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What Is a Traveler’s Check?

• How It Works
• Where to Get Traveler's Checks
• Where to Cash Traveler's Checks
• Pros and Cons
• Alternatives to Traveler's Checks

The Bottom Line

• Personal Finance

Traveler's Check: What It Is, How It's Used, Where to Buy

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia.

Investopedia / Eliana Rodgers

A traveler’s check (sometimes spelled "cheque") is a once-popular but now largely outmoded medium of exchange utilized as an alternative to hard currency and intended to aid tourists. The product is typically used by people on vacation in foreign countries. It offers a safe way to travel overseas without the risks associated with losing cash. The issuing party, usually a bank, provides security against lost or stolen checks.

Traveler’s checks have increasingly been supplanted by credit cards and prepaid debit cards.

Key Takeaways

• Traveler’s checks are a form of payment issued by financial institutions.
• These paper cheques are generally used by people when traveling to foreign countries.
• They are purchased for set amounts and can be used to buy goods or services or be exchanged for cash.
• If your traveler's check is lost or stolen it can readily be replaced.
• Once widely used, traveler’s checks have largely been supplanted today by prepaid debit cards and credit cards.

How Traveler’s Checks Work

A traveler’s check is for a prepaid fixed amount and operates like cash, so a purchaser can use it to buy goods or services when traveling. A customer can also exchange a traveler’s check for cash. Major financial service institutions issue traveler’s checks, and banks and credit unions sell them, though their ranks have significantly dwindled today.

A traveler’s check is similar to a regular check because it has a unique check number or serial number. When a customer reports a check stolen or lost, the issuing company cancels that check and provides a new one. 

They come in several fixed denominations in a variety of currencies, making them a safeguard in countries with fluctuating exchange rates , and they do not have an expiration date. They are not linked to a customer’s bank account or line of credit and do not contain personally identifiable information, therefore eliminating the risk of identity theft. They operate via a dual signature system. You sign them when you purchase them, and then you sign them again when you cash them, which is designed to prevent anyone other than the purchaser from using them.

Many banks, hotels, and retailers used to accept them as cash, although some banks charged fees to cash them. However, with the rising worldwide use of credit cards and prepaid debit cards—such as the Visa TravelMoney card, which offers zero liability for its unauthorized use—it is getting much harder to find institutions that will cash traveler’s checks.

History of Traveler’s Checks

James C. Fargo, the president of the American Express Company, was a wealthy, well-known American who was unable to get checks cashed during a trip to Europe. In 1891, a company employee, Marcellus F. Berry, believed that the solution for taking money overseas required a check with the signature of the bearer and devised a product for it. American Express and Visa still use the British spelling on their products.

Where to Get Traveler's Checks

Companies that still issue traveler's checks today include Visa and AAA . They often come with a purchase fee. AAA now offers members pre-paid international Visa cards instead of paper checks.

In the U.S., they are available primarily from American Express locations. You can also buy traveler's checks online from the American Express website, but you need to be registered with an account. Visa offers traveler's checks at Citibank locations nationwide, as well as at several other banks.

American Express, Visa, and AAA are among the companies that still issue traveler’s checks.

Where to Cash Traveler's Checks

If you want to convert your traveler's checks into cash (instead of spending them directly), you can often deposit them normally at your bank. Many hotel or resort lobbies will also provide this service to guests at no charge. American Express also provides a service to redeem traveler's checks that they issue online to be deposited into your bank account.

Advantages and Disadvantages of Traveler's Checks

Traveler's checks are handy for tourists who do not want to risk losing their cash or having it stolen while abroad. Because traveler's checks can be reported lost or stolen and the funds replaced, they provide peace of mind. This was particularly a concern before credit cards and ATMs were widespread and affordable worldwide for most travelers. At the same time, these paper checks are now a bit outdated and come with a fee to purchase, making them potentially more expensive and cumbersome than using plastic or electronic payments.

Replaced if lost or stolen

Widely accepted around the world

Convenient to use

They don't expire

Must have the physical check to use it

Incurs a fee to purchase

Limited number of issuers today

Alternatives to Traveler's Checks

The most obvious alternative is to use a credit or debit card issued by a bank that works worldwide and charges low or no foreign exchange fees on purchases or ATM withdrawals. If your bank doesn't allow for this or charges high fees, then prepaid travel cards are the modern version of traveler’s checks. They allow you to get local currency from ATMs and make purchases with merchants—effectively eliminating the need for traveler’s checks.

Prepaid cards are not linked to your bank account, which prevents anybody from draining your checking account if the card gets lost or stolen—and you can’t go into debt. Credit cards offer similar (or better) protection, but you might not want to use your everyday card abroad. By using a dedicated travel card, you avoid spreading your card numbers around, which means you can be less vigilant about monitoring your accounts when you get back home. Visa and MasterCard both offer prepaid cards designed for use abroad. Those cards are available online, through travel agents, and at banks or credit unions. 

Travel cards should feature low ATM fees, technology that lets you operate like a local in foreign countries, emergency cash when you lose the card, and “zero liability” fraud protection. That said, prepaid cards can be expensive, so you need to compare fees against your other cards to decide whether or not a travel card makes sense.

For U.S. citizens living abroad for extended periods, maintaining checking and other bank accounts in the United States provides several advantages, and many checking accounts are friendly for foreign transactions .

Where Do You Buy Traveler's Checks?

You can buy still buy traveler's checks from Visa and a handful of other financial institutions. To buy them, visit a location or check the website of an issuing institution. You may need a photo ID in order to set up an account.

How Do You Cash Traveler's Checks?

Some hotels, resorts, and currency traders will cash traveler's checks in exchange for local currency. However, with the rising prevalence of credit and debit cards fewer locations cash traveler's checks.

What Do You Do With Traveler's Checks?

Traveler's checks are a secure way of carrying money while abroad. Many businesses in the tourism industry will cash traveler's checks, and they can also be deposited into a bank account. Because the checks can be easily replaced, they have a lower risk of theft or loss. However, traveler's checks have fallen out of favor due to the increased convenience of credit cards and prepaid debit cards.

Traveler's checks were once a popular way to carry money while vacationing abroad. They are sold in fixed denominations, and can be used for purchases or cashed like an ordinary check. Traveler's checks can be easily replaced, making them less risky than carrying large amounts of cash. However, they have fallen out of favor due to the convenience of using credit or debit cards.

Sparks, Evan. “ Nine Young Bankers Who Changed America: Marcellus Flemming Berry .” ABA Banking Journal, June 26, 2017.

Time Magazine. " Travel (April, 1956): The Host with the Most ."

American Express. " Travelers Cheques ."

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A Guide to Travellers Cheques

Once a foreign currency staple, this form of prepaid funds has existed for hundreds of years, designed as a way to allow payment from one person to another across currencies. As the financial services sector continues to shift to online solutions , we look at how, where and why travellers cheques are used, as we discuss the relevance of this form of currency.

What are travellers cheques?

The history of the travellers cheque spans as far back as 1772 when the first of its kind was issued by the London Credit Exchange Company, in the UK. Over the coming centuries the concept became popularised on a global scale, with major banks and financial institutions adopting this form of travel money in the 20th century. American Express became the largest issuer of travellers cheques and continues to offer these services to customers to this day.

A safe and convenient method of payment for anyone travelling to foreign territories, these pre-printed cheques hold a fixed amount which can be used worldwide across a range of currencies. Designed to facilitate payments from one person to another, using different currencies, travellers cheques were initially seen as a more practical way for individuals to carry their spending money.

Travellers cheques had their heyday in the late 20th century, reaching peak popularity in the mid-90s, before alternatives such as credit and debit cards became more widely available and easier to manage financial transactions. It was reported in 2018 that a mere 1.5% of Britons use travellers cheques, a rapid decrease over the course of two decades.

How do you use travellers cheques?

When you first receive your travellers cheques, you will be required to sign each one before use, as a way of verifying your signature. Each cheque will have a fixed value (usually $20, $50, $100, $500 etc.) as well as a unique serial number which can typically be found in the top right corner.

It is important to take note of these serial numbers as they will be referenced in any case of lost or stolen cheques. Unlike cash, if anything happens to your travellers cheques, the original vendor will be able to issue a refund for the exact same value. This added level of security is why this payment method was seen as revolutionary when first introduced.

As well as signing upon receipt, you will also need to sign each travellers cheque when used by a retailer or exchanged for cash. The act of signing your name as a form of security is somewhat outdated, given the modern technologies in place nowadays.

When accepted by retailers, a travellers cheque will be treated like local currency, which means you should receive any change in the standard, local currency.

Where can I get travellers cheques?

Due to dwindling demand, travellers cheques are not as readily available as they once were. However, they can still be acquired from some banks and financial institutions, post offices and currency exchange offices, like Travelex.

One thing to note is you may be required to settle the handling, commission or cash-in fees that often accompany travellers cheques, and these can be expensive, amounting to 2 - 3% in some cases. This cost is another reason they are no longer as frequently used.

Where can I use travellers cheques?

Generally, travellers cheques are still accepted all over the world, albeit harder to find vendors selling them and retailers accepting them as legal tender. Consider your destination before deciding on this form of travel money: if you are travelling to major cities there is more chance of you finding somewhere to cash your cheques or use them for in-store purchases. However, more remote destinations may not be equipped or able to accept this type of funds.

How safe are travellers cheques?

The original blueprint for travellers cheques was a paper payment method which could be used as foreign currency but was more secure than handling cash. At the height of its popularity, travellers cheques were generally considered much safer than cash due to the added security of their unique serial numbers, meaning customers could cancel and replace cheques if need be. These numerical codes were a money-back guarantee for anyone whose cheques were misplaced, destroyed or stolen. Another added benefit, if your travellers cheques are intercepted, you will not be vulnerable to bank fraud, as they are in no way connected to your bank account, unlike credit or debit cards.

Financial security measures have evolved greatly since the inception of travellers cheques, however, with the introduction of PIN codes, two-factor authentication, fingerprint touch ID and facial recognition, to name a few forms of fintech security commonly available now. With this in mind, the concept of a travellers cheque no longer measures up in terms of fraud protection and data encryption.

Travellers cheque vs. Cashiers cheque: What is the difference?

In terms of appearance, a travellers cheque looks nearly identical to a standard issue cashier's cheque: but are they similar in any other ways?

A cashiers cheque is issued by a bank or financial institution and is designed to be processed quickly, by the individual whose name is printed on the cheque. Conversely, a travellers cheque is for use overseas, is loaded with prepaid foreign currency - usually USD or GBP - and does not have a name or account number printed on it, although it does require a signature. Because travellers cheques do not have any bank details printed on them, they are deemed safer than cashiers cheques in terms of potential for fraudulent use. In addition to this, they are paid for when printed, meaning it is not possible for a travellers cheque to bounce.

What are the alternatives?

Credit or debit cards.

If you are worried about travellers cheques not being widely accepted where you are going, then this form of travel money will offer more flexibility. Using your regular bank cards overseas provides a record of spending and offers maximum convenience, but there are also some frequently flagged concerns. Primarily these concerns focus on the sky-high fees and below-average exchange rates related to using your debit or credit card abroad. This isn’t always the case, however, as many banks and financial institutions offer travel credit cards, tailored to suit the needs of frequent flyers.

Travel money cards

Prepaid travel money cards are the modern equivalent to travellers cheques and have become very popular. This is largely due to the fact that they are totally separate from your regular bank account, allowing users to spend their balance freely without the worry of potential fraud or overspending. Preloaded with funds, travel money cards often help limit additional currency exchange charges. In addition to this, in spite of fluctuating currency rates, these cards let customers lock-in a favourable exchange rate ahead of time.

International bank accounts

If you are headed overseas for a sustained period of time, it could be more convenient and cost-effective to open a bank account in your destination country. You would be subject to the relevant security and eligibility checks but this decision pays off if you are making regular international money transfers or being paid in a different currency by foreign clients. Find out more about this option by reading our guide: How to Open a Bank Account Overseas.

Due to the growing alternative digital payment methods available nowadays, it seems this age-old travel money no longer measures up in terms of accessibility, cost and convenience. When travellers cheques were originally launched, ATM withdrawals were not commonplace for travellers, and digital point of sale systems had not been invented. Nowadays, it is easy to access local currency using an assortment of different payment methods such as debit or credit cards, travel money cards or money transfer apps .

The best option for anyone who is reluctant to use their debit or credit card overseas, would be to use a prepaid travel money card. Prepaid travel money cards are a safer and more widely used alternative to travellers cheques, and customers do not need to seek out a bank to use them, are not required to sign for each transaction and security measures in place are far more advanced. This method enables customers to secure multiple foreign currencies, locking in the optimum exchange rate for your currency pairing ahead of your trip abroad. Use our comparison tool to ensure you receive the most competitive exchange rates for your international money needs.

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April Summers

Traveller's Check Meaning In Tamil

எளிய எடுத்துக்காட்டுகள் மற்றும் வரையறைகளுடன் traveller's check இன் உண்மையான அர்த்தத்தை அறியவும்., definitions of traveller's check.

1 . தாங்குபவரின் கையொப்பத்துடன் ஒப்புதலுக்குப் பிறகு வெளிநாட்டில் பணம் செலுத்த அல்லது பணம் செலுத்துவதற்குப் பயன்படுத்தக்கூடிய நிலையான தொகைக்கான காசோலை.

1 . a cheque for a fixed amount that may be cashed or used in payment abroad after endorsement by the holder's signature.

Examples of Traveller's Check :

1 . பயணிகளின் காசோலைகள் ஏற்றுக்கொள்ளப்படும்.

1 . traveller's check s are accepted.

Similar Words

Traveller's Check meaning in Tamil - Learn actual meaning of Traveller's Check with simple examples & definitions. Also you will learn Antonyms , synonyms & best example sentences. This dictionary also provide you 10 languages so you can find meaning of Traveller's Check in Hindi, Tamil , Telugu , Bengali , Kannada , Marathi , Malayalam , Gujarati , Punjabi , Urdu.

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traveller's cheque | traveler's cheque noun

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What does the noun traveller's cheque mean?

There is one meaning in OED's entry for the noun traveller's cheque . See ‘Meaning & use’ for definition, usage, and quotation evidence.

Where does the noun traveller's cheque come from?

Earliest known use

The earliest known use of the noun traveller's cheque is in the 1890s.

OED's earliest evidence for traveller's cheque is from 1891.

traveller's cheque is formed within English, by compounding.

Etymons: traveller n. , cheque n.

Nearby entries

• travel folder, n. 1911–
• travel guide, n. 1881–
• travel industry, n. 1920–
• travel insurance, n. 1912–
• travellable | travelable, adj. 1521–
• travelled | traveled, adj. c1450–
• travelled blood | traveled blood, n. 1962–
• traveller | traveler, n. a1387–
• travelleress | traveleress, n. 1820–
• traveller-like | traveler-like, adj. 1825–
• traveller's cheque | traveler's cheque, n. 1891–
• traveller's diarrhoea | traveler's diarrhoea, n. 1890–
• travellership | travelership, n. 1824–
• traveller's joy | traveler's joy, n. 1597–
• traveller's palm | traveler's palm, n. 1850–
• traveller's tale | traveler's tale, n. 1747–
• traveller's tree | traveler's tree, n. 1809–
• travelling | traveling, n. 1489–
• travelling | traveling, adj. 1340–
• travelling agent | traveling agent, n. 1737–
• travelling bed | traveling bed, n. 1706–

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Meaning & use

Entry history for traveller's cheque | traveler's cheque, n..

Originally published as part of the entry for traveller, n.

traveller, n. was revised in March 2020.

oed.com is a living text, updated every three months. Modifications may include:

• further revisions to definitions, pronunciation, etymology, headwords, variant spellings, quotations, and dates;
• new senses, phrases, and quotations.

Earlier versions of this entry were published in:

OED First Edition (1914)

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OED Second Edition (1989)

• View traveller in OED Second Edition

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Factsheet for traveller's cheque | traveler's cheque, n., browse entry.

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Traveler’s Cheque

Definition: The  Traveler’s cheque is an exchange medium that can be used as a substitute for the hard currency. As the name suggests, these cheques are issued to the individuals who travel on vacations to overseas.

The Traveler’s cheque provides a lot of convenience to those who travel to foreign countries, as they are not required to carry excess cash along with them and can use these cheques as a currency to facilitate the purchases. The merchants and other business accept the traveler’s cheque as a currency, provided the original signatures on the cheque (the cheque signed at the time of its issue) matches the signature done at the time purchases are initiated.

Here, the issuer of the Traveler’s cheque unconditionally guarantees the payment of the undersigned value, irrespective of the cheque being fraudulently issued or lost or stolen. This means that the traveler’s cheques are never bounced unless the issuer becomes bankrupt or goes out of business. The payee receiving the cheque, can deposit it with the Bank, as done in the case of ordinary cheques and can get the payment credited to his account.

One of the advantages of traveler’s cheque is that it never expires, this means, the purchaser can keep the unused cheque with him to use it anytime in the future. There are four parties involved in the Traveler’s cheque transaction:

• The Issuer or Obligor , an organization that produces the traveler’s cheque
• An Agent , the bank or any other party that sells the cheque
• The Purchaser , the person who buys it
• The Payee or Merchant , a person to whom the cheque is handed over in exchange for goods and services.

The Traveler’s cheque can be replaced by the issuer, in case it is lost or stolen. This requires the purchaser of the cheque to maintain a copy of cheque receipt or its number in a safe custody so that it can be produced to the issuer to get the cheque replaced. The traveler’s cheques are available in varied currencies such as US Dollars, Great Britain Pounds (GBP), Japanese Yen (JY), Australian Dollars (AUD) and Canadian Dollars (CAD).

Related terms:

• Cheque Truncation System
• Concentration Banking
• Foreign Draft
• Risk Hedging with Swaps
• Co-Branded Credit Cards

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cheque meaning in Tamil | cheque தமிழ் பொருள்

cheque  காசோலை

cheque =  காசோலை

Pronunciation  =  🔊 bb1.onclick = function(){ if(responsivevoice.isplaying()){ responsivevoice.cancel(); }else{ responsivevoice.speak("cheque", "uk english female"); } }; cheque, pronunciation in tamil  =  செக், cheque  in tamil : காசோலை, part of speech :  noun  , definition in engllish : an order to a bank to pay a stated sum from the drawer’s account, written on a specially printed form. , definition in  tamil : பிரத்யேகமாக அச்ச்சடிக்கப்பட்ட ஒரு படிவம்,இதில் வாடிக்கையாளரின் கணக்கிலிருந்து குறிப்பிட்டுள்ள தொகையைத் தரச் சொல்லி வங்கிக்கு ஆணையிடப்பட்டிருக்கும், examples in engllish :.

• I will get my pay cheque on 1st of every month.

Examples in Tamil :

• நான் ஒவ்வொரு மாதமும் முதல் நாளில் என் சம்பளத்திற்கான காசோலையைப் பெற்றுக் கொள்கிறேன்

Synonyms of cheque

Antonyms of cheque, about engllish tamil dictionary, about engllish language, about the tamil language.

Tamil language is one of the famous and ancient Dravidian languages spoken by people in Tamil Nadu and the 5th most spoken language in India. Tamil is also an official spoken language in Sri Lanka & Singapore. Tamil is a very old classical language and has inscriptions from 500 B.C and plays a significant role as a language in the world today. The huge number of Tamil speaking people cutting across countries, the birth and growth of the language, the letters, the rules, the sound variations and the origin of special characters, symbols for Tamil calendar, Tamil numbers, time, land and cultural divisions, and coinage of words have also been dealt with.

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Definition of traveller’s cheque noun from the Oxford Advanced Learner's Dictionary

traveller’s cheque

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Meaning of "traveller's cheque" in the English dictionary

Pronunciation of traveller's cheque, grammatical category of traveller's cheque, what does traveller's cheque mean in english.

Traveler's cheque

Definition of traveller's cheque in the english dictionary.

The definition of traveller's cheque in the dictionary is a cheque in any of various denominations sold for use abroad by a bank, etc, to the bearer, who signs it on purchase and can cash it by signing it again.

WORDS THAT BEGIN LIKE TRAVELLER'S CHEQUE

Words that end like traveller's cheque, synonyms and antonyms of traveller's cheque in the english dictionary of synonyms, words relating to «traveller's cheque», translation of «traveller's cheque» into 25 languages.

TRANSLATION OF TRAVELLER'S CHEQUE

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FREQUENCY OF USE OF THE TERM «TRAVELLER'S CHEQUE» OVER TIME

Examples of use in the english literature, quotes and news about traveller's cheque, 10 english books relating to «traveller's cheque», 10 news items which include the term «traveller's cheque».

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Meaning of cheque – Learner’s Dictionary

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• We'll send your tickets once we've received your cheque.
• He wrote out a cheque for £250.
• Are you paying by cheque or by cash ?
• Do you take cheques?
• Could you just initial that change you made on your cheque?

(Definition of cheque from the Cambridge Learner's Dictionary © Cambridge University Press)

Translations of cheque

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Q&A on Trump’s Criminal Conviction

By Robert Farley , D'Angelo Gore , Lori Robertson and Eugene Kiely

Posted on May 31, 2024

Este artículo estará disponible en español en El Tiempo Latino .

Donald Trump became the first U.S. president, current or former, to be convicted of a criminal offense when a 12-person jury in New York on May 30 found him guilty on 34 felony counts of business fraud as part of an illegal scheme to influence the 2016 election by making payments to suppress a sordid tale of sex with a porn star.

The unprecedented conviction raises questions about what’s next for the 77-year-old man who is in line to become the Republican Party’s nominee for president in 2024.

In remarks at Trump Tower a day after his conviction, Trump called the United States “ a corrupt country ” and declared that he would be “ appealing this scam .”

(Trump also repeated many of the false, misleading and unsupported claims he has made about the judge, the judge’s rulings, the district attorney and other issues related to the trial. For more about Trump’s talking points, see our May 30 article, “ Trump’s Repeated Claims on His New York Hush Money Trial .” He also repeated false and unsubstantiated claims on other issues, such as taxes and migrants .)

Here, we answer some of the questions raised by the former president’s conviction:

What are the next steps in the case? What punishment could Trump face? Will he go to prison? Can Trump vote in the 2024 election? Can a felon run for president, hold office? Can Trump pardon himself on this conviction, if he wins?

What are the next steps in the case?

Sentencing and an appeal are up next in this case.

Sentencing by Justice Juan Merchan is scheduled for July 11. Before that date, a probation officer or someone in that department will interview Trump, and potentially others involved in the case or connected to Trump, and prepare  a pre-sentence report  for the judge. The report includes the personal history and criminal record of the defendant, and it recommends what sentence the defendant should receive, according to the New York State Unified Court System.

“The pre-sentence interview is a chance for the defendant to try to make a good impression and explain why he or she deserves a lighter punishment,” the state court system explains.

Trump’s lawyers have to wait until after the sentencing to appeal the conviction. First, Trump’s lawyers will file motions before the judge “in a couple weeks” saying why they found the trial to be “unfair,” Trump’s defense attorney Todd Blanche  told CNN  hours after the guilty verdict.

Cheryl Bader , a clinical associate professor of law at Fordham University School of Law, said these motions are typical when a defendant is convicted. The defense attorneys will ask the judge to overturn the jury’s conviction. “It’s rarely, rarely granted, and I don’t think there’s a chance that will happen in this case,” she told us in a phone interview.

Blanche told CNN that if the motions aren’t successful, “then as soon as we can appeal, we will. And the process in New York is there’s a sentencing, and then — and then we appeal from there.”

Bader, a former assistant U.S. attorney for the District of New Jersey, walked us through the appeals process. “The case is considered completed at sentencing,” she said. “At that point, his lawyers file a notice of appeal … letting the court know that he intends to appeal.”

At that point, they will also request a “stay” on the sentence, meaning a pause on imposing the sentence while the case is being appealed.

This appeal goes to the  Appellate Division, First Judicial Department  in Manhattan. The appeals court doesn’t retry the case. “They’re not going to substitute their judgment on the facts for the jury’s judgment,” Bader explained. Instead, “they’re looking for where there was error that would have led to an improper prosecution or an unfair trial.”

The appeals process would take several months to a year, she said. After the notice of appeal is given, the record of the case is gathered, including trial transcripts, the indictment, pretrial motions, evidentiary rulings, jury selection and instructions, and more. Trump could also appeal the sentencing. The lawyers need to write their arguments for all of the issues they’re objecting to, and that takes time, Bader said.

And then the appeals court needs to consider the case and write a decision on it.

If Trump ultimately isn’t successful at the appellate level, he can appeal to the highest court in New York state, which is called the  Court of Appeals . But the court decides whether or not it takes the case.

After such an appeal to the highest state court, the case would be over — unless Trump tries to appeal to the U.S. Supreme Court. But there has to be a U.S. constitutional issue for that. “I don’t see one,” Bader said, but perhaps Trump’s lawyers would try to make an argument.

What punishment could Trump face? Will he go to prison?

Whether Trump is sentenced to any time in prison is up to the judge.

Each of the 34 counts of  falsifying business records in the first degree , a class E felony, carries a maximum sentence of up to  four years in prison . The judge could decide to impose the sentences consecutively or simultaneously. However, under New York law,  20 years  is the maximum prison time that Trump could get — not 187 years, as Trump  falsely claimed  in his May 31 remarks.

Norman Eisen , a CNN legal analyst and a senior fellow in governance studies for the Brookings Institution, said that “in the most serious” cases of business records falsification in New York that he studied, “a sentence of imprisonment was routinely imposed.” Trump’s case “is the most serious one in NY history,”  he wrote  on X, predicting that Manhattan District Attorney Alvin “Bragg will likely ask for incarceration & Merchan will consider it.”

While possible, Bader, with Fordham’s School of Law, told us she doesn’t think incarceration will happen.

For a first-time convicted felon, with a low-level, nonviolent felony and a person of advanced age, “under any circumstance like that, there’d be a relatively low chance of incarceration,” she said.

“On the other hand, I could see the prosecutor arguing that here’s a man who has shown disrespect for the court system and the rule of law and has violated the court’s orders on numerous occasions. He is not remorseful. And that in order to promote general deterrence, he needs to be punished,” she said in describing a possible argument from the prosecutor.

Bader said any incarceration sentence “would be only a token amount of time to make the point that Trump is not above the law.” Other sentencing possibilities include probation or a “conditional discharge” with conditions other than incarceration or probation.

The “simplest” option might be for the judge to fine Trump, she said.

Can Trump vote in the 2024 election?

Yes, Trump can vote as long as he is not in jail on Election Day, which this year is on Nov. 5.

Trump owns homes in New York and Florida, but in 2019 he changed his primary residence to Florida. However, Florida law does not apply in Trump’s case because he was convicted in New York. Instead, New York law applies.

“If you were convicted outside Florida, your voting rights are governed by the state where you were convicted,” as the American Civil Liberties Union of Florida explains on its website.

In 2021, New York state enacted a law that “restores the right to vote for a person convicted of a felony upon release from incarceration, regardless of if they are on parole or have a term of post-release supervision,” the New York State Board of Elections says . “If a convicted felon is not incarcerated, they are eligible to register to vote.”

Can a felon run for president, hold office?

Yes. According to Article II, Section 1, Clause 5 of the U.S. Constitution, there are three qualifications to serve as president: He or she must be at least 35 years old upon taking office, a U.S. resident for at least 14 years and a “natural born Citizen, or a Citizen of the United States.”

“These qualifications are understood to be exclusive,” Josh Chafetz , a Georgetown University law professor, told us last year when we were writing about Trump’s federal indictment related to allegations of mishandling sensitive classified documents after he left office. “Anyone can be president so long as they meet the constitutional qualifications and do not trigger any constitutional disqualifications.”

“Someone can run for president while under indictment or even having been convicted and serving prison time,” said Chafetz, who pointed to the example of Eugene V. Debs, the late labor leader, who, in 1920, ran for president from prison on the Socialist Party ticket and got almost 1 million votes.

There is an exception to that rule. The Constitution says in Section 3 of the 14th Amendment that no U.S. officeholder, including the president, can serve if they are convicted of “engag[ing] in insurrection or rebellion” against the U.S. — something Trump has not been charged with either in this case or the three others he faces.

Six Colorado voters successfully sued in state court to prevent Trump from appearing on that state’s ballot, citing the constitutional amendment barring insurrectionists from holding federal office. But the U.S. Supreme Court reversed the state ruling, “[b]ecause the Constitution makes Congress, rather than the States, responsible for enforcing Section 3 against federal officeholders and candidates.”

Can Trump pardon himself on this conviction, if he wins?

The short answer is no.

Trump was convicted in New York for offenses in violation of state law. Article II, Section 2 of the U.S. Constitution states that a president has the “[p]ower to grant reprieves and pardons for offences against the United States.” According to Constitution Annotated , a government-sanctioned record of the interpretations of the Constitution, that means the power extends to “federal crimes but not state or civil wrongs.”

In a case decided in 1925, Ex parte Grossman , the U.S. Supreme Court confirmed that interpretation, writing that the Constitution’s language specifying presidential pardon power for offenses “against the United States” was “presumably to make clear that the pardon of the President was to operate upon offenses against the United States as distinguished from offenses against the States.”

The New York governor has the power to pardon Trump for his conviction of crimes under state law. That’s currently Gov. Kathy Hochul, a Democrat. After the verdict, Republican Rep. Nick LaLota called on Hochul “to immediately announce her intention to pardon President Trump and pre-emptively commute any sentence. To not do so is to allow America to become a banana republic.” Hochul released a statement on May 30 saying, “Today’s verdict reaffirms that no one is above the law.”

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