80% of Venice’s total traveling party each year.

But the tax may not help the city’s finances that much. If Venice keeps collecting at the rate it has in its first 11 days of operation, it may not even be able to cover the considerable outlay involved in implementing the project, at least during its trial period.

Between setting up an online booking system, launching informational campaigns, and paying officers to carry out ticket checks, Italian paper Corriere della Sera reported the city has spent €3 million ($3.3 million) on the project.

The tourist tax has been imposed on “29 peak days” between April and July as part of a trial period. Extrapolating from Venice’s current $1.1 million haul over the first 11 such days, the city may fall short of recouping its initial outlay before the end of July. 

Local opposition

Whether the “tourist tax” is extended beyond its current trial period is up for debate, given the backlash it has received from locals.

Venetians gathered on the city’s streets in the buildup to the tax’s launch last month to protest its rollout. 

Motivations for the opposition have been wide-ranging. Some locals fear it will turn Venice into a “theme park” and do little to enhance the city’s reputation on the world stage.

Others have accused Venice of using the entry fee as a diversion for the local government’s failure to address a housing crisis in the city.

“They should repair the thousands of abandoned houses in this city. However, that’s unlikely to happen. Instead, residents keep leaving, the city is emptying out, and all we’re doing is boosting tourism,” Venice resident Nicola Ussardi told Euronews last month . 

Calls to scrap the tax have only gotten louder since the data showed it hasn’t reduced visitor numbers.

“The entry ticket measure in Venice has failed miserably because the numbers count, and they say that the ticket has in no way lowered the flow of tourists or staggered the arrivals, but instead the arrivals are numerically superior with respect to previous years,” Giovanni Andrea Martini, from city council group All The City Together, said at a press conference this week.

The “tourist tax” is only the latest move from the local government to rein in the effects of day-trippers. 

In January, the city introduced a 25-person cap on congregating in the city, about half the number of passengers found on a typical tourist bus. 

Venice’s relationship with its most lucrative source of income, visitors, is likely to remain complicated. But officials hope they can remedy this so-called miserable failure before disgruntled locals force their hand.

Latest in Lifestyle

‘Real-life Martha’ from ‘Baby Reindeer’ sues Netflix for $170 million over ‘biggest lie in television history’

As Rémy Cointreau profits slump 30% and fine tequila becomes more popular, will American rap fans help French cognac rebound?

Nearly half of the world’s top 50 restaurants are in Europe—and Barcelona has grabbed the top spot

U.K. teachers, who feel like they’re ‘severely underpaid,’ are spending their own money to help students, study finds

London’s luxury hotels unveil ‘gig-tripping packages’ with karaoke and glittery welcome drinks—ahead of Taylor Swift’s Eras Tour

As France braces for 15 million Olympics visitors, its ‘dengue detectives’ are hunting for tiger mosquitoes to prevent an outbreak

Most popular.

Cold Stone Creamery is facing a legal battle after a New York woman discovered that her ‘pistachio’ ice cream contained no real pistachios

After 12 ‘shocking’ months of broken heat records, scientists say Earth is 4 years away from crossing 1.5 degrees of heating

He taught at MIT, worked at Morgan Stanley, and convinced Bill Ackman and Galaxy to back his $200 million crypto fund by his early 30s. His future is now in jeopardy

Boomers are setting up a showdown with millennials, aging in place and plunking down hundreds of thousands on renovating their homes

Cathay Pacific trainee pilots have damaged so many planes a U.S. flying school has banned them from solo flights

AI-generated ‘BBL Drizzy’ started as a Drake joke—but music creators are now terrified it spells the beginning of the end