travel medical insurance france

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Do Americans need travel insurance for France?

Best france travel insurance plans according to us, how much is travel insurance for france, what does france travel insurance cover, what does france travel insurance not cover, tips for choosing the best travel insurance for france, france travel information & requirements, tips for visiting france, france travel insurance faqs, related topics.

Best Travel Insurance for France Vacations in 2024

• Travel insurance is not required for France unless your trip is over than 3 months. (See Schengen travel visa requirements for more info).
• France almost never accepts U.S. health insurance. Therefore, medical travel insurance is a must to cover you for medical emergencies.
• Based on our research, the best travel insurance for France comes from: Tin Leg, Travel Insured International, Generali, Nationwide, Cat70, & Seven Corners ( skip ahead to see these plans ) .
• Expect travel delays, disruptions, and heightened crowds as France hosts the 2024 Summer Olympics this year (July 26th to August 11th).
• Comprehensive travel insurance can cover travel delays and disruptions including delays from French transportation strikes, public train/transport failures, congestion caused by the recent prohibition of many domestic flights, and more.
• We recommend using an online comparison tool to get quotes from multiple travel insurance providers at once.

Whether you’re in the mood for art museums or world-class beaches, France has something for everyone. If you have a trip coming up, it’s important to purchase the best travel insurance beforehand, as there’s always a chance that you’ll have an emergency while you’re overseas.

We created this guide to help you learn more about the best travel insurance for France, such as:

• Do you need travel insurance for France?
• How much travel insurance costs for France
• What travel insurance includes (and what not)

Here is a quick recap of the best travel insurance plans we recommend for France.

Our top picks for the best france travel insurance

• Tin Leg: Best Rated Travel Insurance
• Travel Insured International: Best for Medical Evacutation Coverage
• Generali Global Assistance: Best Value Travel Insurance
• Nationwide Mutual Insurance Company: Best for Claims Reiumbursement
• Cat 70: Best for Plans for Pre-Exisitng Conditions
• Seven Corners: Best Comprehensive Travel Insurance Plan

Our selection of the best travel insurance for France

Travel Insured International

Generali global assistance.

Travel insurance is not a legal requirement for traveling to France unless you plan to stay for longer than 90 days, but it’s highly recommended.

Most U.S. health insurance won’t cover you while abroad. Therefore, at a minimum, we recommended you opt for medical travel insurance when visiting France. Comprehensive travel insurance can also cover other trip costs in case you run into any travel mishaps such as delays or cancellations.

Here are some of the reasons Americans should get travel insurance for visiting France:

The 2024 Summer Olympics

Between the 26th of July and the 11th of August 2024, Paris will host the 33rd Summer Olympic Games . Expect delays, cancellations, and interruptions if visiting France during this period. With over 11,000 competitors and 10 million tickets set to go on sale , the increase in visitors is set to put an added strain on the transportation infrastructure of both Paris and France as a whole.

According to French news outlets , extra security will be a top priority for the game’s organizers and French officials, yet nothing can be wholly guaranteed.

Travel Insurance can cover you for missed connections and travel delays due to reasons out of your control.

Risk of terrorism

Check France’s Current Terror Alert Level Here

Despite the overall chances of attacks being relevantly rare, the US State Department notes there is a risk of terrorism while traveling throughout France’s major cities. Terrorist organizations continue to plan possible attacks on major events and cities across France and other nations. Possible targets often include tourist locations, busy shopping districts, places of worship, and many other public places.

In light of the 2024 Olympics and the recent Moscow attacks by IS, France has raised its terror alert to the highest level. According to the French government,   “this threat has never been so strong, France is taking action at every level”  to prevent terrorist attacks in France.

Travel insurance often allows reimbursements for cancellations or interruptions to your trip brought on by terrorist threats or attacks.

Risk of pickpockets & robbery

Americans are often targeted abroad by thieves and pickpockets. In France, where English sticks out like a sore thumb, Americans are at higher risk for having valuables stolen. Made world-famous by the Kim Kardashian armed robbery incident frequently visited cities such as Paris are often hubs for rings of thieves that target tourists . Less aggressive actions such as pickpocketing is a common occurrence in France around tourist hotspots and crowded areas like airports, train stations, and subways. It is therefore essential that you follow the US embassy’s advice and keep your valuables secure and out of sight, ensuring you are well aware of your surroundings at all times.

Travel insurance can reimburse you for stolen, lost, or damaged personal items while you are traveling.

France’s recent ban on short domestic flights

As we can see across US media outlets , in 2022, France initiated a legal ban on some short domestic flights . This legislation states that there is a ban on flights where journeys are possible in less than two-and-a-half hours by train. This being the case, it is important that you are aware of your travel plans and selected routes beforehand. The increase in travelers using the rail network to make their journey may also increase train delays.

Travel insurance can cover you if you are delayed or miss your connections due to force mayeur.

French workers’ strikes

As the LA Times has frequently documented , France is famous worldwide for its strikes. While this is not necessarily a bad thing, it can leave you in a predicament if your transportation is interrupted or canceled due to a strike. Travel insurance can easily cover delays, missed connections, or cancellations and interruptions to your travel itinerary. Highlighted by Euronews , workers at the state-owned public transport company have announced a seven-month strike notice from February to September, 2024 . This is highly likely to affect those traveling via France’s bus and metro network.

Travel insurance can reimburse you and help you rebook or reroute if your trip is affected by strikes, such as having your flight cancelled due to a pilot strike.

That said, here are some of our recommendations for the best travel insurance for France.

Best Rated Travel Insurance

Why we like it.

Editor's take

Seen as one of the best-rated travel insurance providers on the market, all of Tin Leg’s policies have an A- rating or higher and are particularly praised for their financial strength. One of the most highly-rated policies is the Gold policy. Tin Leg’s Gold policy comes with both trip cancellation and interruption coverage for a myriad of medical instances.

Tin Leg’s Gold policy offers $500,000 coverage for both emergency medical expense protection and emergency medical evacuation, covering you should the worst happen during your French vacation. Gold policyholders may also qualify for travel delay protection and baggage insurance coverage.

Read our full review

• Excellent primary coverage for medical expenses
• High limit for emergency evacuation coverage
• Optional cancel for any reason (CFAR) coverage available
• Comes with coverage for hurricanes and inclement weather
• Coverage for pre-existing conditions is available if purchased within 14 days of the trip deposit
• Baggage delay coverage requires a 24-hour waiting period
• Low coverage limits for baggage and personal effects

Best for Medical Evacutation Coverage

Travel Insured International’s Worldwide Trip Protector is one of the best plans offered by this provider. This plan’s top highlight is its $1 million worth of evacuation coverage and $150,000 worth of non-medical evacuation coverage - covering you for nearly any evacuation scenario you will find yourself in during your trip to France. Along with its top medivac coverage, the Worldwide Trip Protector plan also includes $100,000 worth of secondary medical coverage.

This plan offers 100% coverage when it comes to trip cancellation and 150% coverage for any trip interrupted. Further added bonuses include $1,500 for trip delays and $500 for baggage delays after just a three-hour delay.

• Travel delay coverage kicks in after just six hours
• Generous $150,000 non-medical evacuation coverage
• 24/7 emergency travel assistance included
• CFAR and IFAR coverage not included
• Baggage delay coverage only kicks in after 12 hours
• No rental car coverage

Best Value Travel Insurance

Generali Global Assistance’s Standard plan offers some of the best value insurance coverage on our list. This plan provides 100% coverage for trip cancellations and 125% of the insured trip cost for trip interruption. For those worried about loss of baggage during their France vacation, the Standard plan comes with $1,000 per person in baggage coverage.

When it comes to the medical side of travel insurance, Generali Global Assistance’s Standard plan provides up to $50,000 in medical coverage and $250,000 in medical evacuation coverage. All this can be purchased with confidence due to Generali Global Assistance’s A rating from AM Best.

• Lowest cost of all Generali Global Assistance plans
• Telemedicine included
• Lower coverage than other Generali plans
• Pre-existing conditions are not covered by the Standard plan
• No coverage for accidental death and dismemberment during on-land travel

Best for Claims Reiumbursement

Nationwide mutual insurance company.

Nationwide’s Essential plan is a popular travel insurance coverage plan for those who want bare-bones travel insurance protection, with a relatively low overall cost This plan comes with up to $250,000 in emergency evacuation coverage and 75,000 in emergency medical coverage. For any trip delays you experience during your France trip, Nationwide’s Essential plan will pay out $150 per day.

Both trip cancellation and trip interruption are covered in the Essential plan, offering 100% worth of trip cancelation coverage and 125% in coverage for trip interruptions. Any losses of baggage and personal effects will also be covered, up to a value of $600.

• Comes with a 10-day review period
• Relatively high limits for medical expenses and emergency evacuation
• The lowest cost for comprehensive coverage across providers we compared
• Lower coverage limits than other plans we compared
• Emergency medical coverage is secondary to your own insurance (when applicable)

Best for Plans for Pre-Exisitng Conditions

The Cat 70 Travel Plan is another plan on our list that offers a high rate for medical coverage, ideal for traveling outside of the US. This plan comes with $500,000 in coverage for emergency medical expenses and up to $500,000 in insurance for emergency medical evacuation. Further benefits include trip cancellation coverage, baggage insurance, travel delay coverage, protection for missed connections, and more.

What makes the Cat 70 Travel Plan stand out from the others on our list is the coverage provided for a pre-existing condition. This pre-existing condition coverage is granted to the policyholder if it is purchased within 14 days of the trip deposit.

• High limits for emergency medical expenses
• Affordable travel insurance with high limits for medical evacuation
• Includes extras like trip cancellation coverage & baggage insurance
• Not available in all destinations

Best Comprehensive Travel Insurance Plan

Seven corners.

Travel insurance for France can cost as little as $1 per day, depending on the type of plan you choose and other trip factors. Medical-only coverage is always the cheapest travel insurance option, but comprehensive plans with cancellation benefits can also work out to be quite affordable.

As an example, we got several quotes for a month long French vacation set for August 2024, and the average cost was $11.14 per day for comprehensive travel insurance for France .

The table below shows four examples of plans we found using travel parameters for a 35-year-old traveler living in California, who spent a total of $6,000 on their trip, and plans to spend 29 days in France in August 2024

The average cost of travel insurance for France based on this example is $11.14 per day. At this price, you would receive comprehensive coverage for medical emergencies, trip cancellation, trip interruption, and more.

Please note that these numbers are for example purposes only. Actual plan costs will vary depending on your unique travel parameters and could be cheaper or more expensive.

Is travel insurance necessary for france?

“As a French native, I always advise my foreign friends to consider travel insurance when visiting France. While France is a safe country to visit, you need to be mindful of pickpockets, transportation strikes or demonstrations that happen often.

Since the Charlie Hebdo and Bataclan terrorist attacks in 2015, the country is also on high alert with a plan called “ vigipirate ” in place. So, I recommend travel insurance just to protect you in case you need to cancel due to these events.

While health care is almost free to French citizens, it does not currently apply to tourists. I recommend taking out a medical health plan. My friend broke his ankle while hiking with us in the Alps, with his travel health coverage he did not have to pay a cent!

Stay safe and enjoy your trip to France :)”  – Kathia Gorius

Travel insurance covers you for any unforeseen circumstances that occur during your trip to France.

To obtain a visa, you’ll need coverage for medical expenses and repatriation costs. Many companies also offer coverage for trip cancellations, trip delays, trip interruptions, lost/damaged baggage, and other problems.

Trip cancellation insurance

Trip cancellation insurance is a type of insurance that protects you in case you have to cancel a trip due to unforeseen circumstances. This type of travel insurance reimburses you for prepaid trip expenses, such as airline tickets and prepaid hotel bookings. It doesn’t reimburse you for expenses you haven’t yet incurred.

Some policies may also provide you with cancel for any reason (CFAR) insurance . With this type of coverage, you can cancel your trip for any reason and get back between 50% and 70% of your prepaid travel expenses.

Trip delay insurance

Trip delay insurance reimburses you for certain expenses associated with travel delays. This insurance only kicks in if you’re delayed while traveling via a common carrier. To qualify as a common carrier, the company must offer its services to the public. Therefore, airlines, bus companies, passenger railways, and ferries all count as common carriers.

If a delay occurs, this type of travel insurance may reimburse you for toiletries, medications, hotel accommodation, meals, and transportation to and from your hotel.

Trip interruption insurance

Trip interruption insurance reimburses you for any unused, prepaid expenses if you have to end your trip early for a covered reason. For example, if you arrive as planned, enjoy a few days in Paris, and then have to leave early due to an emergency evacuation, your travel insurance will cover the unused, nonrefundable hotel fees.

This type of insurance doesn’t reimburse you for refundable expenses, so if you can get a hotel or a travel vendor to issue a refund, your policy won’t reimburse you a second time.

Covered reasons include terrorist attacks, serious illnesses, and injuries, natural disasters, required quarantines, and medical evacuations.

Travel medical coverage

Health insurance is the most important part of your travel insurance policy. To get a visa for this zone, you must have insurance that covers at least €30,000 in medical expenses. Your travel health insurance must also cover the cost of repatriation to the United States if you develop a serious illness or injury during your trip.

Regardless of whether you are staying for 90 days or two, medical problems can appear unexpectedly at any time. Unfortunately, you can’t use your American health insurance in France. This is why it’s really important to purchase a travel medical insurance plan .

Let’s say you break your leg after tripping over your beach towel at Antibes. This type of health insurance will cover X-rays, casting, and other related expenses.

This type of medical insurance covers many illnesses and injuries, including heart attacks, broken bones, and strokes. What it doesn’t cover are pre-existing conditions, which are health problems that developed before you purchased your policy.

Medical evacuation insurance

Medical evacuation insurance covers the cost of transporting you to the nearest adequate medical facility. For example, if you’re visiting Castelnou, a remote village known for its idyllic countryside, you may need to be transported to a hospital several hours away.

If necessary, this type of travel insurance may pay for you to return to the United States for continuing medical treatment, for a family member to come to France to be with you while you’re sick, or for a medical escort to accompany you on your return flight.

Baggage insurance

Even if you make it to your destination as planned, your luggage may not make it with you. Or if it does, it may not be in one piece. Baggage insurance gives you extra peace of mind in these situations. If your policy covers lost baggage, you will be reimbursed for the cost of your missing belongings. If your policy covers damaged baggage, it will cover the cost of replacing covered items. This type of insurance usually has coverage limits, so your policy may limit you to $500 per lost bag or $1,000 for replacing your damaged belongings.

Travel insurance typically doesn’t cover the following:

• Cancellation due to a foreseeable event, such as severe storms.
• Restrictions implemented by government agencies, such as restricted travel due to the threat of a terrorist attack.
• Dangerous activities, such as skydiving.
• As noted above, travel insurance doesn’t cover pre-existing medical conditions. Elderly travelers should look into travel insurance for seniors .

If you have a European vacation coming up, follow these tips for finding the best travel insurance plan.

Use a comparison tool

Comparison tools allow you to view multiple plans and prices before enrolling. You may be able to get comprehensive coverage for a much lower price than if you buy direct.

Decide how much flexibility you need

Some travel insurance plans allow optional add-ons which can allow you more flexibility when you travel. For example, you can often buy Cancel For Any Reason coverage or Interruption For Any Reason coverage which can allow you to to cancel or interrupt your trip whenever necessary and be reimbursed. A comprehensive plan gives you more freedom, but also costs a good bit extra.

Choose your transportation methods carefully

Some travel insurance policies won’t cover trip delays unless you’re traveling via a common carrier. Therefore, if you are delayed while traveling in a rental car or private car, you may not be reimbursed.

Adventure sports may not be covered

You may not be covered for many common adventure sports such as hiking or snorkeling. Review your itinerary to determine if there are any adventure sports planned and be sure to check your plan to see if it covers these.

The table below provides an overview of entry requirements and travel information for your trip to France from the United States.

COVID-19 restrictions for entering France

France instated a health check system early during the COVID-19 pandemic. That  system was removed  on August 1, 2022, so you no longer need to provide proof of vaccination, take a COVID-19 test upon your arrival in France, or give authorities a compelling reason for your travel plans.

Reports from the CDC show COVID cases on the rise, therefore you may want to consider having a COVID travel insurance policy lined up in case you or a travel companion falls ill.

Do I need a visa or passport to travel to France?

If you plan to stay in France for longer than 90 days, you’ll need a long-stay Schengen visa. This visa works in France and 26 other countries in the Schengen Zone .

Is France in the Schengen?

Yes. France belongs to the Schengen Area. Under the Schengen Agreement and the Schengen Convention, countries in this zone allow their citizens to  cross internal borders  without going through border checks. This means you can pass from France to Italy easily, for example. If you plan to visit more than one destination throughout the year, consider an annual travel insurance plan.

Do I need to speak French to visit France?

Although French is the official language of the country, France is a popular tourist destination and is accustomed to hosting travelers from all over the world. English is spoken by many, especially in major cities and at popular tourist spots. This being said it is always advisable to make an attempt to learn some French. This will both adhere you to the local population and make your trip run far more smoothly.

Is it worth getting travel insurance for France?

Yes, it’s worth getting travel insurance before you travel to any country in the Schengen area. If you want to stay in this zone for more than 90 days, you’ll need to apply for a Schengen visa , which requires you to purchase travel insurance. Although you don’t need a Schengen visa for trips lasting 90 days or less, it’s still helpful to have insurance coverage for medical emergencies and other unforeseen events.

Am I required to have travel insurance to visit France?

You don’t need travel insurance for trips of 90 days or less. You are required to have travel insurance if you plan to visit a Schengen country for more than 90 days.

Will my U.S. health insurance cover me in France?

U.S. health insurance, including Medicare, doesn’t cover medical costs incurred in other countries. That’s why it’s so important to purchase an insurance policy before your trip.

Can Americans get free healthcare in France?

According to InterNations , you may qualify for coverage through the French national health care system if you plan to stay in France in a “stable and regular manner” for at least 6 months during the year. Otherwise, Americans don’t qualify for free health insurance in France.

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France Travel Insurance

Travel insurance for france.

Welcome to France, where wine flows like poetry and cheese is an art form. This global hotspot has been seducing travelers for ages, and it's no wonder – from the iconic Eiffel Tower to the abundance of Michelin-starred restaurants and the art powerhouse that is the Louvre. Yet, before you embark on your French escapade, there's a vital detail to attend to: your travel insurance. This guide clues you in on everything you need to know about travel insurance for France. When those inevitable travel hiccups come knocking, just give them a nonchalant "C'est la vie" and let your reliable travel insurance work its magic.

What should your travel insurance cover for a trip to France?

How does travel insurance for france work.

• Do I need Travel Insurance for France? 
• How much does Travel Insurance cost for France? 

Our Suggested AXA Travel Protection Plan

• What types of medical coverage does AXA Travel Protection plans offer?
• Are There Any COVID-19 restrictions for Travelers to France?
• Traveling with pre-existing Medical Conditions? 

At a minimum, your travel insurance to France should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage.  AXA Travel Protection plans are designed with these minimum recommended coverages in mind. 

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for France.

Imagine this: Say you're strolling through the streets of Montmartre, exploring local boutiques and art markets. Suddenly, you feel unwell. Those delightful pastries you tried may not have agreed with you, and suddenly, the allure of French cuisine loses its charm. AXA Travel Protection is your reliable ally in these unforeseen situations. From guiding you to the nearest medical facility to helping you navigate unexpected medical expenses, we've got your back. Travel mishaps can happen even in the City of Light, but with AXA Travel Protection, you can turn any unexpected twist into a well-managed tour de force. Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits

• Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Additional Optional Travel Benefits:

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I need Travel Insurance for France?

Many travelers, depending on their nationality, are not required to secure travel insurance . However, there are scenarios where having travel insurance is required:

• If you are applying for a short-stay visa to enter France: Travel insurance that covers the entire Schengen territory is required. Your French visa application may be rejected without one.
• If your Schengen entry includes a country with travel insurance requirements: Some Schengen zone countries require travelers to show they have purchased travel insurance when they arrive at their entry point.

Why? There are several reasons:

Medical Emergencies: Your health is a top priority. If you face a sudden illness or injury in New York, travel insurance offers the means to receive prompt and quality medical care.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue.

Flight Delays: Travel disruptions like flight delays can happen. If you miss a connecting flight or incur additional expenses due to delays, travel insurance can help cover the costs.

How much does Travel Insurance cost for France?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans: 

• Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
• Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to France will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that France hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.  

The Platinum Plan  is your go-to choice if you're looking for extra coverage aligned with the France’s experience. " Cancel for Any Reason " offers greater flexibility for those unexpected twists in your travel plans and the " Rental Car (Collision Damage Waiver) " offers assistance when you're out exploring France's stunning landscapes in a rental car. 

In case of a serious medical emergency, “Emergancy Evacuation and Repatriation” is crucial. It provides provisions for evacuation to the nearest appropriate medical facility or repatriation so you can receive the necessary medical care, especially if your condition requires specialized treatment. Finally, if you're skiing in the French Alp's world-renowned ski resorts, unpredictable factors such as adverse weather conditions or other unforeseen events can lead to the closure of ski slopes. The Platinum Plan’s "Lost Skier Days" benefit may offer coverage against expenses tied to unusable pre-paid ski tickets. This may ensure that even if your skiing plans face unexpected disruptions, you don't have to bear the full burden.

What types of medical coverage do AXA Travel Protection plans offer?

AXA covers three types of medical expenses:

• Emergency Medical
• Emergency evacuation & repatriation
• Non-medical emergency evacuation & repatriation

Emergency medical: Addresses unforeseen situations, including but not limited to broken bones, burns, sudden illnesses, and allergic reactions. Emergency evacuation and repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness. Non-medical emergency evacuation and repatriation: Offers assistance in leaving a destination promptly due to non-medical-related events. These events may include occurrences such as natural disasters or civil unrest.

Are there any COVID-19 restrictions for travelers to France?

No. France has dropped all COVID-19 restrictions for travelers from the United States.  

Traveling with pre-existing Medical Conditions?

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.  Our Gold and Platinum Plans offer coverage for pre-existing medical conditions. The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons. What does this mean for you? If you've got a medical condition hanging around, you can qualify for coverage under our Gold and Platinum plan with a preexisting medical condition, so long as it’s within 14 days of placing your initial trip deposit and in our 60 day look back period. We're here to make sure you travel with ease, no matter your health situation.

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2. When should I buy Travel Insurance for France?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip.  Additionally, our policies offer coverage for pre-existing medical conditions and Cancel for Any Reason if you purchase your protection within 14-days of making your initial trip deposit.

3. Do Americans need travel insurance in France?

No, travel insurance is not required for U.S. citizens traveling to France.

4. What is needed to visit France from the USA?

U.S. citizens visiting France for tourism or business and staying for 90 days or less do not need a visa. However, a passport valid for at least three months beyond the planned date of departure from the Schengen area is required. Additionally, several documents such as proof of purpose of stay, evidence of sufficient funds, and onward/return ticket may be requested.  

5. What happens if a tourist gets sick in France?

If you become sick in France, travelers with AXA Travel protection can contact the AXA Assistance hotline at  855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.   

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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Top Three Options for Travel Insurance to France

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

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A writer and editor at Monito, Jarrod is passionate about helping people apply today’s powerful finance technologies to their lives. He brings his background in international affairs and his experiences living in Japan to provide readers with comprehensive information that also acknowledges the local context.

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Home to fine food, charming cities and landscapes, the Louvre, Eiffel Tower, and countless local treasures, France is a country that's captured the imaginations of tourists and expats for decades. It should come as little surprise then that France frequently ranks as the most visited country on the globe. —

However, for tourists and expats, healthcare costs in France can be surprisingly high and can add up quickly. As a result, it's always best to visit the country with health insurance under your belt to cover your bases.

Luckily for you, global insurance platforms (or 'insurtechs') offer cost-savvy travel insurance to France and other countries worldwide. In our list below, we explore the four that we think offer the best deals for younger travellers, adventurers, everyday holidaymakers, and longer-term expats looking for wide but affordable coverage.

Heading to France soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2023.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn some French? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.
• 🍷 Going to Paris? See the best months to travel .

Top Three Travel Insurances for France

• 01. Best for medical coverage: VisitorsCoverage scroll down
• 02. Best coverage for youth: SafetyWing scroll down
• 03. Best all-round travel and medical coverage: Insured Nomads scroll down
• 04. FAQ about travel insurance for France scroll down

Best Overall: VisitorsCoverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive coverage for travellers going abroad to France. It lets you choose between various plans tailored to meet the specific needs of your trip to France, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for France:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent, but only available to US customers. Includes coverage for trip cancellation and interruption, lost or stolen luggage, adventure and sports activities, and many others.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall travel and medical coverage

Best for Youth: SafetyWing

France attracts tourists of all ages, young and old alike. However, when it comes to travel insurance, young people are the least likely age group to take out a policy before travelling — usually because young people are healthier and travel more frugally, and therefore aren't always convinced they should pay additional money for travel insurance.

Fortunately, not all travel and travel insurance providers are expensive, and some, such as SafetyWing , are geared toward a younger age group altogether. Known for its focus on insuring nomads and remote teams, SafetyWing is an online insurance provider offering some of the best pricing for international travel insurance on the market. It offers decent coverage at a very affordable rate, which makes it stand out as an excellent choice for travel insurance in France ⁠— no matter where you're travelling from!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers one standard plan for international travellers, though the pricing differs by age group. Below, we focus only on the youth category (18 to 39 years old) as we believe this is where SafetyWing's offer is most interesting.

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Travel coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

Best Overall Coverage: Insured Nomads

By far and away the most popular charms of France is its grandiose streets, quaint cafés, fine food and wine, and abundance of historical sites and museums. Therefore, the country attracts millions of tourists every year who are neither young people looking for fun nor outdoor sports enthusiasts. —

Aimed at travellers, remote workers, and globetrotters alike, Insured Nomads is another savvy insurtech platform offering travel insurance for France that's ideal for extensive medical- and travel-related coverage. Founded and run by expats around the globe, Insured Nomads offers an impressive range of travel insurances, including a larger scope of medical-related coverages than the other providers in this article.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

We go over Insured Nomads' basic plan below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Travel coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive travel insurance

FAQ About Travel Insurance for France

No, you'll not be required to take out travel insurance for France. However, we strongly encourage you to do so anyway, because the cost of healthcare in France can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of having to cover those costs yourself in case you need medical attention during your stay.

Health insurance doesn't cover normal holiday expenses, such as flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers costs that are commonly associated with travelling. This can (and usually does) include medical expenses, but it also often includes coverage for personal belongings, as well as other benefits.

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Health Insurance in France for Foreigners

Living in France: International France Health Insurance

How much do expats love their life in France? A lot! A generous 78% report being satisfied with their new life and their new country. Considering that their top three reasons for relocating were for the quality of life, employment, and – of course! – love, it’s no surprise that France agrees with expats. In fact, 40% of them have no plans of ever leaving. With this in mind, it’s crucial that expats have a thorough understanding of medical care and health insurance in France .

An Overview of Health Insurance in France

France administers a system of universal health insurance funded by taxation. The standard of care is considered superb. In fact, France is listed as one of the healthiest countries in the world according to the World Health Organization’s ranking of health provider efficiency. From preventative medicines to emergency surgery, France offers excellent health service.

In addition to outstanding public health insurance in France, most people pay to carry supplemental French health insurance. This is known in France as “ mutuelle ” and it’s designed to offset additional health and medical costs. One of those additional medical costs comes from doctor visits. Only 70% is covered by the state, leaving the patient to cover the remaining 30%. Thankfully, that works out to only 7 Euros or so! But in a large family, these small costs can quickly add up and it’s nice to have some extra coverage through the mutuelle. And the mutuelle also covers much bigger expenses like physiotherapy and private hospital room accommodations.

Where Do Expats Fit In?

So where do expats fit in this French healthcare system? A big change in regulations in 2016 brought welcomed news to expats. Since then, any expat who has lived in France for at least three months in “a stable and regular manner” and plans on remaining in France on a permanent basis can apply for public health coverage.

Of course “apply” is really a code word for paperwork! The new France health insurance system is known as Protection Universelle Maladie (PUMA) , while the old medical insurance system was Couverture Maladie Universelle (CMU). Of course, there is some fine print… Expats can only apply to the PUMA program if they’ve been in the country for less than five years, do not have paid employment, are under retirement age of 65 years, and do not receive a pension from a European country. Non-European students who are older than 28 years with no salaries and British early retirees are also eligible if they receive no salary.

There is also a paperwork-heavy annual renewal process. No wonder expats are pleased with the new changes! But it’s important when you’re gathering the documents that you’re following the new PUMA regulations and requirements. A lot of expat focused websites still offer recommendations based on the CMU era.  An international health plan would still be required if you need worldwide coverage.

Best Private International Health Insurance in France for Expats

International private health insurance offers a few additional benefits over and above local insurance plans. First, they are global and will cover you anywhere in the world. Further, they can be more comprehensive and provide you with access to a wider variety of French healthcare facilities and doctors. For expatriates moving to France, we would recommend two options. Cigna Global is a leading global insurer with great service and benefits. Cigna Global offers a modular plan design allowing you to pick and choose different modules to tailor the plan to your needs and budget. The second suggested plan, primarily for US citizens living abroad, would be GeoBlue Xplorer , which offers similar benefits and services to Cigna. GeoBlue Xplorer is offered in association with Blue Cross and Blue Shield of America and comes with the excellent BCBS network of doctors and hospitals and the highest quality of doctors worldwide. For other options, view our list of the best international health insurance companies .

Best Health Insurance in France for US Citizens

Xplorer Worldwide Medical Plan

• Premium Benefits, Coverage and Service
• Define your deductible and prescription benefits
• For Foreigners in the US or US citizens abroad

Best Global Medical Insurance Plan for Expatriates Living in France

Cigna Global Insurance Plan

• The flexibility to tailor a plan to suit your individual needs
• Access to Cigna Global’s trusted network of hospitals and doctors
• The convenience and confidence of 24/7/365 customer service

To see what travel insurance France has for visitors, see: Health, Safety and Travel Insurance Advice for Travel to France

Understanding Insurance Paperwork Required of Expatriates in France

If you’re an expat, you’re going to need extra documents. You must demonstrate that you intend to reside in France permanently and legally. You must prove that you anticipate residing in the country for at least half the year (as anything less means you are not a permanent resident.) As you are settling into your new life in France, registering for classes, and signing up for volunteer work, hold onto your receipts and application forms. They will all help to support your claim. And, like with most government-based applications, you’ll need to provide proof identification, address, and income.

The paperwork fun doesn’t stop there. All expats must register with a primary care physician. You’ll need proof of this registration when applying for public health care at your local CPAM (Caisse Primaire d’Assurance Maladie) office.

Once you’ve been approved, you can apply for your national health insurance card, the carte vitale (green card). Since 2017, having your green card with you when you go to the doctor means that that you’ll avoid having to pay upfront and in cash for services and then going through a tedious paperwork process for reimbursement.

Of course, there is some fine print… Expats can only apply to the PUMA program if they’ve been in the country for less than five years, do not have paid employment, are under retirement age of 65 years, and do not receive a pension from a European country. Non-European students who are older than 28 years with no salaries and British early retirees are also eligible if they receive no salary. If you need global coverage, if your application is rejected, or if your time in France will amount to less than 50% of the year, you will require privately held international health insurance to cover your needs.

Mental and Social Wellbeing for Expats in France

While France healthcare has outstanding ratings, many expats report that it is challenging to break into French social circles. Language barriers and the small, tight-knit nature of French friendships are primarily to blame. Nearly 60% of expats in France say it’s challenging to get used to the local culture, a figure that’s similar to what expats experience on average across the globe. This can take many by surprise. They assume it will be easier to adapt to life in France than, say, China or Nigeria but that’s not always the case. And language can be a big part of that. 76% of expats report that it’s hard to live in France if you don’t speak French.

In short, expat life can be isolating and lonely. And it doesn’t help when friends and family back home can’t appreciate that life in Paris is anything but perfect . Signing up for small group language classes is a good place to start. Joining more than one, perhaps with a focus on grammar or conversation, is even better. Working in France as a volunteer with a cause that’s dear to your heart will help you meet locals who share your values and interests. And making sure your friendship circle includes other expats, as well as locals, will help you expand your network of support.

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Travel Insurance for a France Vacation (2024)

See how travel insurance for France can help protect you from financial loss due to trip cancellation, medical emergencies and other unexpected interruptions.

in under 2 minutes

Nicole Leigh West is an experienced lifestyle journalist and writer for publications including Wanderlust, TripSavvy and Vacations & Travel. Along with roaming the globe and penning fiction novels, Nicole works for World Words as a sub-editor and writer.

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.

When planning a trip to France, purchasing travel insurance can offer peace of mind if medical emergencies, travel interruptions or other unforeseen circumstances occur. Travel insurance for France can reimburse you for canceled flights, trip delays, lost baggage, medical coverage and more.

We at the MarketWatch Guides Team have reviewed the best travel insurance providers to help you find the right coverage for your vacation to France. Read on for France travel requirements and to learn the benefits and costs of travel insurance plans.

Compare France Travel Insurance Companies

Use the chart below to compare pricing and included benefits from leading travel insurance carriers for your trip to France.

Why Trust MarketWatch Guides

Our editorial team follows a comprehensive methodology for rating and reviewing travel insurance companies. Advertisers have no effect on our rankings.

Companies Reviewed

Quotes Collected

Rating Factors

Do I Need Travel Insurance for France?

It is not mandatory to have travel insurance coverage to visit France — unless you are traveling from a country that requires a Schengen visa. U.S. citizens can enter France with a valid passport for up to 90 days, after which they must submit a visa application.

Although travel insurance is not required for American tourists , you may still choose to buy coverage. Travel insurance can reimburse you for prepaid, nonrefundable costs (subject to conditions) in the event of unexpected trip cancellations or delays. Most policies also protect your belongings, including your luggage, against theft, loss and damage.

The U.S. Department of State recommends you purchase travel insurance if you do not have health care coverage abroad. France does not offer free health coverage to tourists, and treatment may be expensive if you require medical treatment while on vacation. It’s a good idea to choose an insurance policy that covers sporting accidents and injuries if you’re participating in activities such as snow sports in the French Alps or water sports along the French Riviera.

Cancel for Any Reason Coverage

Cancel for any reason (CFAR) coverage is supplemental travel insurance for those who prefer flexibility when planning a trip. Standard travel insurance policy includes predetermined reasons for which you can claim reimbursement for travel cancellations, including medical emergencies, the death of a family member and legal obligations.

CFAR ensures you can cancel your travel plans at your discretion. Say you’re traveling to Paris for a wedding, but the wedding gets canceled, and you decide to visit Lyon instead. With CFAR coverage, your provider can reimburse part of your prepaid trip costs.

It’s important to note that CFAR coverage is subject to disclaimers, deductibles and restrictions. For example, many insurance companies include time restrictions for reimbursement, such as a clause to cancel within 48 or 72 hours of departure.

Gear Theft Protection

You may plan to take valuables with you for activities on your French vacation, from photographing the Eiffel Tower to rock climbing in Fontainebleau and cycling in Bordeaux. Gear theft protection is useful to help recoup the cost of lost or stolen goods. For a trip to France, you may wish to take the following:

• Smartphone or tablet
• Professional camera and equipment
• Sports equipment, including snowboards

As general advice, trip insurance is subject to predetermined coverage limits and exclusions may apply. Your policy may not cover the full value of stolen or damaged items. For this reason, consider leaving irreplaceable items at home or in a locked hotel safe.

Medical Emergency Insurance and Emergency Medical Evacuation

France has a highly-ranked healthcare system , but the country does not extend coverage to tourists. And European health insurance cards (EHIC) are not available to residents of non-European Union countries without Schengen visa insurance.

Travel medical insurance is recommended for U.S. citizens as Medicare doesn’t apply overseas. However, you may have coverage if you have private insurance.

Medical costs may be significant if you require treatment for pre-existing conditions or emergencies in the absence of insurance. Travel insurance for medical emergencies can cover a range of expenses, including:

• Hospital fees
• Operating room charges and anesthesia
• Dental emergencies
• Lab tests and X-rays

Most travel health insurance plans include emergency medical evacuation and repatriation if local medical care is not available and you need to fly back to your home country.

Rental Car Protection

Though public transportation offers an easy way to explore France, you may prefer the freedom of renting a car. Car rental rates include unlimited liability and fire insurance coverage in France. Rental companies may also offer premium car insurance to further limit liabilities while on the road.

Premium insurance policies typically include the following safeguards:

• Collision damage waiver and theft protection
• Tire and windshield protection
• Roadside protection
• Personal effects coverage
• Personal injury insurance

In addition to local car insurance, some travel insurance covers rental vehicles to help you recover losses if you’re liable for damaged or stolen cars.

Trip Cancellation Insurance

If your trip to Europe is canceled, travel insurance can help protect you against financial loss. Standard travel insurance generally offers reimbursement for nonrefundable and prepaid costs (like your flight or hotel) up to a predetermined limit.

As a general rule, standard travel insurance policies accept cancelation claims due to the following reasons:

• Hospitalization or serious injury
• Death of a family member
• Severe weather conditions (excluding some natural disasters)
• Jury duty or other legal obligation
• Military orders
• Acts of domestic or international terrorism

If you need more flexibility for a French vacation, opt for CFAR insurance.

How Much Does France Travel Insurance Cost?

Travel insurance premiums depend on your coverage preferences, destination and the overall cost of your trip to France. Many companies also allow you to choose from single-trip coverage or an annual multi-trip policy.

Be prepared with the following information to get an insurance quote:

• Your home location
• The number of travelers in your group
• Destination country
• Trip duration
• Total trip price

To help you determine the cost of travel insurance , we requested quotes from five providers for a 40-year-old traveler from California traveling to France for two weeks in August. The total trip cost is $3,500.

We collected the above quotes from each company’s website in May 2023. Each international travel insurance plan covers trip cancellation, baggage loss or delay, emergency medical expenses and emergency evacuation.

If you are on a budget, you can also compare cheap travel insurance options .

How Do I Get Travel Insurance for France?

When planning a vacation to France, check if your credit cards or health insurance covers travel-related expenditures. For example, your credit card may include rental car coverage, and your health care might extend abroad. You may also be able to book comprehensive travel insurance through your airline to cover flights.

Compare policies and pricing from numerous travel insurance providers before making a decision. Consider personal factors, such as pre-existing medical conditions and what activities you’re planning, and ensure you find adequate coverage.

France Safety Tips

We compiled basic travel and safety tips for peace of mind during your French vacation.

Crime and Safety

The U.S. Department of State lists the France Travel Advisory at Level 2: Exercise Increased Caution. The advisory is due to an increased risk of terrorism and civil unrest. The State Department recommends you avoid demonstrations, protests or areas with significant police activity while in France.

In general, France is considered safe for tourists . However, it’s important to remain aware of your surroundings at popular tourist destinations due to pickpocketing and other petty crime.

Day Trips, Tours and Excursions

Tours are a great way to discover France, from exploring the Louvre to sightseeing in Marseille. You may also choose to take a day trip to Belgium or Switzerland or spend multiple days traveling around the Schengen area.

Always book excursions through reputable tour organizations, with recommendations from travel agents or hotel concierges. Find more information on the official France tourism site . If you opt for travel insurance, look for a policy that covers travel excursions, rental gear, or sporting events such as golf, snow skiing and scuba diving.

According to the government of France , the country has removed COVID-19 restrictions for international travelers. Check with local authorities regarding changes to local coronavirus policies.

The Bottom Line: Is Travel Insurance for a France Vacation Worth It?

If you are traveling from the U.S., you are not required to have travel insurance to visit France for a vacation. However, travel insurance can help cover unexpected medical costs and avoid financial loss due to trip cancellations. A policy can also reimburse the cost of damaged or stolen baggage , personal gear (like a camera) or even a rental car.

While it is ultimately up to you to decide if travel insurance is worth it , coverage can offer peace of mind knowing you are covered if unforeseen events occur.

Frequently Asked Questions About Travel Insurance for France

Can i claim flight compensation for a canceled trip to france.

Refunds for flights are subject to the airline and are not always guaranteed. However, an airline may compensate you if a flight gets canceled for a reason outside the company’s control or your trip becomes delayed. But travel insurance can provide additional protection against financial loss for canceled and delayed flights.

Do you need travel insurance to travel to France?

U.S. citizens do not need travel insurance for France vacations. However, you may require a visa and travel insurance if you stay in the country for longer than 90 days.

Does Medicare work in France?

Medicare and Medicaid don’t offer coverage outside the U.S. If you have private health insurance, check with your provider to see if you have coverage abroad.

How much is travel insurance for a trip to France?

Based on quotes we gathered, travel insurance for a two-week trip to France costs between $110 to $153. Your cost of insurance may vary depending on your age, coverage preferences and specific travel details.

More Resources:

Travel Insurance For France

• Get a Quote
• Renew/Extend Coverage
• Retrieve Quote

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Tell us about your travelers.

Easily renew or extend your coverage.

If you have saved a quote within the past 14 days you can quickly and easily retrieve the quote and add, modify and change information for that quote. In the top right corner of the quote you saved you will see a unique number.

Is travel insurance required to enter France?

As reported by Schengeninfo.com , all international tourists who require a Schengen Visa to enter France must have a valid travel medical insurance plan to enter France. However, if you can travel to France visa-free, then travel insurance is not mandatory. 

Why should you buy travel insurance to visit France ?

If you have a Schengen Visa, you must purchase travel insurance to enter France and other Schengen countries.  We recommend purchasing a trip cancellation insurance policy that provides additional coverage if something unforeseen were to occur while visiting.  Our Trip Cancellations policies also offer benefits for trip delay and trip interruption and on select plans, we offer the Cancel for Any Reason option. 

Do the trip cancellation plans from Trawick International cover COVID-19?

Yes, most of our plans treat COVID-19 like any other sickness. 

Optional Cancel for Any Reason coverage:

On select trip cancellation plans, Trawick International offers Cancel for Any Reason (CFAR) , which provides reimbursement for 75% of the prepaid, nonrefundable, forfeited payments you paid for your trip if you cancel your trip for any reason not otherwise covered by this policy - like border closures or travel bans.  This coverage MUST be purchased with the initial policy and within 21 days of the initial trip deposit date, and the full, nonrefundable trip cost is insured. (This benefit is not available in every state).

How much does travel insurance cost?

Several factors determine the cost of travel insurance, such as your age, trip cost, length of trip, and other factors.  When purchasing a plan with trip cancellation, we recommend that you include all non-refundable travel expenses so you can recover the investment in the event your trip is canceled or interrupted.  By bundling all of your trip costs into one policy, you will be able to obtain the most coverage possible for your trip. 

When should you buy travel insurance?

To maximize your benefits, we recommend purchasing travel insurance within 21 days of the initial trip deposit date and include all prepaid, nonrefundable trip costs. By doing this, you will be eligible for CFAR and financial default on select trip cancellation plans. Please remember you can still purchase travel insurance after 21 days, but you may not be eligible for certain travel benefits. 

PLEASE NOTE: Guidelines may have changed since this was published. Before traveling, you should always check your destination's COVID-19 situation and travel requirements. Countries may have their own entry and exit requirements. Additionally, always check for travel advisories in the area to which you are traveling. Refer to https://www.cdc.gov/ and https://travel.state.gov/content/travel.html for up-to-date information and guidelines.

Privacy Policy

Trawick International’s Privacy Policy

Welcome to our website.  We appreciate your interest in us.  We take the privacy of our customers very seriously and are committed to protecting your privacy. This policy explains how we collect, use, and transfer your personal data, and your rights in relation to the personal data stored by us when you use our website or otherwise engage with our services.

Effective October 3, 2023

This policy sets out the following:

• What personal data we collect about you and how;
• How the data is used;
• Our legal basis for collecting your information;
• Who we share your data with;
• Where we transfer your information;
• How long we retain your information for;
• Your rights and choices in relation to the data held by us;
• How to make a complaint in relation to the data held by us;
• How to contact us with any queries in relation to this notice, or the personal data held by us.

Who is Trawick International?

Trawick International (“we,” “us,” or “our”) provides worldwide travel medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance, and many other products designed specifically for those traveling.  Our travel insurance programs are designed for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.  We offer an extensive worldwide network of quality physicians, hospitals, and pharmacies.  We cover employees, corporations, schools, frequent world travelers, international students, study abroad programs, missionary trips, and just the casual vacation traveler.  Our individually customized plans can cover hospital stays, doctor visits, x-rays, prescriptions, ambulance, emergency evacuation, repatriation, flight insurance, trip interruption, trip cancellation, trip delay, and lost baggage.   

For the purposes of European data protection laws, if you are visiting our  website www.trawickinternational.com (or otherwise engaging with our services from the European Economic Area (or "EEA"), the data controller of your information is Trawick International.

What is personal data?

In this privacy policy, references to "personal information" or "personal data" are references to information that relates to an identified or identifiable individual. Some examples of personal data are your name, address, email, and telephone number, but it may also include information such as your IP address and location in certain jurisdictions.

What personal data do we collect?

We collect personal data that you provide to us when you sign up for our services, such as your contact information and financial information. We may also collect commercial information based on how you interact with our services, such as the products or services you’ve purchased or other Internet or network activity, such as your website browsing history or mobile device information.

Below are some more details on the type of personal data we collect.

Information that is provided by you:

In order to provide services to you we may ask you to provide personal information. This may include, amongst other things, your name, email address, postal address, telephone number, gender, date of birth, passport number, bank account details, credit history and claims history, citizenship status, marital status depending on the service you are seeking. The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point at which we ask you for it or upon request.

Some of the information that you provide may be “special category” (or “sensitive”) personal data. Sensitive personal data relates to your racial or ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership, genetic data, biometric data for the purpose of uniquely identifying a natural person, data concerning health or data concerning a natural person’s sex life or sexual orientation, and can sometimes be inferred from other, non-sensitive, information that you have provided.

Information that we collect on our website:

When you visit our website, we will seek your consent to collect certain information from your device. In some countries, including countries in the EEA, this information may be considered personal information under applicable data protection laws.

Specifically, the information we are seeking to collect includes information like your IP address, device type, unique device identification numbers, browser type, broad geographic location ( e.g., country or city-level location) and other technical information. We may also collect information about how your device has interacted with our website, including the pages accessed and links clicked.

Collecting this information enables us to better understand visitors to our website, where they come from, and what content on our website is of interest to them. We use this information for our internal analytics purposes and to improve the quality and relevance of our website to our visitors.

Some of this information may be collected using cookies and similar tracking technology, as explained further under the heading “Cookies" below.

Information that we obtain from third party sources:

From time to time, we may receive personal information about you from third party sources but only where we have checked that these third parties either have your consent or are otherwise legally permitted or required to disclose your personal information to us.

For information about a third party’s usage and/or sharing of your personal data, please refer to the third party’s own privacy statement.

We may, where we are legally permitted to, also collect personal data from the following sources in order to provide services to you:

• Credit reference agencies;
• Anti-fraud and other databases;
• Government agencies;
• Electoral register;
• Court judgments;
• Sanctions lists;
• Family members; and
• In the event of an insurance claim: the other party to the claim, witnesses, experts, loss adjusters, solicitors, and claims handlers.

How is personal data used?

We may need to use your personal data in order to carry out the following activities:

• To set you up as a new client (including carrying out “know your customer” checks);
• To provide you with an insurance quote;
• To provide our products and services to you;
• To respond to your inquiries;
• To accept payments from you;
• To communicate with you about your policy;
• To renew your policy;
• To obtain reinsurance for your policy;
• To process insurance and reinsurance claims;
• For general insurance administration purposes;
• To comply with our legal and regulatory obligations;
• To model our risks;
• To defend or prosecute legal claims;
• To investigate or prosecute fraud;
• To respond to your enquiries; or
• To secure our network and our website, debug the website and repair errors;
• To conduct audits related to our interactions with you;
• To make our products and services better and to develop new products and services;
• To send you notices and information regarding our products or services, including notifying you about special promotions or offers, where we are legally permitted to do so; and
• Enforce our Terms and other usage policies and comply with legal requirements.

Our legal basis for collecting your information:

Our legal basis for collecting and using your personal data will depend on the personal data concerned and the specific context in which we collect it.

We will normally collect personal data where we need the information to provide you with our services / perform a contract with you, where the processing is in our legitimate interests and not overridden by your data protection interests or fundamental rights and freedoms, or with your consent.

In some cases, we may use your personal data for a legal obligation, e.g., in order to complete “know your customer” and money laundering checks before taking you on as a new client.

If we ask you to provide personal information to comply with a legal requirement or to perform a contract with you, we will make this clear at the relevant time and advise you whether the provision of your personal information is mandatory (as well as of the possible consequences if you do not provide your personal information). You are under no obligation to provide personal data to us. However, if you should choose to withhold requested data, we may not be able to provide you with certain services.

Similarly, if we collect and use your personal information in reliance on our legitimate interests (or those of any third party), we will make clear to you at the relevant time what those legitimate interests are.

If you are a UK resident, we may collect and use your personal information, including sensitive personal information, on the basis of the insurance derogation in the UK Data Protection Act 2018.

If you are an EU resident, we may collect and use your personal information, including sensitive personal information, on the basis of the substantial public interest of insurance purposes, as regulated in the General Data Protection Regulation (GDPR).

If you have questions about or need further information concerning the legal basis on which we collect and use your personal information, please contact us using the contact details provided under the “Contact Us" section below.

Who is your personal data shared with?

We may disclose your personal information with the following categories of recipients.

• To our group companies, third party service providers and partners who provide data processing services (for example data hosting and storage companies, email marketing affiliates, and payment and claims processing companies) or who otherwise process personal information for purposes that are described in this Privacy Policy (see “How is personal data used?”).
• To any competent law enforcement body, regulatory, government agency, court or other third party where we believe disclosure is necessary (i) as a matter of applicable law or regulation, (ii) to exercise, establish or defend our legal rights, or (iii) to protect your vital interests or those of any other person;
• To a potential buyer (and its agents and advisers) in connection with any proposed purchase, merger or acquisition of any part of our business, provided that we inform the buyer it must use your personal information only for the purposes disclosed in this privacy policy;
• To any other person with your consent to the disclosure.

We do not sell (or exchange) your personal information for monetary compensation.

If you are a US resident, from time to time we may share your personal information with third parties for a third party’s own direct benefit and this type of sharing may be considered a sale under certain applicable laws. For more information on the type of information we may share in this manner, please contact us.

International Transfers

Your personal data may be transferred to, and processed in, countries other than the country in which you are resident. These countries may have data protection laws that are different to the laws of your country.

Specifically, the servers of Trawick International are located in the United States. Trawick International partners with many other international companies.  This means that when we collect your information, we may process it in other countries.

We have taken appropriate safeguards to require that your personal data will remain protected in accordance with this privacy policy. We have also taken appropriate  safeguards with our third party service providers and partners.

How long is personal information retained?

We will keep your personal data on our records for as long as we have an ongoing legitimate business need to do so. This includes providing you with a service you have requested from us or to comply with applicable legal, tax or accounting requirements. It also includes keeping your data for so long as there is any possibility that you or we may wish to bring a legal claim concerning our services, or where we are required to keep your data for legal or regulatory reasons. Please contact us using the contact details provided under the “Contact Us" section below should you require further information on our record retention procedures.

We may also retain your personal data where such retention is necessary in order to protect your vital interests or the vital interests of another natural person.

Your Rights as a Data Subject

You have the right to opt out of marketing communications we send you at any time. You can exercise this right by clicking on the “unsubscribe” or “opt-out” link in the marketing e-mails we send you or contacting us.

If you are an EU resident, you will need to opt-in to receive marketing from us. If you then wish to unsubscribe at any point, you can do so by clicking on the “unsubscribe” or “opt-out” link in the marketing e-mails we send you or contacting us.

Similarly, if we have collected and processed your personal information with your consent, then you can withdraw your consent at any time. Withdrawing your consent will not affect the lawfulness of any processing we conducted prior to your withdrawal, nor will it affect processing of your personal information that was lawfully collected on grounds other than consent.

You have the right to complain to a data protection authority about our collection and use of your personal information. For more information, please contact your local data protection authority.

We respond to all requests we receive from individuals wishing to exercise their data protection rights in accordance with applicable data protection laws.

You may exercise any of your rights in relation to your personal data by contacting us using the details set out in the “Contact us” section at the bottom of this page.

If you are resident in the UK or EU, your principal rights under data protection law are as follows:

• the right to access;
• the right to rectification;
• the right to erasure;
• the right to restrict processing;
• the right to object to processing;
• the right to data portability;
• the right to complain to a supervisory authority; and
• the right to withdraw consent.

If you wish to access, correct, update or request deletion of your personal information, we will ask you to provide us with a copy of any two of the following documents: Driver’s license; Passport; Birth certificate; Bank statement (from the last 3 months); or Utility bill (from the last 3 months). With regards to your right of access, the first access request will be complied with free of charge, but additional copies may be subject to a reasonable fee.

In addition, you can object to processing of your personal information, ask us to restrict processing of your personal information or request portability of your personal information.

If we have collected and processed your personal information with your consent, then you can withdraw your consent at any time. Withdrawing your consent will not affect the lawfulness of any processing we conducted prior to your withdrawal, nor will it affect processing of your personal information conducted in reliance on lawful processing grounds other than consent. You have the right to complain to a data protection authority about our collection and use of your personal information. For more information, please contact your local data protection authority.

Contact details for other data protection authorities in the European Economic Area, Switzerland and certain non-European countries (including the US and Canada) are available  here .

If you are based in the UK or EU, you may exercise any of your rights in relation to your personal data by contacting us using email or you can use the details set out in the “Contact Us” section at the bottom of this page.

If you are resident in the US, applicable law may entitle you, upon verifiable request, to receive disclosures relating to:

• The categories and specific pieces of information we have collected;
• The categories of sources from which the personal information is collected;
• The business or commercial purpose for collecting personal information; and
• The categories of third parties with whom we share personal information.

If you wish to exercise any of the rights described above, we will ask you to verify your identity. We generally will not charge to reply to your request, but we may charge a reasonable fee or refuse your request if the request is unjustified or excessive.

Automated decision making

In some instances, our use of your personal information may result in automated decisions being taken (including profiling) that legally affect you or similarly significantly affect you.

Automated decisions mean that a decision concerning you is made automatically on the basis of a computer determination (using software algorithms), without our human review. For example, in certain instances we may use automated decisions to establish whether we will propose insurance coverage to a prospective insured. We have implemented measures to safeguard the rights and interests of individuals whose personal information is subject to automated decision-making.

When we make an automated decision about you, you have the right to contest the decision, to express your point of view, and to require a human review of the decision.

As mentioned above, we may use your personal data to send you marketing materials.

If you are a UK or EU resident, you will need to opt-in to receive marketing from us. If you then wish to unsubscribe at any point, you can do so by clicking on the “unsubscribe” or “opt-out” link in the marketing e-mails we send you or contacting us.

If you are resident in the US, you do not need to opt-in to receive marketing materials from us, and you have the right to opt-out of receiving such communications. If you would like to stop receiving marketing information from us, please unsubscribe by clicking the “unsubscribe” link in the relevant marketing email or contacting us.

Trawick International is committed to keeping our customers’ data safe. We have security measures in place designed to protect against the loss, misuse, and/or alteration of personal data under our control. Although we cannot ensure or guarantee that loss, misuse, or alteration of data will not occur, we use our best efforts to prevent this. If you have any concerns that your Trawick International account or personal data has been put at risk, please contact us.

Our sites use cookies (a small piece of information that is placed on your computer when you visit certain websites) to distinguish you from other users, to track your browsing pattern and to build a profile of how you and other users use our sites. This helps us to provide you with a good experience when you browse any of our sites and also allows us to improve our sites. If you have an online account with us, we also use cookies to recognize you to pre-fill forms to save you time. Trawick International does not mandate cookies for you to access our sites and you may freely set your browser to reject all cookies or prompt you to accept or reject them. Some of the cookies we use are session cookies and only last until you close your browser, others are persistent cookies which are stored on your computer for longer. We may collect information through web beacons about your web browsing activities such as the address of the page you are visiting, the address of the referrer page you had previously visited, the time you are viewing the page, your browsing environment, and your display settings. We do this in order to optimize your browsing experience, the use of web-based services and provide you with relevant information on Trawick International products and services when you have opted-in to receiving such correspondence.

We will not respond to Web browser “do not track” signals. If you would like additional information about online tracking and various opt-out mechanisms, please see https://youradchoices.com/

Because we may link to social media sites, and from time to time may include third-party advertisements, other parties may collect your personally identifiable information about your online activities over time and across different web sites when you visit this Site.

Please note that not all tracking will stop even if you delete cookies.

Children's Data

Our websites and applications are not directed to children under 16 and we do not knowingly collect any personal information directly from children under 16. If you believe that we are processing personal information pertaining to a child inappropriately, we ask you to contact us using the information provided under the “Contact Us” section.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time in response to changing legal, technical, or business developments. When we update our Privacy Policy, we will take appropriate measures to inform you, consistent with the significance of the changes we make. We will obtain your consent to any material Privacy Policy changes if and where this is required by applicable data protection laws.

You can see when this Privacy Policy was last updated by checking the “effective date” displayed at the top of this Privacy Policy.

Any changes will be effective only after the effective date of the change and will not affect any dispute arising prior to the effective date of the change.

If you have any questions about this Privacy Policy, please contact us using the following contact details:

Post Office Box 2284

Fairhope, Alabama USA 36533

Toll Free Telephone Number: +1 (888) 301-9289

Terms and Conditions of Use

Important information.

The information contained in this website is not intended to be an offer to sell or a solicitation in connection with any product or service by Trawick International Inc., in any jurisdiction where such an offer or solicitation would be unlawful or in which Trawick International, Inc., is not qualified to do so. Products and services described in this website may not be available in all jurisdictions. Not all insurance products described in this website are available to all persons in all States, Countries, or other jurisdictions at all times.

All products contain certain conditions, restrictions, limitations and eligibility requirements. The information contained in this website is not intended to be a complete description of all terms, exclusions and conditions applicable to the products and services. For complete terms, exclusions and conditions applicable to the products offered please contact Trawick International .

By using this website, you agree to the terms of its use. If you do not agree to these terms, PLEASE DO NOT USE THIS WEBSITE. For additional information or questions, please contact Trawick International or your independent insurance broker or agent.

TERMS & CONDITIONS OF USE

Effective Date: October 6, 2023

INTRODUCTION

THESE TERMS & CONDITIONS OF USE (“T&C”) GOVERN YOUR USE OF TRAWICK INTERNATIONAL, INC.’S (“COMPANY”, “WE”, “OUR”, OR “US”) WEBSITE LOCATED AT WWW.TRAWICKINTERNATIONAL.COM OR OTHER WEBSITES CONTROLLED BY COMPANY AND ITS AFFILIATES AS WELL AS ANY DOCUMENTS EXPRESSLY INCORPORATED BY REFERENCE AND ANY RULES AND POLICIES PUBLISHED ON THIS WEBSITE (THE “WEBSITE”).

BY ACCESSING THIS WEBSITE, YOU AGREE TO THE T&C, REVISIONS, AND MODIFICATIONS. ALL CHANGES ARE EFFECTIVE IMMEDIATELY UPON POSTING, AND APPLY TO ALL ACCESS TO AND USE OF THE WEBSITE THEREAFTER. ANY CHANGES WILL NOT EFFECT ANY DISPUTES ARISING PRIOR TO THE EFFECTIVE DATE OF THE CHANGE. WE MAY SEND YOU NOTICES WITH RESPECT TO THE WEBSITE IN VARIOUS MEDIUMS, INCLUDING BY EMAIL ADDRESS, POSTAL MAIL, AND/OR BY POSTING ON THE WEBSITE.

ARBITRATION NOTICE: EXCEPT FOR CERTAIN TYPES OF DISPUTES DESCRIBED IN THE “ARBITRATION AND CLASS ACTION WAIVER” SECTION BELOW, AND IF YOU DO NOT OPT-OUT AS SET FORTH IN THAT SAME SECTION, YOU AGREE THAT DISPUTES BETWEEN YOU AND COMPANY OR ITS AFFILIATES WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION, AND YOU WAIVE YOUR RIGHT TO BRING OR RESOLVE ANY DISPUTE AS, OR PARTICIPATE IN, A CLASS, CONSOLIDATED, REPRESENTATIVE, COLLECTIVE, OR PRIVATE ATTORNEY GENERAL ACTION OR ARBITRATION.

ACCESS TO THIS WEBSITE

To access the Website or some of its resources, you may be asked to provide certain personal details or other information. It is a condition of your use of the Website that all the information you provide on the Website is correct, current, and complete.

In addition, certain other services of the Website, such as applying for coverage, may be governed by additional or different terms and conditions. You should carefully review those terms and conditions as they are referenced and/or presented to you.

We reserve the right to withdraw, amend, disable or suspend this Website, and any service or material we provide on the Website, in our sole discretion with or without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.

We have the right to disable any user name, password or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of the T&C.

Your privacy matters to us. Your use of the Website is also subject to our Privacy Policy that is available online here (“Privacy Policy”) and is incorporated into and made a part of these Terms of Use. The Privacy Policy is subject to change, and you are encouraged to review the Privacy Policy whenever you supply the Website with any information because you agree that Company can collect, use, and share your information consistent with that policy.

RESTRICTIONS ON USE

You may use this Website only for your internal, non-commercial purposes. You agree not to use this Website in any way that violates any applicable federal, state, local or international law or regulation. You further agree to maintain and update your registration data as needed to keep it accurate, current and complete. You may not use this Website or any of the content, defined below, contained on it for any other purpose, including any unpermitted commercial purpose, unless we provide our prior written consent to such use.

Uses requiring our prior written consent include the following, without limitation:

• Co-branding this Website;
• Framing this Website;
• Using any robots, scrapers, spiders, data mining tools, or any similar device, tool, software, or process;
• Hyper-linking to specific product or coverage information; or
• Reselling or remarketing the content, as defined below.

"Co-branding" means displaying a name, logo, trademark or other means of attribution or identification of any party in a manner reasonably likely to give a user the impression that the other party has the right to display, publish or distribute this Website or its content. You will cooperate fully with Company and its affiliates in causing any unpermitted or unauthorized activity of yours or a third party authorized by you to cease immediately. To the extent that such unpermitted or unauthorized use continues after notice from Company or its affiliates, you agree to pay or reimburse us for any and all costs (including attorney fees if applicable) associated with ending or terminating such use.

You agree not to impersonate or attempt to impersonate the Company, a Company employee, another user or any other person or entity (including, without limitation, by using e-mail addresses associated with any of the foregoing).

PROHIBITED USES AND ACTIONS

Additionally, you specifically agree not to:

• decompile, reverse engineer, disassemble, modify, reduce the Website to human perceivable form or create derivative works based upon the Website or any part thereof;
• disable any licensing or control features of the Website;
• “frame” the Website or any portion thereof or otherwise cause the Website or its contents to appear to be provided by anyone except Company and its affiliates;
• merge the Website or materials with another program or create derivative works based on the Website or materials;
• remove, obscure, or alter any notice of the copyright or other proprietary legends on the Website or materials;
• sublicense, assign, translate, rent, lease, lend, resell for profit, distribute or otherwise assign or transfer the materials or access to the Website to others;
• use the Website by means of any automated program, expert system, electronic agent or “bot,” and shall not give any person or entity access to the Website;
• utilize any “scraping,” copying, republishing, licensing, or selling the data or information on the Website.

PURCHASES AND PAYMENT

Company accepts a variety of payment methods as reflected on the Website. Before you can submit a request for purchase using the Website, you may be required to provide a valid card number and associated information for a payment card that you are authorized to use, including any of or all of the following: (i) your name as it appears on the card; (ii) the credit or debit card type, (iii) the card’s expiration date; (iv) any activation numbers or codes needed to charge your card; and (v) the billing address or zip code or postal codes associated with your card. You authorize Company and/or its affiliates, payment processor to use information you submit to charge your card or other payment method for the price of purchase requested, in addition to any taxes, fees, and charges as described in the T&C, at our convenience, including as early as at the time of the purchase request is submitted.

PROPRIETARY INFORMATION & TRADE SECRETS

The material and content accessible from this Website and any other website Company or its affiliates owns, operates, licenses or controls (the “content”) is the proprietary information of Company and its affiliates or the party that provided the Content to us, and Company and its affiliates or such party retains all right, title and interest in the content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, rented, leased, distributed, modified or transmitted in any way without the prior written consent of Company and its affiliates, except that you may print out a copy of the content solely for your own personal use. In doing so, you may not remove or alter, or cause the removal or alteration of, any copyright, trademark, trade name, service mark or any other proprietary notice or legend appearing on any of the content. Modification or use of the content, except as expressly provided herein, may violate Company’s and its affiliates’ intellectual property rights or a third party’s rights. Neither title nor intellectual property rights in the content are transferred or licensed to you by these Terms or your access of this Website.

Certain information provided to you by Company or its affiliates through non-public portions of the Website may be confidential or trade secret information. You may use or disclose such information only to the extent necessary for the purposes it was disclosed to you. You may not use the Website to circumvent the terms of any referral agreement or in any other manner that is not consistent with the business purpose of the Website. When reasonable, you must return or destroy such information when you have fulfilled such purpose.

INTELLECTUAL PROPERTY

Company and its affiliates (or the party that provided to Company) are the owner or licensee of all intellectual property rights on the Website (including trademarks, service marks and logos) and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved, and we or those parties retain all rights with respect to such respective marks. In accessing the Website you agree that you will access its contents and use it solely for your personal, non-commercial use. The Website, including its contents, may not be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.

The Company’s name and logo may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this Website, without prior written permission. You are not authorized to use our logo as a hyperlink to this Website unless you obtain our written permission in advance, although we permit you to use certain designated features of the Website to use our logo as a hyperlink for designated purposes. You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part without our express written consent.

Except as provided below, none of the materials of the Website may be copied, distributed, displayed, downloaded, or transmitted in any form or by any means without the prior written permission of Company and its affiliates or the intellectual property right owner. Unauthorized use of any materials contained on this Website may violate copyright laws, trademark laws, the laws of privacy and publicity, and/or other regulations and statutes. If you believe that any of the materials infringe on any of your intellectual property rights or rights of others, please contact us immediately at the address provided below. Except as expressly provided herein, Company and its affiliates and the third parties reserve all rights with respect to the Materials, and may pursue all legally available options under both civil and criminal laws (and may cooperate with law enforcement agencies) in the event of any violations, including but not limited to the right to terminate accounts of any user who has infringed a third party’s copyright. Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to the Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL NOT RECEIVE A RESPONSE.

HYPER-LINKS

We may hyper-link from the Website to other websites that are not maintained by, or related to, Company or its affiliates. Such hyper-links are provided as a service to you, and the other websites may not be officially sponsored by or affiliated with this Website or Company and its affiliates. Such other websites are solely responsible for their content. We are under no obligation to maintain any link on this Website and may remove any such link at any time in its sole discretion for any reason whatsoever. Access hyper-links and third party websites at your own risk.

COMPANY AND ITS AFFILIATES MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THE CONTENT OF HYPER-LINKED OR THIRD-PARTY WEBSITES. SUCH HYPER-LINKS ARE PROVIDED TO YOU “AS-IS” “WHERE IS,” AND WE SPECIFICALLY DISCLAIM ANY WARRANTIES WITH REGARD TO COMPLETENESS OR ACCURACY OF THESE HYPER-LINKS OR THE WEBSITES THAT ARE HYPER-LINKED TO THIS WEBSITE. THE INCLUSION OF ANY HYPER-LINK TO A THIRD-PARTY WEBSITE DOES NOT NECESSARILY IMPLY ENDORSEMENT BY OR AFFILIATION WITH COMPANY AND ITS AFFILIATES OF THAT WEBSITE.

SOCIAL MEDIA FEATURES

This Website may provide certain social media features that enable you to:

• link from your own or certain third-party websites to certain content on this Website.
• send e-mails or other communications with certain content, or links to certain content, on this Website.
• cause limited portions of content on this Website to be displayed or appear to be displayed on your own or certain third-party websites.

You may use these features solely as they are provided by us and solely with respect to the content they are displayed with and otherwise in accordance with any additional terms and conditions we provide with respect to such features. Subject to the foregoing, you must not:

• establish a link from any website that is not owned by you.
• cause the Website or portions of it to be displayed, or appear to be displayed by, for example, framing, deep linking or in-line linking, on any other site.
• link to any part of the Website other than the homepage.
• otherwise take any action with respect to the materials on this Website that is inconsistent with any other provision of these Terms of Use.

You agree to cooperate with us in causing any unauthorized framing or linking immediately to cease. We reserve the right to withdraw linking permission without notice. We may disable all or any social media features and any links at any time without notice in our discretion.

SUBMISSIONS

You hereby grant to Company and its affiliates the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display all stories, anecdotes, “Similes,” content, remarks, suggestions, ideas, graphics, inventions, methods, process, algorithms or other information communicated to us through this Website (collectively, the “Submission”), and to incorporate any Submission into other works in any form, media or technology now known or later developed. We may use any submission in our business (including without limitation, for products or advertising) without incurring any liability for royalties or any other additional consideration of any kind, and will not incur any liability as a result of any similarities to the submission that may appear in our future operations. By providing a Submission, you warrant that you have the right to provide the Submission and that all moral rights in the Submission have been waived.

COMPANY AND ITS AFFILIATES CANNOT AND DOES NOT GUARANTEE OR WARRANT THAT ANY FILES AVAILABLE FOR DOWNLOADING FROM THE INTERNET ARE FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER CODE THAT MAY HAVE CONTAMINATING OR DESTRUCTIVE PROPERTIES. YOU ARE RESPONSIBLE FOR IMPLEMENTING SUFFICIENT PROCEDURES AND CHECKPOINTS TO SATISFY YOUR PARTICULAR REQUIREMENTS FOR SECURITY, FOR ACCURACY OF DATA INPUT AND OUTPUT, AND FOR MAINTAINING A MEANS EXTERNAL TO THIS WEBSITE FOR RECONSTRUCTING LOST DATA. WE DO NOT ASSUME ANY RESPONSIBILITY OR RISK FOR YOUR USE OF THE INTERNET OR THE WEBSITE.

USE THIS WEBSITE AT YOUR OWN RISK. EXCEPT AS MAY BE EXPRESSLY STATED IN OTHER APPLICABLE TERMS AND CONDITIONS OR SIMILAR AGREEMENT, THE CONTENT IS PROVIDED “AS IS” AND "AS AVAILABLE" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. WE DISCLAIM ALL WARRANTIES INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT ANY FUNCTIONS OR CONTENT CONTAINED IN THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING USE OF THE CONTENT OR RESULTS THEREOF IN TERMS OF ACCURACY, RELIABILITY OR OTHERWISE EXCEPT FOR THE PERSON AND/OR FOR THE USE INTENDED. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND WE MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. YOU, AND NOT COMPANY AND ITS AFFILIATES, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS WEBSITE OR THE CONTENT. WE MAKE NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUME NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.

BY ACCESSING THIS WEBSITE, YOU UNDERSTAND THAT YOU MAY BE WAIVING RIGHTS WITH RESPECT TO CLAIMS THAT ARE AT THIS TIME UNKNOWN OR UNSUSPECTED, AND IN ACCORDANCE WITH SUCH WAIVER, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND, AND HEREBY EXPRESSLY WAIVE, THE BENEFITS OF SECTION 1542 OF THE CIVIL CODE OF CALIFORNIA, AND ANY SIMILAR LAW OF ANY STATE OR TERRITORY, WHICH PROVIDES AS FOLLOWS: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR."

The descriptions of products and services contained on this Website are intended to provide a reference guide to the types of products and services offered by Company and its affiliates and are not intended to be relied upon by clients or business partners. Some products and services referenced on this Website may not be available in all areas. Please contact us directly if you wish to obtain specific information concerning the products and services referenced on this Website. All of the information in this Website, whether historical in nature or forward-looking, speaks only as of the date the information was posted on this Website, and we do not undertake any obligation to update such information or to remove such information from this Website, if it is not or is no longer accurate or complete.

LIMITATION ON LIABILITY

TO THE EXTENT PERMITTED BY LAW OR REGULATION, COMPANY AND ITS AFFILIATES, ITS SUBSIDIARIES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR OTHER DAMAGES, INCLUDING LOSS OF USE, REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES THAT RELATES IN ANY WAY TO THE USE OF OUR WEBSITE OR WHICH MAY ARISE OUT OF ANY PERSON'S ACCESS OR INABILITY TO ACCESS THIS WEBSITE OR RELIANCE ON THE INFORMATION CONTAINED ON THIS WEBSITE. TO THE EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE COLLECTIVE LIABILITY OF COMPANY AND ITS AFFILIATES AND ITS SUBSIDIARIES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU PAID TO COMPANY OR ITS AFFILIATES FOR THE APPLICABLE CONTENT OR SERVICE OUT OF WHICH LIABILITY AROSE. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS, COMPANY’S LIABILITY SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH STATE OR JURISDICTION WHICH YOU HEREBY CONSENT TO.

INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Company and its affiliates, its subsidiaries, licensors, content providers, service providers, employees, agents, officers, directors and contractors (the “Indemnified Parties”) from any breach of these T&C by you, including any use of the content other than as expressly authorized herein, and any claim that your submission violates a third party’s intellectual property or other rights, including the rights of publicity and privacy, or defames a third party. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses and attorneys’ fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the content and this Website.

INFORMATION YOU PROVIDE

You may not post, send, submit, publish or transmit in connection with the Website any material that:

• you do not have the right to post, send, submit, publish or transmit, including any proprietary material of a third party;
• advocates illegal activity or discusses an intent to commit an illegal act;
• is vulgar, obscene, pornographic or indecent;
• does not pertain directly to the Website;
• threatens or abuses others; or libels, defames, invades privacy or stalks; or is racist, harassing, threatening or offensive;
• seeks to exploit or harm minors or older adults by exposing them to inappropriate content, asking for personally identifiable details or otherwise;
• infringes any intellectual property right or other right of any entity or person, including violating anyone’s copyrights or trademarks, or their rights of privacy or publicity;
• violates any law or may be considered to violate any law;
• impersonates or misrepresents your connection to any other entity or person, or otherwise manipulates headers or identifiers to disguise the origin of the content;
• advertises any commercial endeavor (e.g., products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners or soliciting goods or services, or any combination thereof) except as may be specifically authorized on this Website;
• solicits funds, advertisers or sponsors;
• includes programs that contain viruses, worms, Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software, hardware or telecommunications or any combination thereof;
• amounts to a "pyramid" or similar scheme;
• disobeys any policy or regulations established from time to time regarding use of this Website or any networks connected to this Website; or
• contains hyper-links to other websites that contain content that falls within any description set forth above.

WE RESERVE THE RIGHT TO MONITOR USE OF THIS WEBSITE IN ORDER TO DETERMINE COMPLIANCE WITH THESE TERMS OF USE, AND RESERVES THE RIGHT TO REMOVE OR REFUSE ANY INFORMATION FOR ANY REASON. NOTWITHSTANDING THESE RIGHTS, YOU REMAIN RESPONSIBLE SOLELY FOR THE CONTENT OF YOUR SUBMISSIONS. YOU ACKNOWLEDGE AND AGREE THAT NEITHER COMPANY AND ITS AFFILIATES NOR ANY THIRD PARTY THAT PROVIDES CONTENT TO US WILL ASSUME OR HAVE ANY LIABILITY FOR ANY ACTION OR INACTION BY US OR SUCH THIRD PARTY WITH RESPECT TO ANY SUBMISSION OF YOURS. EXCEPT AS EXPRESSLY PROVIDED HEREIN, COMPANY AND ITS AFFILIATES AND THE THIRD PARTIES RESERVE ALL RIGHTS WITH RESPECT TO THE WEBSITE, AND MAY PURSUE ALL LEGALLY AVAILABLE OPTIONS UNDER BOTH CIVIL AND CRIMINAL LAWS (AND MAY COOPERATE WITH LAW ENFORCEMENT AGENCIES) IN THE EVENT OF ANY VIOLATIONS.

ARBITRATION AND CLASS ACTION WAIVER

PLEASE READ THE FOLLOWING SECTION CAREFULLY BECAUSE IT REQUIRES YOU TO ARBITRATE CERTAIN DISPUTES AND CLAIMS AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF FROM COMPANY. Excluding claims for injunctive or other equitable relief, for all other claims related to the Website, including any goods or services purchased through the Website, any dispute or controversy arising out of or relating to this Agreement, including without limitation, any and all disputes, claims (whether in tort, contract, statutory or otherwise) or disagreements concerning the existence, breach, interpretation, application or termination of this Agreement shall be resolved by final and binding arbitration pursuant to the Federal Arbitration Act and in accordance with the JAMS Inc. Comprehensive Arbitration Rules & Procedures then in effect. There shall be no right or authority for any claims to be arbitrated on a class action basis. The arbitration shall take place in Fairhope, Alabama or at the option of the party seeking relief, by telephone, online, or via written submissions alone; however such election shall not prohibit Company from attending such an arbitration in person. Said arbitration shall be administered by JAMS. The arbitral tribunal (“Tribunal”) shall be composed of one arbitrator, who shall be independent and impartial. If the parties fail to agree on the arbitrator within twenty (20) calendar days after the initiation of an arbitration hereunder, JAMS shall appoint the arbitrator. The arbitration shall be conducted in the English language. The decision of the arbitrator will be final and binding on the parties, subject to all rights of appeal allowed by JAMS. Judgment on any award(s) rendered by the arbitrator may be entered in any court having jurisdiction thereof. The arbitrator shall have the authority to determine arbitrability of any disputes arising out of or relating to this Agreement. Nothing in this Section shall prevent either party from seeking immediate injunctive relief from any court of competent jurisdiction, and any such request shall not be deemed incompatible with the agreement to arbitrate or a waiver of the right to arbitrate. The parties undertake to keep confidential all awards in their arbitration, together with all confidential information, all materials in the proceedings created for the purpose of the arbitration and all other documents produced by the other party in the proceedings and not otherwise in the public domain, save and to the extent that disclosure may be required of a party by legal duty, to protect or pursue a legal right or to enforce or challenge an award in legal proceedings before a court or other judicial authority. The arbitrator shall award all fees and expenses, including reasonable attorney’s fees, to the prevailing party. Any judgment rendered by the arbitrator may be entered in any court of competent jurisdiction.

You may choose to opt out of the agreement to arbitrate by mailing a written opt-out notice (“Notice”) to Company. The Notice must be postmarked no later than thirty (30) days after the date you accept these T&C for the first time. The Notice must be mailed to: Trawick International, Inc., Post Office Box 2284 Fairhope, Alabama USA 36533, to the attention of General Counsel. This procedure is the only mechanism by which you can opt out of the agreement to arbitrate. Opting out of the agreement to arbitrate has no effect on any other parts of this Agreement, or any previous or future arbitration agreements that you have entered into with Company or its affiliates.

GOVERNING LAW

These Terms of Use are governed and interpreted by the laws of Alabama, United States of America notwithstanding any principles of conflicts of law. We make no representation that materials on this Website are appropriate or available for use in other locations. Those who choose to access this Website from other locations do so on their own initiative and are responsible for compliance with applicable local laws.

If you are a consumer, the provisions in these T&C are intended to be only as broad and inclusive as is permitted by the laws of your State of residence. If you are a New Jersey consumer, the terms of “Disclaimer” and “Limitation of Liability” sections above do not limit or waive your rights as a consumer under New Jersey law and the provisions in this Agreement are intended to be only as broad and inclusive as is permitted by the laws of the State of New Jersey. In any event, we reserve all rights, defenses and permissible limitations under the law of your State of residence.

At this Website, Company and its affiliates make no active effort to collect personal information from individuals under the age of eighteen (18). We require that Website users must be of legal age to enter into agreements (typically, at least eighteen (18) years of age or older).

NOT A SECURITY OFFER

The information contained on this Website is not an offer to sell or a solicitation to buy any security. No security is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.

SEVERABILITY

If any part of the T&C is unlawful, void or unenforceable, that part will be deemed deleted and will not affect the validity and enforceability of any remaining provisions. The waiver of a breach of any provision of the T&C by a party will not operate or be construed as such party’s waiver of any other or subsequent breach. The T&C constitute the entire agreement between you and Company and its affiliates relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this Website will govern the items to which they pertain.

EMPLOYMENT OPPORTUNITIES

Company and its affiliates are an equal opportunity employer, dedicated to a policy of non-discrimination in employment on any basis including race, color, age, sex, religion, disability or national origin. Consistent with the American Disabilities Act, applicants may request accommodations needed to participate in the application process.

For further information, or inquiries about the T&C, please contact:

Trawick International, Inc. Attn: General Counsel Post Office Box 2284 Fairhope, Alabama USA 36533 Toll Free: (888) 301-9289

NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

NOTE: THE FOLLOWING INFORMATION IS PROVIDED EXCLUSIVELY FOR NOTIFYING THE SERVICE PROVIDERS REFERENCED BELOW THAT YOUR COPYRIGHTED MATERIAL MAY HAVE BEEN INFRINGED. ALL OTHER INQUIRIES WILL NOT RECEIVE A RESPONSE THROUGH THIS PROCESS.

Pursuant to Title 17, U.S. Code, Section 512(c)(2), written notification must be submitted to the following Designated Agent/Service Provider:

Trawick International, Inc. Fairhope, Alabama USA 36533

Name of Agent Designated to Receive Notification of Claimed Infringement: Daryl Trawick

Full Address of Designated Agent to Which Notification Should be Sent: Post Office Box 2284 Fairhope, Alabama USA 36533

Telephone Number of Designated Agent: (888) 301-9289

To Be Effective, the Notification Must Include the Following:

• A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
• Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
• Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material;
• Information reasonably sufficient to permit the service provider to contact the Complaining Party, such as an address, telephone number, and if available, an electronic mail address at which the complaining party may be contacted;
• A statement that the Complaining Party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
• A statement that the information in the notification is accurate, and under penalty of perjury, that the Complaining Party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

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Health insurance of a foreigner in france.

Verified 15 February 2024 - Directorate for Legal and Administrative Information (Prime Minister)

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden

Are you a foreigner and are you planning to settle in France? Health insurance rights differ if you are a citizen of a European Economic Area (EEA) countries and Switzerland, the United Kingdom or another country. The rules applicable and the steps to be taken depend on your status (employee, pensioner, student, jobseeker). Here are the rules to know.

European (European Union, Iceland, Liechtenstein, Norway, Switzerland)

United kingdom, other country.

It's not the same whether you have the EHIC or not.

Répondez aux questions successives et les réponses s’afficheront automatiquement

You have a European Health Insurance Card (EHIC) or a temporary replacement certificate

You got it from the social welfare agency from your country of origin an EHIC.

You can receive reimbursement for your medically necessary care in France under the same conditions as if you were in your country.

Your card must be valid at least until the end of the current academic year.

You do not have a European Health Insurance Card (EHIC) or a temporary replacement certificate

You must register on the website student-foreigner.ameli.fr.

Registration of a foreigner student to Social Security

The approach differs depending on whether or not you receive unemployment benefits from your last State of affiliation.

You receive unemployment benefits from the last State of affiliation

For care, you present to the health insurance fund in France your European Health Insurance Card (EHIC) .

You do not receive unemployment benefits from the last State of affiliation

Before you leave , you will request from your health insurance organization a certificate of transfer of the rights to benefits from the health insurance in case a continuation of the right of this plan would be provided for:

• EHIC or the certificate in its place
• Or the S1 portable document

If there is no provision for legal maintenance, you contact the health insurance of your place of residence in France to determine under what conditions you may be eligible for social insurance.

The approach is not the same whether you are expatriate or seconded.

If you are an expatriate

If you come to work and reside in France as an expatriate, you are insured in France (with exceptions, for example, if you are a public servant).

You are no longer insured in your country of origin and must contribute to the French social security system.

Under the universal health protection (Puma) , you shall be entitled to the payment of your health costs without waiting period. You don't have to have worked a certain number of hours.

It is up to your employer to take the steps to open your rights with the French Health Insurance.

Before you leave for France , you must obtain form E 104 from your sponsoring organization. It is a certificate that totals, in your previous country, periods:

• Or residence

It must be returned to your French health insurance fund.

These periods are taken into account as French insurance periods for the opening of your rights to sickness insurance benefits in France.

If they have been residing in France with you since more than 3 months , your family members are covered by the French Health Insurance and are reimbursed for health care, medical treatment and hospitalization.

If they remain resident in your country of origin , you request the form S1 provided by your French Health Insurance.

Your family members' health insurance in the State of residence will check whether they are family members under local law. If so, this form will allow your family members to benefit in their country of residence from health insurance benefits.

If you're detached

If you are temporarily posted by your employer ( Maximum 24 months unless derogated) in France and you reside there, you continue to be covered by the social security scheme of your country of origin.

In order to benefit from the care that will be provided to you in France as if you were affiliated to it, you must register for the French Social Security system.

For that, you must, before you leave , request document S1. You should ask the health insurance organization you report to in your country of origin.

Once in France However, it must be handed over to the health insurance fund of your home. You will then benefit from the support for expenses in France.

You will continue to benefit from your health insurance for all care received in your country of origin.

Your family members who accompany you to France can also benefit, under certain conditions, from the reimbursement of the care provided to them in France.

Please note

You are posted to France from Switzerland  ? If you transfer your residence to France for a long time, you can choose between French health insurance and Swiss health insurance.

If you are a public servant

If you are an official of another European country, sent to France (e.g. diplomatic staff), you remain subject to the social protection scheme of the country to which your administration belongs.

In order to receive reimbursement for your medical treatment in France, you must first ask your affiliation organization on S1 document (registration for health insurance coverage).

You must then present this document to the competent health insurance fund in France.

You can transfer your rights to Health Insurance.

General case

If you are retired from another European country and come to live your retirement in France, you can transfer your rights French Health Insurance.

You have to ask to the fund of the country in which your pension is due document S1 (registration for health insurance coverage).

It is this fund that sends the document to your health insurance fund in France.

This document allows your attachment to the French social security system.

Your family members accompanying you to France must also apply for the S1 document.

Switzerland

If you hold a pension exclusively from the Swiss scheme and you reside in France, you benefit from a right of option.

You must apply for a long-stay student visa to come and study in France.

You have a European Health Insurance Card (EHIC), a replacement certificate or a Global Health Insurance Card

You have a s1 portable document, we don't have any of those documents.

There are no international texts allowing you to benefit from the services of your country of origin in France.

You can get closer to France Travail (formerly Pôle emploi) to find out if you can benefit from French services.

Who shall I contact

• France Travail (formerly Pôle emploi)

Expat worker

Under the universal health protection (Puma) , you are entitled to be reimbursed for your health costs without waiting period (it is not necessary to have completed a minimum of working hours).

You must register on the site dedicated to the reception of students, in order to benefit from the coverage of your health expenses upon your arrival in France.

Health insurance: registration of a foreigner student

Ask France Travail (formerly Pôle emploi) if you can benefit from French services.

If you are an expatriate or seconded, it is recommended to contact the Cleiss. If you are a civil servant and sent to the embassy, you keep your Health Insurance.

You can get in touch with the Cleiss to find out the conditions for reimbursing your health expenses.

"Numéro d'urgence:" Center for European and International Social Security Liaison (Cleiss) Center for European and International Social Security Liaison (Cleiss)

General information on social security abroad and assistance in the application of individuals

By telephone

+33 (0) 1 45 26 33 41

• Monday from 9 am to 12:30 pm
• Tuesday from 1.30pm to 4.30pm
• Wednesday from 9 am to 12:30 pm
• Thursday from 1:30pm to 4:30pm
• Friday from 1:30pm to 4:30pm

Access to contact form

Access to site

The conditions of your secondment are defined by the social security convention which your country of origin has signed with France.

If you are sent by your administration to an embassy, consulate or other official body, you will still be covered by your country's health insurance.

Who can help me?

Find who can answer your questions in your region

• Primary health insurance fund (CPAM)

Statute and miscellaneous references

Regulation No 883/2004 of 29 April 2004 on the coordination of social security systems

Regulation No 987/2009 of 16 September 2009 on the coordination of social security systems

What is Universal Health Protection (UHC)?

Additional topics

Form S1 - Registration for sickness insurance benefits

Center for European and International Social Security Liaison (Cleiss)

Information concerning the S1 form and its use

Welcome to France: personalized information for your installation in France

Business France

French social protection scheme for employed persons

Presentation of the coordination of European social security systems

Coordination of social security in the European Union

European Commission

Reside in France on a stable and regular basis

Solidarity Health Complementary Fund

You come to study in France

National Health Insurance Fund (Cnam)

Student: your support

Countries under a social security convention

You are a pensioner of the only Swiss scheme and come to live your retirement in France

Social security and international mobility

You come to France to work as a detached from Switzerland

U.S. News takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence.

Travel Insurance for Europe: 4 Best Options for 2024

Allianz Travel Insurance »

Travelex Insurance Services »

Generali Global Assistance »

WorldTrips »

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best Travel Insurance for Europe.

Table of Contents

• Allianz Travel Insurance
• Travelex Insurance Services

You almost certainly will want travel insurance for Europe, mostly because the high cost for international trips is worth protecting against travel delays and trip cancellations. Since your U.S. medical coverage will not apply overseas, you also need international health insurance that covers surprise medical expenses and medical evacuation.

If you're searching for the best Europe travel insurance that money can buy, consider the following plans and all they have to offer.

Frequently Asked Questions

Most people need travel health insurance at a bare minimum when traveling to European destinations like France, Italy or Switzerland, as well as additional countries inside and outside of the Schengen area. After all, U.S. health insurance plans do not provide coverage for medical emergencies overseas, and the same is true for government health plans like Medicare. Check out our article on whether your health insurance covers international travel .

Other benefits built into Europe travel insurance plans can also protect the money that's been spent on airfare, hotel stays, Europe cruises and tours. For example, travelers can benefit from having coverage for trip cancellation, trip delays, lost or delayed baggage, and more.

Every travel insurance policy is unique, so you'll want to read over individual travel insurance plans to see what they protect against. That said, the bulk of travel insurance plans for trips to Europe provide the following coverages:

• Trip cancellation
• Trip interruption
• Travel delays
• Lost luggage reimbursement
• Baggage delay coverage
• Medical expenses
• Emergency medical evacuation
• Rental car damage

Some travel insurance plans also offer additional or optional coverage for sports equipment or sports equipment delays, missed connections, accidental death and dismemberment (AD&D), adventure sports and more.

Some visitors to countries in the Schengen area are required to have a visa for short stays that can last for up to 90 days within a timeline of up to 180 days. However, this is not the case for American citizens, who can stay in Europe for up to 90 days at a time without meeting specific visa requirements.

The U.S. Department of State also notes that American citizens who want to stay in Europe for more than 90 days should reach out to the country they plan on visiting to inquire about their visa process.

If you live in a country that requires a Schengen visa, you are required to purchase Schengen visa insurance that pays for overseas medical expenses. This coverage must provide at least 30,000 euros in protection against medical expenses that result from hospitalization, emergency treatment and repatriation of remains in the case of accident or death.

• Allianz Travel Insurance: Best Overall
• Travelex Insurance Services: Best Cost
• Generali Global Assistance: Best for Medical Emergencies
• WorldTrips: Best for Groups

Optional cancel for any reason (CFAR) and preexisting medical conditions coverage available

Kids 17 and younger covered for free

Lower coverage amount for medical expenses than some providers

• $100,000 per traveler in coverage for trip cancellation
• $150,000 per traveler in coverage for trip interruptions
• $500 in coverage for eligible trip changes
• $50,000 in emergency medical coverage
• $500,000 for emergency medical transportation
• $1,000 toward baggage loss or damage
• $300 in coverage for baggage delays of 12 hours or more
• $800 in protection for travel delays (daily limit of $200 applies)
• $100 per insured person per day in SmartBenefits coverage for eligible delays
• 24-hour hotline assistance
• Concierge services

Optional CFAR and preexisting medical conditions coverages available

Kids 17 and younger are covered for free

Many coverages cost extra

• 100% of trip cost for trip cancellation (up to $50,000)
• 150% of trip cost for trip interruption (up to $75,000)
• $2,000 in coverage for trip delays of five hours or longer
• $750 in coverage for missed connections
• $50,000 in coverage for emergency medical expenses ($500 dental sublimit included)
• $500,000 in coverage for emergency medical evacuation and repatriation
• $1,000 in coverage for baggage and personal effects
• $200 for baggage delays of 12 hours or longer
• $200 for sporting equipment delays of 24 hours or longer
• $25,000 for accidental death and dismemberment coverage
• 24/7 travel assistance
• 100% of the insured trip cost for financial default of a travel provider (maximum of $50,000)
• Trip cancellation and interruption coverage for preexisting medical conditions (maximum of $50,000)
• Cancel for work reasons coverage
• CFAR insurance
• Car rental coverage worth up to $35,000
• $50,000 in additional emergency medical coverage
• $500,000 in additional coverage for emergency medical evacuation and repatriation
• Adventure sports exclusions waiver
• $200,000 in coverage for flight accidental death and dismemberment

CFAR and preexisting medical conditions coverages available

High coverage limits for medical expenses and evacuation

CFAR coverage only reimburses at 60%

• $1,000,000 coverage limit for emergency medical evacuation and transportation
• $250,000 coverage limit for medical expenses ($500 limit for dental emergencies)
• 100% of trip cost for trip cancellation
• 175% of trip cost for trip interruption
• $1,000 per person for travel delays ($300 per person daily limit applies)
• $2,000 per person in coverage for baggage and $500 for baggage delays
• $2,000 per person in coverage for sporting equipment and $500 for sporting equipment delays
• $1,000 per person in coverage for missed connections
• Air flight accident AD&D coverage worth $100,000 per person and $200,000 per plan
• Travel accident AD&D coverage worth $50,000 per person and $100,000 per plan
• $25,000 in coverage for rental cars
• 24-hour travel support

Discounts for groups of five or more

Potential for high coverage limits for medical expenses

No coverage for trip cancellation

Available coverage limits vary by age

• $5,000 for local burial or cremation
• Up to $25,000 in AD&D coverage
• $100,000 in coverage for emergency reunions
• $10,000 in coverage for trip interruption
• $1,000 for lost checked luggage
• $100 in coverage for lost or stolen passports or visas
• $100 in coverage per day for travel delays of at least 12 hours (two days of coverage maximum)
• Up to $25,000 in personal liability coverage

Why Trust U.S. News Travel

Holly Johnson is a travel writer who has created content about travel insurance, family travel, cruises, all-inclusive resorts and more for over a decade. She has visited more than 50 countries around the world and has an annual travel insurance plan of her own. Johnson also has experience navigating the claims process for travel insurance plans and has successfully filed several travel insurance claims for trip delays and trip cancellations over the years. Johnson works with her husband, Greg, who is licensed to sell travel insurance and owns the travel agency Travel Blue Book .

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France Traveler View

Travel health notices, vaccines and medicines, non-vaccine-preventable diseases, stay healthy and safe.

• Packing List

After Your Trip

There are no notices currently in effect for France.

⇧ Top

Check the vaccines and medicines list and visit your doctor at least a month before your trip to get vaccines or medicines you may need. If you or your doctor need help finding a location that provides certain vaccines or medicines, visit the Find a Clinic page.

Routine vaccines

Recommendations.

Make sure you are up-to-date on all routine vaccines before every trip. Some of these vaccines include

• Chickenpox (Varicella)
• Diphtheria-Tetanus-Pertussis
• Flu (influenza)
• Measles-Mumps-Rubella (MMR)

Immunization schedules

All eligible travelers should be up to date with their COVID-19 vaccines. Please see  Your COVID-19 Vaccination  for more information. 

COVID-19 vaccine

Hepatitis A

Consider hepatitis A vaccination for most travelers. It is recommended for travelers who will be doing higher risk activities, such as visiting smaller cities, villages, or rural areas where a traveler might get infected through food or water. It is recommended for travelers who plan on eating street food.

Hepatitis A - CDC Yellow Book

Dosing info - Hep A

Hepatitis B

Recommended for unvaccinated travelers younger than 60 years old traveling to France. Unvaccinated travelers 60 years and older may get vaccinated before traveling to France.

Hepatitis B - CDC Yellow Book

Dosing info - Hep B

Cases of measles are on the rise worldwide. Travelers are at risk of measles if they have not been fully vaccinated at least two weeks prior to departure, or have not had measles in the past, and travel internationally to areas where measles is spreading.

All international travelers should be fully vaccinated against measles with the measles-mumps-rubella (MMR) vaccine, including an early dose for infants 6–11 months, according to  CDC’s measles vaccination recommendations for international travel .

Measles (Rubeola) - CDC Yellow Book

France is free of dog rabies. However, rabies may still be present in wildlife species, particularly bats. CDC recommends rabies vaccination before travel only for people working directly with wildlife. These people may include veterinarians, animal handlers, field biologists, or laboratory workers working with specimens from mammalian species.

Rabies - CDC Yellow Book

Tick-borne Encephalitis

Avoid bug bites.

Learn more about tick-borne encephalitis at your destination .

Tick-borne Encephalitis - CDC Yellow Book

Avoid contaminated water

Leptospirosis

How most people get sick (most common modes of transmission)

• Touching urine or other body fluids from an animal infected with leptospirosis
• Swimming or wading in urine-contaminated fresh water, or contact with urine-contaminated mud
• Drinking water or eating food contaminated with animal urine
• Avoid contaminated water and soil

Clinical Guidance

Leishmaniasis

• Sand fly bite
• Avoid Bug Bites
• Mosquito bite
• An infected pregnant woman can spread it to her unborn baby

Airborne & droplet

• Breathing in air or accidentally eating food contaminated with the urine, droppings, or saliva of infected rodents
• Bite from an infected rodent
• Less commonly, being around someone sick with hantavirus (only occurs with Andes virus)
• Avoid rodents and areas where they live
• Avoid sick people

Tuberculosis (TB)

• Breathe in TB bacteria that is in the air from an infected and contagious person coughing, speaking, or singing.

Learn actions you can take to stay healthy and safe on your trip. Vaccines cannot protect you from many diseases in France, so your behaviors are important.

Eat and drink safely

Food and water standards around the world vary based on the destination. Standards may also differ within a country and risk may change depending on activity type (e.g., hiking versus business trip). You can learn more about safe food and drink choices when traveling by accessing the resources below.

• Choose Safe Food and Drinks When Traveling
• Water Treatment Options When Hiking, Camping or Traveling
• Global Water, Sanitation and Hygiene | Healthy Water
• Avoid Contaminated Water During Travel

You can also visit the  Department of State Country Information Pages  for additional information about food and water safety.

Prevent bug bites

Although France is an industrialized country, bug bites here can still spread diseases. Just as you would in the United States, try to avoid bug bites while spending time outside or in wooded areas.

What can I do to prevent bug bites?

• Cover exposed skin by wearing long-sleeved shirts, long pants, and hats.
• Use an appropriate insect repellent (see below).
• Consider using permethrin-treated clothing and gear if spending a lot of time outside. Do not use permethrin directly on skin.

What type of insect repellent should I use?

• FOR PROTECTION AGAINST TICKS AND MOSQUITOES: Use a repellent that contains 20% or more DEET for protection that lasts up to several hours.
• Picaridin (also known as KBR 3023, Bayrepel, and icaridin)
• Oil of lemon eucalyptus (OLE) or para-menthane-diol (PMD)
• 2-undecanone
• Always use insect repellent as directed.

What should I do if I am bitten by bugs?

• Avoid scratching bug bites, and apply hydrocortisone cream or calamine lotion to reduce the itching.
• Check your entire body for ticks after outdoor activity. Be sure to remove ticks properly.

What can I do to avoid bed bugs?

Although bed bugs do not carry disease, they are an annoyance. See our information page about avoiding bug bites for some easy tips to avoid them. For more information on bed bugs, see Bed Bugs .

For more detailed information on avoiding bug bites, see Avoid Bug Bites .

Stay safe outdoors

If your travel plans in France include outdoor activities, take these steps to stay safe and healthy during your trip:

• Stay alert to changing weather conditions and adjust your plans if conditions become unsafe.
• Prepare for activities by wearing the right clothes and packing protective items, such as bug spray, sunscreen, and a basic first aid kit.
• Consider learning basic first aid and CPR before travel. Bring a travel health kit with items appropriate for your activities.
• If you are outside for many hours in the heat, eat salty snacks and drink water to stay hydrated and replace salt lost through sweating.
• Protect yourself from UV radiation : use sunscreen with an SPF of at least 15, wear protective clothing, and seek shade during the hottest time of day (10 a.m.–4 p.m.).
• Be especially careful during summer months and at high elevation. Because sunlight reflects off snow, sand, and water, sun exposure may be increased during activities like skiing, swimming, and sailing.
• Very cold temperatures can be dangerous. Dress in layers and cover heads, hands, and feet properly if you are visiting a cold location.

Stay safe around water

• Swim only in designated swimming areas. Obey lifeguards and warning flags on beaches.
• Do not dive into shallow water.
• Avoid swallowing water when swimming. Untreated water can carry germs that make you sick.
• Practice safe boating—follow all boating safety laws, do not drink alcohol if you are driving a boat, and always wear a life jacket.

Keep away from animals

Most animals avoid people, but they may attack if they feel threatened, are protecting their young or territory, or if they are injured or ill. Animal bites and scratches can lead to serious diseases such as rabies.

Follow these tips to protect yourself:

• Do not touch or feed any animals you do not know.
• Do not allow animals to lick open wounds, and do not get animal saliva in your eyes or mouth.
• Avoid rodents and their urine and feces.
• Traveling pets should be supervised closely and not allowed to come in contact with local animals.
• If you wake in a room with a bat, seek medical care immediately.  Bat bites may be hard to see.

All animals can pose a threat, but be extra careful around dogs, bats, monkeys, sea animals such as jellyfish, and snakes. If you are bitten or scratched by an animal, immediately:

• Wash the wound with soap and clean water.
• Go to a doctor right away.
• Tell your doctor about your injury when you get back to the United States.

Reduce your exposure to germs

Follow these tips to avoid getting sick or spreading illness to others while traveling:

• Wash your hands often, especially before eating.
• If soap and water aren’t available, clean hands with hand sanitizer (containing at least 60% alcohol).
• Don’t touch your eyes, nose, or mouth. If you need to touch your face, make sure your hands are clean.
• Cover your mouth and nose with a tissue or your sleeve (not your hands) when coughing or sneezing.
• Try to avoid contact with people who are sick.
• If you are sick, stay home or in your hotel room, unless you need medical care.

Avoid sharing body fluids

Diseases can be spread through body fluids, such as saliva, blood, vomit, and semen.

Protect yourself:

• Use latex condoms correctly.
• Do not inject drugs.
• Limit alcohol consumption. People take more risks when intoxicated.
• Do not share needles or any devices that can break the skin. That includes needles for tattoos, piercings, and acupuncture.
• If you receive medical or dental care, make sure the equipment is disinfected or sanitized.

Know how to get medical care while traveling

Plan for how you will get health care during your trip, should the need arise:

• Carry a list of local doctors and hospitals at your destination.
• Review your health insurance plan to determine what medical services it would cover during your trip. Consider purchasing travel health and medical evacuation insurance for things your regular insurance will not cover.
• Carry a card that identifies, in the local language, your blood type, chronic conditions or serious allergies, and the generic names of any medicines you take.
• Bring copies of your prescriptions for medicine and for eye glasses and contact lenses.
• Some prescription drugs may be illegal in other countries. Call France’s embassy to verify that all of your prescription(s) are legal to bring with you.
• Bring all the medicines (including over-the-counter medicines) you think you might need during your trip, including extra in case of travel delays. Ask your doctor to help you get prescriptions filled early if you need to.

Many foreign hospitals and clinics are accredited by the Joint Commission International. A list of accredited facilities is available at their website ( www.jointcommissioninternational.org ).

Select safe transportation

Motor vehicle crashes are the #1 killer of healthy US citizens in foreign countries.

Be smart when you are traveling on foot.

• Use sidewalks and marked crosswalks.
• Pay attention to the traffic around you, especially in crowded areas.
• Remember, people on foot do not always have the right of way in other countries.

Riding/Driving

Choose a safe vehicle.

• Choose official taxis or public transportation, such as trains and buses.
• Make sure there are seatbelts.
• Avoid overcrowded, overloaded, top-heavy buses and minivans.
• Avoid riding on motorcycles or motorbikes, especially motorbike taxis. (Many crashes are caused by inexperienced motorbike drivers.)
• Choose newer vehicles—they may have more safety features, such as airbags, and be more reliable.
• Choose larger vehicles, which may provide more protection in crashes.

Think about the driver.

• Do not drive after drinking alcohol or ride with someone who has been drinking.
• Consider hiring a licensed, trained driver familiar with the area.
• Arrange payment before departing.

Follow basic safety tips.

• Wear a seatbelt at all times.
• Sit in the back seat of cars and taxis.
• When on motorbikes or bicycles, always wear a helmet. (Bring a helmet from home, if needed.)
• Do not use a cell phone or text while driving (illegal in many countries).
• Travel during daylight hours only, especially in rural areas.
• If you choose to drive a vehicle in France, learn the local traffic laws and have the proper paperwork.
• Get any driving permits and insurance you may need. Get an International Driving Permit (IDP). Carry the IDP and a US-issued driver's license at all times.
• Check with your auto insurance policy's international coverage, and get more coverage if needed. Make sure you have liability insurance.
• Avoid using local, unscheduled aircraft.
• If possible, fly on larger planes (more than 30 seats); larger airplanes are more likely to have regular safety inspections.
• Try to schedule flights during daylight hours and in good weather.

Helpful Resources

Road Safety Overseas (Information from the US Department of State): Includes tips on driving in other countries, International Driving Permits, auto insurance, and other resources.

The Association for International Road Travel has country-specific Road Travel Reports available for most countries for a minimal fee.

Maintain personal security

Use the same common sense traveling overseas that you would at home, and always stay alert and aware of your surroundings.

Before you leave

• Research your destination(s), including local laws, customs, and culture.
• Monitor travel advisories and alerts and read travel tips from the US Department of State.
• Enroll in the Smart Traveler Enrollment Program (STEP) .
• Leave a copy of your itinerary, contact information, credit cards, and passport with someone at home.
• Pack as light as possible, and leave at home any item you could not replace.

While at your destination(s)

• Carry contact information for the nearest US embassy or consulate .
• Carry a photocopy of your passport and entry stamp; leave the actual passport securely in your hotel.
• Follow all local laws and social customs.
• Do not wear expensive clothing or jewelry.
• Always keep hotel doors locked, and store valuables in secure areas.
• If possible, choose hotel rooms between the 2nd and 6th floors.

Healthy Travel Packing List

Use the Healthy Travel Packing List for France for a list of health-related items to consider packing for your trip. Talk to your doctor about which items are most important for you.

Why does CDC recommend packing these health-related items?

It’s best to be prepared to prevent and treat common illnesses and injuries. Some supplies and medicines may be difficult to find at your destination, may have different names, or may have different ingredients than what you normally use.

If you are not feeling well after your trip, you may need to see a doctor. If you need help finding a travel medicine specialist, see Find a Clinic . Be sure to tell your doctor about your travel, including where you went and what you did on your trip. Also tell your doctor if you were bitten or scratched by an animal while traveling.

For more information on what to do if you are sick after your trip, see Getting Sick after Travel .

Map Disclaimer - The boundaries and names shown and the designations used on maps do not imply the expression of any opinion whatsoever on the part of the Centers for Disease Control and Prevention concerning the legal status of any country, territory, city or area or of its authorities, or concerning the delimitation of its frontiers or boundaries. Approximate border lines for which there may not yet be full agreement are generally marked.

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Exit Notification / Disclaimer Policy

• The Centers for Disease Control and Prevention (CDC) cannot attest to the accuracy of a non-federal website.
• Linking to a non-federal website does not constitute an endorsement by CDC or any of its employees of the sponsors or the information and products presented on the website.
• You will be subject to the destination website's privacy policy when you follow the link.
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Secure your overseas trip with Travel Medical Insurance

Get your Travel Medical Insurance with COVID-19 coverage from reputed global insurers for travel in the new normal.

Travelling from*

• South Korea
• Afghanistan
• Aland Islands
• Antigua Barbuda
• Ascension and Tristan da Cunha
• Bosnia & Herzegovina
• Burkina Faso
• Cape Verde Islands
• Cayman Islands
• Central African Republic
• Christmas Islands
• Cocos Islands
• The Democratic Republic of the Congo
• Czech Republic
• Dominican Republic
• El Salvador
• Equatorial Guinea
• French Polynesia
• Guinea Bissau
• British Indian Ocean Territory
• British Virgin Islands
• Caribbran Netherlands
• Ivory Coast
• Faroe Islands
• French Guiana
• Liechtenstein
• Marshall Islands
• Saint Barthelemy
• Saint Kitts Nevis
• Saint Martin
• Saint Pierre and Miquelon
• Hong Kong SAR
• Isle of Man
• Korea, Republic of
• Myanmar (Burma)
• The Netherlands
• New Caledonia
• New Zealand
• Norfolk Islands
• Northern Mariana Islands
• North Macedonia
• Palestinian Territories
• Papua New Guinea
• Philippines
• Puerto Rico
• Saint Helena
• Saint Lucia
• Saint Vincent Grenadines
• Sao Tome & Principe
• Saudi Arabia
• Sierra Leone
• Sint Marteen
• Solomon Island
• South Africa
• South Sudan
• Sudan, Republic of
• Svalbard and Jan Mayen
• Switzerland
• Taiwan, China
• The Holy See
• Timor Leste
• Trinidad & Tobago
• Turkmenistan
• Turks Caicos Islands
• United Arab Emirates
• United Kingdom
• United States of America
• Vatican City
• Virgin Islands of the United States
• Western Sahara
• Vietnam (Online eVisa)
• Lesotho Permits
• Korea, Democratic People's Republic of
• Ghana Permits
• Lithuania Temporary Residence Permit
• Lithuania (E-Resident card)
• Lithuania TRP and National Visa
• Falkland Islands
• Finland Residence Permit
• Faroe Iceland
• Thailand (Online eVisa)
• American Samoa
• Pitcairn Island
• Wallis and Futuna Islands
• Bouvet Island
• Akrotiri and Dhekelia
• Baker Island
• Clipperton Island
• South Georgia and the South Sandwich Islands

Travelling to*

• Schengen countries

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Going on a trip abroad is exciting, but emergencies can happen, and if they do, it can be expensive and challenging affair. You can take some of your stress away by booking a travel medical insurance policy with Covid-19 coverage at competitive pricing from global insurers. Don't forget that for Schengen visa applications, travel insurance is mandatory.

Travel Medical Insurance

Emergency medical coverage, including COVID-19 treatment costs.

Competitive pricing from global insurers.

Global medical insurance coverage for evacuation and accidents.

Cancellation and trip delay coverage.

Protection for loss of passport and travel documents.

Frequently asked questions

View all FAQ's

1 . What is Travel Medical Insurance?

Travel Medical Insurance is designed to cover your emergency medical expenses while traveling abroad. In the event of an unexpected illness, injury, or medical condition during your trip, your travel medical insurance plan will reimburse you for the treatment costs, up to the limits specified in the plan.

2. Why do I need Travel Medical Insurance?

Travel Medical Insurance provides coverage for various risks that may arise during your overseas travel, including medical emergencies, COVID-19, and loss of passport. The coverage offered ensures an additional layer of protection against potential financial losses. For more detailed information on the coverage, please refer to the Travel Medical Insurance policy documents.

3. Why should you buy Travel Medical Insurance online?

Purchasing overseas travel insurance online is a convenient way to access a wide range of best plans at competitive prices from global insurers. This allows you to choose a suitable plan without incurring any extra commissions.

4. How much will overseas Travel Insurance cost?

The cost will depend on the kind of overseas Travel Medical Insurance policy you opt for, and it will vary from country to country. Multiple underlying health conditions will determine the final insurance premium you will have to pay.

5. How far in advance should I purchase Travel Medical Insurance?

It's best to purchase travel insurance within the first 14 days of your initial trip.

With Travel Medical Insurance assistance provided by VFS Global, you can book your insurance and submit your visa application together.

Even if you missed purchasing the insurance plan before or during the visa application process, you can still buy Travel Medical Insurance by visiting our website.

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Best International Travel Insurance for April 2024

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If you're planning your next vacation or trip out of the country, be sure to factor in travel insurance. Unexpected medical emergencies when traveling can drain your bank account, especially when you're traveling internationally. The best travel insurance companies for international travel can step in to provide you with peace of mind and financial protection while you're abroad.

Our top picks for the best international travel insurance

• Best overall: Allianz Travel Insurance
• Best for exotic travel: World Nomads Travel Insurance
• Best for trip interruption coverage: C&F Travel Insured
• Best for families: Travelex Travel Insurance
• Best for long-term travel: Seven Corners Travel Insurance

How we rate the best international travel insurance »

Best overall: Allianz

Allianz Travel Insurance  offers the ultimate customizable coverage for international trips, whether you're a frequent jetsetter or an occasional traveler. You can choose from an a la carte of single or multi-trip plans, as well as add-ons, including rental car damage, cancel for any reason (CFAR) , adventure sport, and business travel coverage. And with affordable pricing compared to competitors, Allianz is a budget-friendly choice for your international travel insurance needs. 

The icing on the cake is Allyz TraveSmart, Allainz's highly-rated mobile app, which has an average rating of 4.4 out of five stars on the Google Play store across over 2,600 reviews and 4.8 out of five stars from over 22,000 reviews on the Apple app store. So, you can rest easy knowing that you can access your policy and file claims anywhere in the world without a hassle.

Read our Allianz travel insurance review here.

Best for exotic trips: World Nomads

World Nomads Travel Insurance  offers coverage for over 150 specific activities, so you can focus on the adventure without worrying about gaps in your coverage. 

You can select its budget-friendly standard plan, starting at $79. Or if you're an adrenaline junkie seeking more thrills, you can opt for the World Nomads' Explorer plan for $120, which includes extra sports like skydiving, scuba diving, and heli-skiing. And World Nomads offers 24/7 assistance, so you can confidently travel abroad, knowing that help is just a phone call away. 

Read our World Nomads travel insurance review here.

Best for trip interruption: C&F Travel Insured

C&F Travel Insured offers 100% coverage for trip cancellation, up to 150% for trip interruption, and reimbursement for up to 75% of your non-refundable travel costs with select plans. This means you don't have to worry about losing your hard-earned money on non-refundable travel costs if your trip ends prematurely. 

Travel Insured also stands out for its extensive "reasons for cancellation" coverage. Unlike many insurers, the company covers hurricane warnings from the National Oceanic and Atmospheric Administration (NOAA).

Read our Travel Insured review here.

Best for family coverage: Travelex

Travelex Travel Insurance offers coverage for your whole crew, perfect for when you're planning a family trip. Its family plan insures all your children 17 and under at no additional cost. The travel insurance provider also offers add-ons like adventure sports and car rental collision coverage to protect your family under any circumstance. Got pets? With Travelex's Travel Select plan, you can also get coverage for your furry friend's emergency medical and transportation expenses. 

Read our Travelex insurance review here.

Best for long trips: Seven Corners

Seven Corners Travel Insurance offers specialized coverage that the standard short-term travel insurance policy won't provide, which is helpful if you're embarking on a long-term trip. You can choose from several plans, including the Annual Multi-Trip plan, which provides medical coverage for multiple international trips for up to 364 days. This policy also offers COVID-19 medical and evacuation coverage up to $1 million. 

You also get the added benefit of incidental expense coverage. This policy will cover remote health-related services and information, treatment of injury or illness, and live consultations via telecommunication. 

Read our Seven Corners travel insurance review here.

How to find the right international travel insurance company 

Different travelers and trips require different types of insurance coverage. So, consider these tips if you're in the market to insure your trip. 

Determine your needs 

• Consider the nature of your travel (leisure, business, or adventure) and the associated risks (medical emergencies, trip cancellations, etc.).
• Determine your budget and the amount of coverage you require. 
• Consider the duration of your trip and the countries you'll be visiting, as some policies won't cover specific destinations. 

Research the reputation of the company 

• Look for the company's reviews and ratings from reputable sources like consumer advocacy groups and independent website reviews. 
• Check the provider's financial stability and credit ratings to ensure it can pay out claims reliably. 
• Investigate the company's claims process to ensure it can provide timely support if you need to file a claim.

Compare prices

• Get quotes from multiple providers to compare rates and coverage options.
• See if the company provides discounts or special offers to lower your cost. 
• Look at the deductible or any out-of-pocket expenses you may have to pay if you file a claim to determine if you can afford it. 

Understanding international travel insurance coverage options 

Travel insurance can be confusing, but we're here to simplify it for you. We'll break down the industry's jargon to help you understand what travel insurance covers to help you decide what your policy needs. Bear in mind that exclusions and limitations for your age and destination may apply. 

Finding the best price for international travel insurance

Your policy cost will depend on several factors, such as the length of your trip, destination, coverage limits, and age. Typically, a comprehensive policy includes travel cancellation coverage costs between 5% and 10% of your total trip cost.

If you're planning an international trip that costs $4,500, you can expect to pay anywhere from $225 to $450 for your policy. Comparing quotes from multiple providers can help you find a budget-friendly travel insurance policy that meets your needs.

How we reviewed international travel insurance companies

We ranked and assigned superlatives to the best travel insurance companies based on our insurance rating methodology . It focuses on several key factors, including: 

• Policy types: We analyzed company offerings such as coverage levels, exclusions, and policy upgrades, taking note of providers that offer a range of travel-related issues beyond the standard coverages. 
• Affordability: We recognize that cheap premiums don't necessarily equate to sufficient coverage. So, we seek providers that offer competitive rates with comprehensive policies and quality customer service. We also call out any discounts or special offers available. 
• Flexibility: Travel insurance isn't one-size-fits-all. We highlight providers that offer a wide array of coverage options, including single-trip, multi-trip, and long-term policies.
• Claims handling: The claims process should be pain-free for policyholders. We seek providers that offer a streamlined process via online claims filing and a track record of handling claims fairly and efficiently. 
• Quality customer service: Good customer service is as important as affordability and flexibility. We highlight companies that offer 24/7 assistance and have a strong record of customer service responsiveness. 

We consult user feedback and reviews to determine how each company fares in each category. We also check the provider's financial rating and volume of complaints via third-party rating agencies. 

Which company has the best international travel insurance?

The best insurance policy depends on your individual situation, including your destination and budget. However, popular options include Allianz Travel Insurance, World Nomads, and Travel Guard. 

Is international health insurance the same as travel insurance?

International health insurance and travel insurance serve different purposes. While both may cover medical expenses, international health insurance provides long-term health insurance for working abroad. Meanwhile, travel insurance offers short-term coverage for the duration of your trip. 

What insurance do you need for international travel?

Typically, your regular health insurance won't cover you out of the country, so you'll want to make sure your travel insurance has adequate medical emergency coverage. Depending on your travel plans, you may want to purchase add-ons, such as adventure sports coverage, if you're planning on doing anything adventurous like bungee jumping.

Should you get travel insurance for international travel?

Travel insurance is worth the price for international travel because they're generally more expensive, so you have more to lose. Additionally, your regular health insurance won't cover you in other countries, so without travel insurance, you'll end up paying out of pocket for any emergency medical care you receive out of the US.

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