card on cruise

Voyage Voices

Can I Use My Credit Card On A Cruise Ship?

Table of Contents

Planning a cruise vacation and wondering if you can use your credit card on board? You’re not alone! Many people are curious about how they can pay for goods and services while at sea. The good news is that most cruise ships accept credit cards as a form of payment. In fact, it’s one of the most convenient ways to cover your expenses during your trip. In this article, we’ll delve into the details of using your credit card on a cruise ship and provide you with all the information you need to know. So, let’s set sail on this payment adventure together!

Accepted Forms of Payment

When you embark on a cruise ship vacation, it is essential to know what forms of payment are accepted onboard. Fortunately, most cruise ships accept various forms of payment to ensure a hassle-free and enjoyable experience for all passengers. In this article, we will explore the accepted forms of payment, credit card requirements, onboard credit card usage, credit card safety tips, credit card rewards and benefits, international credit card fees, and alternative payment methods. So, sit back, relax, and let’s dive into the world of cruise ship payments!

Credit Cards

Credit cards are widely accepted on cruise ships, making them a convenient form of payment for most passengers. Whether you prefer Visa, Mastercard, American Express, or Discover, you can rest assured that your credit card will be accepted on board. With a credit card, you have the freedom to make purchases throughout the ship, including at restaurants, bars, shops, and even for booking shore excursions. Using a credit card eliminates the need to carry large amounts of cash on your vacation, providing added security and peace of mind.

Debit Cards

If you prefer to use your debit card instead of a credit card, you will be pleased to know that debit cards are also widely accepted on cruise ships. Just like a credit card, you can use your debit card to make purchases throughout the ship. However, it is important to note that some cruise lines may place a temporary hold on your account to ensure sufficient funds are available to cover your expenses. This is known as an authorization hold and is a common practice to prevent overspending.

While credit and debit cards are the preferred methods of payment on a cruise ship, cash is still accepted in certain situations. For example, if you decide to go ashore and explore the local shops and markets, having some cash on hand can be beneficial. Additionally, some cruise lines may require cash deposits for certain activities or services. It is always a good idea to have some cash with you, just in case you need it during your cruise.

Credit Card Requirements

Now that we know the accepted forms of payment, let’s delve into the credit card requirements when using them on a cruise ship.

Types of Credit Cards Accepted

Most cruise lines accept a wide range of credit cards, including Visa, Mastercard, American Express, and Discover. It is always recommended to check with your specific cruise line to ensure they accept your credit card before setting sail. Additionally, some cruise lines may have partnerships with specific credit card companies, offering special perks and benefits to their cardholders. It’s worth considering if you are a frequent cruiser or plan to use your credit card extensively during the voyage.

Credit Limit

Before using your credit card on a cruise ship, it is essential to be aware of your credit limit. Depending on the nature of your cruise, you may be making significant purchases on board, such as spa treatments, specialty dining experiences, or even shopping for souvenirs. Therefore, it is crucial to ensure that your credit card has sufficient available credit to cover these expenses. If needed, you may want to consider contacting your credit card company to request a temporary increase in your credit limit.

Authorization Holds

When using your credit card on a cruise ship, you may encounter authorization holds. These holds are temporary charges placed on your credit card to ensure funds are available to cover your expenses. It is important to note that these authorization holds are not actual charges but rather a way for the cruise line to secure funds. Once you settle your final statement, the authorization holds will be released, and the actual charges will be processed. It is always a good idea to keep track of these holds to avoid any confusion or unexpected overdrafts on your account.

Booking and Payments

Now let’s shift our focus to the booking and payment process when planning a cruise vacation.

Making Reservations

When booking your cruise, you will typically be required to make a deposit to secure your reservation. This deposit can often be made using a credit card, and the remaining balance is usually due closer to the sailing date. Most cruise lines provide various payment options for the remaining balance, including credit card payments, online banking transfers, or even mailing a check. It is essential to familiarize yourself with the specific payment policies of your chosen cruise line to ensure a smooth booking process.

Deposits and Balances

As mentioned before, cruise lines typically require a deposit at the time of booking. The amount of the deposit can vary depending on the length of the cruise, cabin category, and any promotional offers available. It is important to note that deposits are usually non-refundable, so it is essential to carefully consider your travel plans before making a deposit. The remaining balance for your cruise is typically due a few months before your departure date. Cruise lines usually provide notification and reminders for the payment due date, giving you ample time to make the necessary arrangements.

Payment Options

To make the payment process as convenient as possible, most cruise lines offer various payment options. Credit card payments are widely accepted and can be made online, over the phone, or through the cruise line’s website. Additionally, many cruise lines offer online account management platforms, allowing you to log in and make payments at your convenience. If you prefer not to use a credit card, alternative payment options such as online banking transfers or mailing a check are often available. It’s always a good idea to explore the different payment options offered by your chosen cruise line to find the most suitable one for you.

Onboard Credit Card Usage

Once you are on board the cruise ship, using your credit card for purchases is a breeze. Let’s explore how you can conveniently utilize your credit card throughout your cruise.

Using Your Credit Card for Purchases

One of the primary advantages of using a credit card on a cruise ship is the ease of making purchases. Whether you want to enjoy a refreshing cocktail by the pool, indulge in a spa treatment, or upgrade to a specialty dining experience, simply present your credit card, and the charges will be added to your onboard account. It’s important to keep track of your purchases and review your onboard statement regularly to monitor your spending and ensure accuracy.

Automatic Gratuities

On most cruise ships, gratuities are automatically added to your onboard account. These gratuities typically cover services provided by cabin stewards, dining room waitstaff, and other onboard personnel who assist in making your cruise memorable. The amount of gratuities may vary depending on the cruise line and specific cruise itinerary. When using your credit card, the gratuity charges are conveniently added to your onboard account, eliminating the need for cash gratuities. It’s worth noting that many cruise lines allow you to adjust the gratuity amount if you feel it is necessary.

Currencies Accepted

When sailing on a cruise ship, you may visit multiple countries and ports of call, each with its currency. While most onboard purchases are made in the ship’s currency, credit cards are typically accepted regardless of the country’s currency. This provides a convenient and hassle-free experience for passengers, as you don’t need to worry about exchanging currencies or carrying large amounts of cash for each port of call.

Credit Card Safety Tips

Now that you know how to use your credit card on a cruise ship let’s discuss some essential safety tips to protect your credit card information and ensure a worry-free vacation.

Protecting Your Credit Card Information

It is crucial to take measures to protect your credit card information while on a cruise ship. One simple tip is to avoid sharing your credit card details with anyone not associated with the cruise line. Authorized onboard personnel will provide you with secure methods to present and use your credit card. Additionally, be cautious when using your credit card for online transactions while connected to the ship’s Wi-Fi network. It is always recommended to use secure websites and avoid entering sensitive information on unsecured connections.

Monitoring Transactions

While cruising, it is essential to keep track of your credit card transactions. Most cruise lines provide an online account management platform, allowing you to review your onboard charges at any time. By regularly monitoring your transactions, you can quickly identify any unauthorized charges or discrepancies and report them to the appropriate authorities. You should also retain your receipts and compare them to your onboard statement to ensure accuracy.

Lost or Stolen Cards

In the unfortunate event that your credit card is lost or stolen during your cruise, it is crucial to take immediate action. Notify the cruise line’s guest services or security department as soon as possible to report the incident. They will guide you on the necessary steps to secure your account and prevent any unauthorized charges. It is also advisable to contact your credit card company directly to report the loss or theft and request a replacement card to be sent to your home address.

Credit Card Rewards and Benefits

Using your credit card on a cruise ship offers more than just convenience and security. Many credit cards offer rewards and benefits tailored to travelers, making your cruise vacation even more enjoyable.

Earning Points or Miles

By using a travel rewards credit card, you can earn points or airline miles for every dollar spent on your cruise. These rewards can be redeemed for future travel, including flights, hotel stays, or even discounted or free cruises. It’s worth exploring the rewards program associated with your credit card to maximize your earning potential and make the most of your vacation expenses.

Redeeming Rewards

Once you have accrued enough rewards on your credit card, you can redeem them for a variety of travel-related benefits. Depending on your credit card’s rewards program, you may have the option to redeem your rewards for discounted or free cruises, onboard credits, cabin upgrades, or even exclusive access to special events or amenities. Before redeeming your rewards, it is advisable to review the terms and conditions of your credit card’s rewards program to ensure a smooth and gratifying redemption experience.

Special Credit Card Offers

Some credit cards offer exclusive promotions and discounts to their cardholders, specifically for cruises. These offers can range from discounted fares or onboard credits to exclusive access to onboard amenities or events. It is worth exploring any special credit card offers that may be available to you when planning your cruise vacation. These offers can add significant value to your travel experience and can make a difference in your overall enjoyment.

International Credit Card Fees

When using your credit card on a cruise ship, it is essential to be aware of any international credit card fees that may apply. These fees can vary depending on your credit card company and the specific terms of your credit card agreement.

Foreign Transaction Fees

When using your credit card for purchases in foreign countries or on international waters, some credit card companies may charge a foreign transaction fee. This fee is typically a percentage of the purchase amount and is intended to cover the costs associated with currency conversions and international payment processing. It is advisable to contact your credit card company before your cruise to inquire about any potential foreign transaction fees and factor them into your budgeting plans.

Currency Conversion Rates

In addition to foreign transaction fees, it is essential to consider the currency conversion rates when using your credit card on a cruise ship. Some credit card companies and banks may offer more favorable conversion rates compared to others. It is worth exploring the different options available to you and selecting a credit card that offers competitive currency conversion rates. This can help you save on overall expenses and ensure a smooth and transparent payment process during your cruise.

Credit Card Travel Insurance

Travel insurance is a crucial aspect of any vacation planning, and using your credit card for purchases on a cruise ship can offer additional travel insurance benefits. Let’s explore some of the coverage typically provided by credit card travel insurance.

Coverage for Trip Cancellation

Life is unpredictable, and sometimes unforeseen circumstances may force you to cancel or interrupt your cruise vacation. When using a credit card for your cruise purchases, you may be eligible for trip cancellation coverage offered by your credit card’s travel insurance. This coverage can provide reimbursement for non-refundable expenses, such as pre-paid cruise fares, if your trip is canceled for covered reasons, such as illness, injury, or severe weather conditions. It is always advisable to review your credit card’s travel insurance policy for specific details and coverage limits.

Emergency Medical Assistance

In the unfortunate event of a medical emergency during your cruise, having credit card travel insurance can provide peace of mind. Many credit cards offer emergency medical assistance coverage, which includes access to medical providers, coordination of medical transportation, and assistance in locating medical facilities. This coverage can be crucial, especially when sailing in remote or unfamiliar areas of the world. However, it is essential to review the terms and conditions of your credit card’s travel insurance policy to understand the extent of coverage and any associated deductibles or limitations.

Lost Baggage Protection

Losing your luggage while on a cruise can quickly turn a dream vacation into a nightmare. Fortunately, credit card travel insurance often provides coverage for lost or damaged baggage. This coverage typically includes reimbursement for essential items, such as clothing and toiletries, while you are waiting for your luggage to be located or replaced. It is important to note that coverage limits may apply, so it is advisable to review your credit card’s travel insurance policy for specific details.

Alternative Payment Methods

While credit cards are the most common form of payment on a cruise ship, there are alternative payment methods available for those who prefer not to use their credit cards.

Traveler’s Checks

Traveler’s checks are a secure and widely accepted alternative to credit cards on a cruise ship. These checks can be purchased before your trip and can be used to make purchases or obtain cash while on board. To use traveler’s checks, simply present them to the ship’s guest services desk, and they will provide you with the equivalent amount in the ship’s currency. However, it is important to note that traveler’s checks are gradually becoming less popular due to the widespread acceptance of credit and debit cards, so it is advisable to check with your specific cruise line before relying solely on traveler’s checks.

Prepaid Cards

Prepaid cards, also known as travel money cards, are another alternative payment method that can be used on a cruise ship. These cards are loaded with a specific amount of money before your trip and can be used similarly to a debit card. When making purchases, the amount will be deducted from the balance on the prepaid card. Prepaid cards offer the convenience of a credit or debit card without the need for a traditional bank account or credit check. However, it is important to be aware of any associated fees or limitations that may apply to prepaid cards, such as reloading fees or transaction fees.

Digital Wallets

Digital wallets, such as Apple Pay, Google Pay, or Samsung Pay, are becoming increasingly popular as a convenient and secure payment method. Many cruise lines now accept digital wallet payments, allowing passengers to make purchases with just a tap of their smartphone or smartwatch. To use a digital wallet on a cruise ship, simply add your credit card information to the wallet app on your device and follow the instructions provided by the cruise line. It’s worth noting that not all cruise lines may accept digital wallets, so it is advisable to check with your specific cruise line before relying solely on this payment method.

In conclusion, using your credit card on a cruise ship offers convenience, security, and the opportunity to earn rewards and benefits. Most cruise ships accept credit cards, debit cards, and cash, ensuring that you can make purchases and enjoy your vacation without any unnecessary stress. By familiarizing yourself with the credit card requirements, onboard credit card usage, credit card safety tips, credit card rewards and benefits, international credit card fees, and alternative payment methods discussed in this article, you can confidently plan your cruise vacation and make the most of your onboard experience. So, set sail with peace of mind, knowing that your credit card will be readily accepted on your next cruise adventure. Bon voyage!

(2,285 words)

• Credit Cards
• All Credit Cards
• Find the Credit Card for You
• Best Credit Cards
• Best Rewards Credit Cards
• Best Travel Credit Cards
• Best 0% APR Credit Cards
• Best Balance Transfer Credit Cards
• Best Cash Back Credit Cards
• Best Credit Card Sign-Up Bonuses
• Best Credit Cards to Build Credit
• Best Credit Cards for Online Shopping
• Find the Best Personal Loan for You
• Best Personal Loans
• Best Debt Consolidation Loans
• Best Loans to Refinance Credit Card Debt
• Best Loans with Fast Funding
• Best Small Personal Loans
• Best Large Personal Loans
• Best Personal Loans to Apply Online
• Best Student Loan Refinance
• Best Car Loans
• All Banking
• Find the Savings Account for You
• Best High Yield Savings Accounts
• Best Big Bank Savings Accounts
• Best Big Bank Checking Accounts
• Best No Fee Checking Accounts
• No Overdraft Fee Checking Accounts
• Best Checking Account Bonuses
• Best Money Market Accounts
• Best Credit Unions
• All Mortgages
• Best Mortgages
• Best Mortgages for Small Down Payment
• Best Mortgages for No Down Payment
• Best Mortgages for Average Credit Score
• Best Mortgages No Origination Fee
• Adjustable Rate Mortgages
• Affording a Mortgage
• All Insurance
• Best Life Insurance
• Best Life Insurance for Seniors
• Best Homeowners Insurance
• Best Renters Insurance
• Best Car Insurance
• Best Pet Insurance
• Best Boat Insurance
• Best Motorcycle Insurance
• Travel Insurance
• Event Ticket Insurance
• Small Business
• All Small Business
• Best Small Business Savings Accounts
• Best Small Business Checking Accounts
• Best Credit Cards for Small Business
• Best Small Business Loans
• Best Tax Software for Small Business
• Personal Finance
• All Personal Finance
• Best Budgeting Apps
• Best Expense Tracker Apps
• Best Money Transfer Apps
• Best Resale Apps and Sites
• Buy Now Pay Later (BNPL) Apps
• Best Debt Relief
• Credit Monitoring
• All Credit Monitoring
• Best Credit Monitoring Services
• Best Identity Theft Protection
• How to Boost Your Credit Score
• Best Credit Repair Companies
• Filing For Free
• Best Tax Software
• Best Tax Software for Small Businesses
• Tax Refunds
• Tax Brackets
• Taxes By State
• Tax Payment Plans
• Help for Low Credit Scores
• All Help for Low Credit Scores
• Best Credit Cards for Bad Credit
• Best Personal Loans for Bad Credit
• Best Debt Consolidation Loans for Bad Credit
• Personal Loans if You Don't Have Credit
• Best Credit Cards for Building Credit
• Personal Loans for 580 Credit Score Lower
• Personal Loans for 670 Credit Score or Lower
• Best Mortgages for Bad Credit
• Best Hardship Loans
• All Investing
• Best IRA Accounts
• Best Roth IRA Accounts
• Best Investing Apps
• Best Free Stock Trading Platforms
• Best Robo-Advisors
• Index Funds
• Mutual Funds
• Home & Kitchen
• Gift Guides
• Deals & Sales
• Sign up for the CNBC Select Newsletter
• Subscribe to CNBC PRO
• Privacy Policy
• Your Privacy Choices
• Terms Of Service
• CNBC Sitemap

Follow Select

Our top picks of timely offers from our partners

Find the best credit card for you

The best credit cards for booking cruises: how to save big on your next sailing, the best credit cards for cruising aren't what you may think..

If the idea of dipping your toes into warm waters and eating your heart out at a buffet while en route to the next port of call has you itching to book a sailing, you may be wondering what credit card you should pay with.

With the right credit card for cruising, you can earn bonus rewards for your spending and then use those rewards to cover future sailings and even the travel to and from your cruise. A single card's welcome bonus could potentially cover the cost of a cruise and grant additional perks, such as travel insurance or onboard credits.

Although several major cruise lines offer cobranded credit cards, using a more general travel rewards card will usually offer greater value. Below, CNBC Select breaks down the best credit cards for cruises and why it may not be what you initially thought.

Best credit cards for cruising

• Best overall : Chase Sapphire Preferred® Card
• Best for booking cruises with points : Chase Sapphire Reserve®
• Best for ease of booking : Capital One Venture Rewards Credit Card (see rates and fees )
• Best no-annual-fee card for cruises : Citi Double Cash® Card
• Best for premium cruise benefits : The Platinum Card® from American Express
• Best for booking cruises with Costco : Costco Anywhere Visa® Card

Best overall

Chase sapphire preferred® card.

Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Chase Travel Hotel Credit, plus more.

Welcome bonus

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Regular APR

21.49% - 28.49% variable on purchases and balance transfers

Balance transfer fee

Either $5 or 5% of the amount of each transfer, whichever is greater

Foreign transaction fee

Credit needed.

Excellent/Good

Terms apply.

Read our Chase Sapphire Preferred® Card review .

Who's this for? The Chase Sapphire Preferred® Card is one of the most well-rounded cards for booking cruises. It offers a generous welcome bonus, an easy-to-use rewards program, valuable travel protections and reasonable annual fee .

Cruise benefits: Cardholders earn 5X points on all travel purchased through Chase Travel SM , including cruises, making this one of the most rewarding cards for cruise purchases. Meanwhile, all other travel, such as trips booked directly through cruise lines or other online travel agencies, earn 2X points.

When you book cruises through Chase's travel portal you can pay with points, cash or some combination of the two. Your points are worth 1.25 cents each when redeemed this way. Just note that you'll need to call Chase's Cruises and Tours department at 855-234-2542 to book. Of course, you also have the option of transferring your points to Chase's various airline and hotel partners, allowing you to book not only your cruise with points but also award flights to and from your cruise, as well as pre-cruise accommodations.

Other perks: The card offers many built-in travel protections including trip cancellation/interruption insurance , travel and emergency assistance services, baggage delay insurance, trip delay reimbursement and rental car insurance . Other benefits include an up to $50 Annual Chase Travel Hotel Credit, a 10% anniversary points boost, no foreign transaction fees and more.

Learn more:  How to use the Chase travel portal to directly book travel

Best for booking cruises with points

Chase sapphire reserve®.

Earn 5X total points on flights and 10X total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases plus, 10X points on Lyft rides through March 2025

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

22.49% - 29.49% variable

5%, minimum $5

Read our Chase Sapphire Reserve® review.

Who's this for? The Chase Sapphire Reserve® is the higher-end version of the Chase Sapphire Preferred Card, geared toward more frequent and premium travelers.

Cruise benefits: Cardholders earn 3X points on general travel purchases, including cruise bookings (after using your $300 annual travel credit). Unlike the Sapphire Preferred, cardholders don't get a bonus for booking cruises through Chase Travel℠. However, with the Sapphire Reserve, the value of your Chase points is bumped to 1.5 cents apiece toward travel booked through Chase Travel℠.

Other perks: Every year, you'll get an up to $300 annual travel credit that can be used toward cruises and other travel purchases. If you pay for your cruises with the Sapphire Reserve, you'll also be covered by a wide range of travel protections, including for trip delays, lost or delayed baggage, trip cancellation/interruption, travel accidents and emergency evacuation or medical care. Additional perks include airport lounge access ; elite-like benefits when booking hotels through The Luxury Hotel & Resort Collection; and a Global Entry, TSA PreCheck or NEXUS application fee credit .

Best for ease of booking

Capital one venture rewards credit card.

5 Miles per dollar on hotel and rental cars booked through Capital One Travel, 2X miles per dollar on every other purchase

Earn 75,000 bonus miles once you spend $4,000 on purchases within 3 months from account opening

N/A for purchases and balance transfers

19.99% - 29.99% variable

$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you

See rates and fees , terms apply.

Who's this for? The Capital One Venture Rewards Card (see rates and fees ) is an appealing choice for cruisers that like simplicity. The card has a low annual fee, doesn't have many spending categories to keep track of and the rewards are easy to redeem.

Cruise benefits: Everyday purchases, including cruise bookings earn 2X miles. Venture miles are great for booking cruises because you aren't limited to booking through Capital One Travel — you can book directly through the cruise line or your preferred travel agency and then get reimbursed for the purchase at a rate of 1 cent per mile after the fact. For additional flexibility, you can transfer Venture miles to 18 airline and hotel travel partners.

Other perks: Cardholders receive a statement credit of up to $100 to cover  Global Entry or TSA PreCheck® membership , Hertz Five Star status and two complimentary visits each year to  Capital One Lounges  or to 100+ Plaza Premium Lounges through the Partner Lounge Network.

Best no-annual-fee card for booking cruises

Citi double cash® card.

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

0% for the first 18 months on balance transfers; N/A for purchases

19.24% - 29.24% variable

For balance transfers completed within 4 months of account opening, an intro balance transfer fee of 3% of each transfer ($5 minimum) applies; after that, a balance transfer fee of 5% of each transfer ($5 minimum) applies

Fair/Good/Excellent

See rates and fees. Terms apply.

Read our Citi Double Cash® Card review.

Who's this for? The Citi Double Cash card has no annual fee, no restrictive bonus spending categories and no headaches when it comes to redeeming your rewards.

Cruise benefits: Cardholders earn a flat 2% cash back on all purchases: 1% when you buy and 1% back when you pay. Once you've earned at least $25 in rewards, you can redeem them for a statement credit. These statement credits can be applied to any purchase, which could be a cruise or it could be any of the other costs associated with cruising.

Other perks: Cardholders have access to  Citi Entertainment , which provides early access and special perks at music, theater, dining and sports events. You can also pair this card with other Citi credit cards , like the Citi Premier® Card , to unlock the ability to transfer your rewards to Citi's travel partners. (See rates and fees ).

Best for premium cruise benefits

The platinum card® from american express.

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year, 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel, 1X points on all other eligible purchases

Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.

See Pay Over Time APR

Credit Needed

Read our The Platinum Card® from American Express review .

Who's this for? The Platinum Card® from American Express is a luxury card designed for frequent travelers looking for excellent benefits.

Cruise benefits: Cardholders have access to Amex's Cruise Privileges Program . When you book an eligible cruise and cabin (minimum of five nights with double occupancy) through the program you'll earn one additional Amex point per dollar spent (2X points total). You may also receive $100 to $300 in shipboard credit per stateroom and exclusive amenities depending on the cruise line.

You may also be able to save on cruises by taking advantage of Amex Offers — targeted promotions at participating merchants. In the past, we've seen offers to save hundreds of dollars with various cruise lines, including Royal Caribbean, Carnival Cruise Line, Norwegian Cruise Line and Celebrity Cruises.

Other perks: The Amex Platinum comes with a long list of travel and lifestyle benefits, ranging from annual hotel and airline fee statement credits to Saks Fifth Avenue, digital entertainment, Equinox, Walmart+ and Uber Cash credits. Cardholders also enjoy  extensive airport lounge access , automatic hotel elite status with Hilton Honors and Marriott Bonvoy, cell phone protection* , comprehensive travel insurance and much more. Terms apply.

Learn more:  How to use the Amex Travel Portal to book flights, hotels and more

Best for booking cruises with Costco

Costco anywhere visa® card by citi.

4% cash back on eligible gas and EV charging purchases for the first $7,000 per year (then 1%); 3% cash back on restaurants and eligible travel purchases; 2% cash back on all other purchases from Costco and Costco.com; 1% cash back on all other purchases

No current offer

$0, Costco membership required

20.49% variable

5% of each balance transfer; $5 minimum

See rates and fees . Terms apply.

Who's this for? If Costco is your go-to for booking cruises and other vacation packages, look no further than the Costco Anywhere Visa® Card .

Cruise benefits: Costco Travel offers members significant savings on cruises and incentives like bonus Costco shop cards, shipboard credit, free beverage packages and other extras. Members with the Costco Anywhere Visa® Card earn 3% cash back rewards on Costco Travel purchases.

Other perks: When things go wrong, cardholders can take advantage of travel and emergency assistance, worldwide travel accident insurance, worldwide car rental insurance and damage and theft purchase protection. International travelers can also spend freely with no foreign transaction fees.

Find the best credit card for you by reviewing offers in our  credit card marketplace  or get personalized offers via  CardMatch™ .

• How to choose the right credit card for cruising for your situation?

Should I get a cobranded cruise line credit card?

• What credit score do you need for the best cruise credit cards?

How to choose the right cruising credit card for you?

The best cruising credit card for you depends on your goals and spending habits.

If you're dreaming of a Mediterranean cruise, travel to Europe will add to the cost of the trip. You may want to earn flexible rewards that can be used for airfare and hotels as well as cruises. However, if you want the ability to book any cruise with no restrictions, then earning cashback may be the way to go.

The best card for you should earn the most rewards in the categories where you spend the most. You may want to use your points and miles for a cruise, but the actual cruise fare is likely to be just a small portion of what you spend in a year. If your card earns bonus points on dining or groceries , you may be able to earn rewards more quickly and book your next sailing sooner.

A number of major cruise lines offer cobranded credit cards. However, the rewards aren't anywhere nearly as lucrative as what you'll get with a travel credit card that earns flexible rewards. 

The welcome bonuses for cruise line cards offer a fraction of the value you can get from the credit cards with the best bonuses . Not only that but the rewards you earn are typically tied to a single cruise line and can be cumbersome to use. Unless you're a diehard loyalist of a specific cruise line and you're looking for a card to complement your primary travel card, you'll find more value with a more general rewards card.

What credit score do you need for the best credit cards for cruising?

As a rule of thumb, the more valuable the credit card, the higher the credit score you'll need to qualify.

For the top cruise cards on this list, expect to need a good or excellent credit score (scores of 670 and above) to qualify. On top of that, other factors are taken into consideration, such as income and whether you've recently applied for any other cards.

Bottom line

Paying for your next cruise with the right credit card can help keep you from breaking the bank.

The best credit cards for cruises aren't tied to specific cruise lines. If you want to use credit card rewards to cut the cost of your next cruise, a travel credit card that earns flexible rewards or cashback is your best bet. That way you won't be tied to using your points with a single cruise line and you'll even have the option of using rewards to cover other expenses associated with cruising, such as airfare and hotels.

Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card   review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card   products .  While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics. See  our methodology  for more information on how we choose the best credit cards.

Our methodology

To determine which cards offer the best value for cruising,  CNBC Select  analyzed over 230 of the most popular credit cards available in the U.S. We compared each card on a range of features, including: rewards, welcome bonus, introductory and standard APR, balance transfer fee and foreign transaction fees, as well as factors such as required credit and customer reviews when available. We also considered additional perks, the application process and how easy it is for the consumer to redeem points.

Catch up on CNBC Select's in-depth coverage of  credit cards ,  banking  and  money , and follow us on  TikTok ,  Facebook ,  Instagram  and  Twitter  to stay up to date

For rates and fees of The Platinum Card® from American Express, click here .

*Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/ benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

• What are A.M. Best ratings for insurance? Liz Knueven
• Robinhood Gold Card announced — Earn 3% cash back everywhere Jason Stauffer
• Overhauled Amex Hilton Business card — Up to $240 in statement credits and more Jason Stauffer

Best credit cards for cruises

Advertiser disclosure.

We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.

Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.

• Share this article on Facebook Facebook
• Share this article on Twitter Twitter
• Share this article on LinkedIn Linkedin
• Share this article via email Email

• • Rewards credit cards
• • Credit card comparisons

The Bankrate promise

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Here's an explanation for how we make money . The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Terms apply to the offers listed on this page. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

At Bankrate, we have a mission to demystify the credit cards industry — regardless or where you are in your journey — and make it one you can navigate with confidence. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to:

• Meet you wherever you are in your credit card journey to guide your information search and help you understand your options.
• Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions.
• Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you.

At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next.

Editorial integrity

Bankrate follows a strict editorial policy , so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.

Key Principles

We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.

Editorial Independence

Bankrate’s editorial team writes on behalf of YOU — the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.

How we make money

You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.

Bankrate follows a strict editorial policy , so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.

We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.

Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service.

While the cruise industry came to a screeching halt at the start of the COVID-19 pandemic, most of the major cruise lines are back in full operation now. In fact, guests looking for a cruise in North America and elsewhere will find a full roster of ships and itineraries to choose from. This includes options from budget-friendly operators like Carnival and MSC Cruises, as well as luxury or adults-only cruises with companies like Virgin Voyages and Silversea.

All of this means that it’s a great time to start earning rewards for your next cruise. But, which credit card for cruises should you choose? That depends on what you hope to get in return.

Best credit cards for cruises in 2023

Many travel credit cards can help you to cover the cost of your cruise with rewards, and some can also help with flights and hotels. Note that all of the cards that made our ranking can be used to book cruises with any cruise line, not just with a specific carrier.

Here are the best credit cards for cruises in 2023:

Chase Sapphire Preferred Card: Best for its bonus offer

The Chase Sapphire Preferred® Card offers a welcome bonus of 60,000 points — worth $750 in travel when redeemed through Chase Ultimate Rewards — after spending $4,000 within three months of account opening. With the card’s relatively low spending requirement, anyone can earn $750 toward their next cruise within a short amount of time.

The Sapphire Preferred also makes it easy to quickly earn points, allowing cardholders to earn 5X points on travel booked through Chase Ultimate Rewards; 5X points on Lyft rides (through March 31, 2025); 3X points on dining (including eligible delivery services), select streaming services and online grocery purchases (excluding Walmart, Target and wholesale clubs); 2X points on other travel; and 1X points on all other spending. A $95 annual fee applies.

Discover it® Miles: Best for no annual fee

The Discover it® Miles is a solid rewards credit card for cruises if you don’t want to pay an annual fee. This card gives you 1.5X miles for each dollar you spend, and Discover will match all of the miles you earn during your first year of card membership (after the first year is up). You can redeem your miles in the form of statement credits to cover eligible travel purchases (including cruises) at a rate of 1 cent per mile.

With this 1.5X earning rate, spending $10,000 on your card within a year will net you 15,000 miles. With Discover’s offer to match your rewards , Discover will turn your 15,000 miles into 30,000 miles at the end of your first year, which you could redeem to cover $300 in cruise fare. Better yet, the Discover it® Miles card offers a 0 percent intro APR on purchases and balance transfers for 15 months, followed by a variable APR of 17.24% – 28.24%. This means you could charge your cruise to your card and pay it down interest-free for more than a year.

Capital One Venture Rewards Credit Card: Best for flexibility

The Capital One Venture Rewards Credit Card keeps everything simple by offering 5X miles on hotels and rental cars booked through Capital One Travel and 2X miles on all other purchases. You can also earn 75,000 bonus miles — worth $750 in travel — when you spend $4,000 within three months of account opening.

When you go to redeem, you can use your Capital One miles to cover cruise fare at a rate of 1 cent per mile. You can also cash in your rewards for purchases through Amazon.com or PayPal, or transfer your rewards to Capital One airline and hotel partners . A $95 annual fee applies, but you can recoup this fee by utilizing the card’s up to $100 fee credit for Global Entry or TSA PreCheck .

Chase Sapphire Reserve: Best for a premium travel card

If you’re a frequent cruise traveler seeking a premium travel credit card, check out the Chase Sapphire Reserve® . This card includes an annual fee of $550, but you’ll get perks like a $300 annual travel credit (good toward cruises and other travel); airport lounge access; up to a $100 credit toward Global Entry, TSA PreCheck or NEXUS; and 50 percent more points value when you redeem points for travel through Chase Ultimate Rewards.

Additionally, the Chase Sapphire Reserve provides 60,000 points — worth $900 through Chase Ultimate Rewards — after spending $4,000 within three months of account opening. You’ll also earn 10X points on hotels and car rentals booked through Chase Ultimate Rewards, 10X points on Chase Dining purchases through Ultimate Rewards, 10X points on Lyft rides (through March 31, 2025), 5X points on air travel booked through Ultimate Rewards, 3X points on general travel and restaurants and 1X points on other purchases.

Capital One Venture X Rewards Credit Card: Best for VIP perks

If you’re in search of a credit card for cruises that comes with VIP benefits, you should consider the Capital One Venture X Rewards Credit Card . It has a $395 annual fee, but cardholders can enjoy up to $300 in annual travel credits for Capital One Travel purchases, up to a $100 fee credit for Global Entry or TSA PreCheck, Priority Pass Select airport lounge membership and access Capital One airport lounges , among other benefits.

New cardholders are also eligible to earn 75,000 miles after spending $4,000 on purchases within three months of account opening. That’s on top of earning 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights booked through Capital One Travel and 2X miles on all other purchases.

When it comes to redeeming rewards for a cruise, Capital One Venture X cardholders can cover all or part of a cruise that’s charged to their card with a redemption rate of 1 cent per mile. Other redemption options include transfers to Capital One travel partners, purchases through Amazon.com or PayPal and more.

What about travel insurance for cruises?

Considering all of the costs that go into taking a cruise (cruise fare, airfare, hotels and so on), you’re also probably wondering about travel insurance . Many of the best travel cards offer travel insurance — such as trip cancellation and interruption insurance , baggage insurance and emergency travel services.

But if you want to purchase travel insurance, your best bet is to purchase a plan that comes with “cancel for any reason” coverage. Many cruise lines offer specific travel insurance plans you can add to your cruise booking, too. For example, with Carnival Vacation Protection , you’ll get trip cancellation and interruption coverage that lets you cancel for any reason. You’ll also get baggage insurance (up to $1,500), medical coverage (up to $10,000) and emergency evacuation coverage (up to $30,000) — all starting at $49 per person.

Is a card that offers rewards for cruises right for you?

The best credit cards for cruises can help you save money or access special perks if you know how to use them. A credit card for cruises may be right for you if:

• You’re debt-free and plan to stay that way
• You’re disciplined enough to use a 0 percent intro APR offer for purchases without racking up long-term debt
• You find travel card benefits like airport lounge access or TSA PreCheck credits appealing
• You’re not in a hurry to earn a free cruise with rewards
• Your credit score is very good or excellent

If you’re struggling with debt, you may want to steer clear of credit and save up for the cruise you want. While everyone needs a vacation — and taking a cruise is one of the best options out there — coming home to a mountain of bills (including interest payments) can ruin the fun in a hurry.

How to choose a credit card for cruises

The right credit card for your next cruise depends on the type of spender you are, your credit score and what you hope to accomplish. These tips can help you pick the best credit card for your goals:

• Decide if you want a 0 percent intro APR . Many rewards credit cards offer a 0 percent intro APR on purchases for a limited time, which can help you make payments on a cruise without any interest. These offers should be used sparingly and only if you have a plan for repayment, but they can still be a good deal.
• Compare bonus offers. If you’re able to meet the spending and timeframe requirements to earn a welcome bonus for a new credit card, you could earn a bonus worth hundreds of dollars or more toward your next cruise.
• Understand which travel benefits you want the most . Note that many of the best travel credit cards have benefits like airport lounge access and annual travel credits. You’ll pay more for a card with a broader selection of perks, but the investment can be worth it if you travel often.
• Check for earning rates that make sense with your spending . Be sure any credit card you pick offers rewards that align with your spending habits.
• Consider annual fees . There’s nothing wrong with paying an annual fee for a credit card, but you should be sure any perks or benefits you receive make the annual fee worth paying .
• Look for no foreign transaction fees . If you plan to visit cruise ports outside of the U.S., you’ll want to be sure your credit card doesn’t charge foreign transaction fees .

The bottom line

If you’re thinking of picking up a credit card for your next cruise, you should select one that gives you the most bang for your buck. This means picking a card with a generous welcome offer and plenty of rewards for your spending. If you get some extra travel perks along the way, that’s even better. With the right credit card, you’ll be cruising before you know it — and with fewer out-of-pocket expenses, too.

Related Articles

Best travel credit cards for people with bad or fair credit

Best credit cards for international travel

Best credit cards for travel insurance

Best credit cards for a Disney vacation

Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology .

• Credit Cards

The 7+ Best Credit Cards for Booking Cruises [2024]

Katie Seemann

Senior Content Contributor and News Editor

335 Published Articles 40 Edited Articles

Countries Visited: 28 U.S. States Visited: 29

Jessica Merritt

Editor & Content Contributor

79 Published Articles 451 Edited Articles

Countries Visited: 4 U.S. States Visited: 23

Compliance Editor & Content Contributor

78 Published Articles 639 Edited Articles

Countries Visited: 40 U.S. States Visited: 27

Card Summary

1. chase sapphire reserve card — best for earning points & travel insurance, 2. amex green card — best mid-tier card for travel, 3. amex blue cash preferred card — best for cash-back, 4. amex gold card — best for earning points on gift card purchases at u.s. supermarkets, additional personal credit cards for booking cruises, 1. ink business preferred card — best for earning points – sub-$100 annual fee card, 2. amex blue business plus card — best for no annual fee & cash-back, 3. capital one spark miles card — best for earning miles, additional business cards for booking cruises, cruise line credit cards, final thoughts.

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Upgraded Points: Expertise You Can Trust

Our seasoned and experienced team brings years of expertise in the credit card and travel sectors. Committed to integrity, we offer data-driven guides to help you find the card(s) that best fit your requirements. See details on our intensive editorial policies and card rating methodologies .

• Content by Leading Industry Experts
• Routine Updates and Fact-Checks
• First-Hand Credit Card Experience
• Shared Across 200+ Top Outlets

The U.P. Rating System

• 1020+ Expert Credit Card Guides

Cruises can be a wonderful way to travel. They are a convenient way to see many places on a single trip and can provide good value since most of your food and entertainment are included.

We’ve previously discussed the best ways to book your cruise with points and miles , but what’s the most rewarding option when paying for your cruise with a credit card?

When you book a cruise, there are a few things you should think about: do you want to earn transferable points or cash-back, or would you prefer to earn cruise line perks like onboard credit or discounts?

In this article, you can discover the best credit cards for booking cruises, whether you want to earn points, cash-back, or get the best onboard perks. And once you’re ready to set sail, book your cruise through a website that offers great prices, bonuses, and perks.

• Chase Sapphire Reserve ® — Best for Earning Points & Travel Insurance
• American Express ® Green Card — Best Mid-Tier Card for Travel
• Blue Cash Preferred ® Card from American Express — Best for Cash-Back
• American Express ® Gold Card — Best for Earning Points on Gift Card Purchases at U.S. Supermarkets
• Ink Business Preferred ® Credit Card — Best Business Card for Earning Points – Sub-$100 Annual Fee Card 
• The Blue Business ® Plus Credit Card from American Express — Best Business Card for No Annual Fee & Cash-Back
• Capital One Spark Miles for Business — Best Business Card for  Earning Miles

The 4+ Best Personal Credit Cards for Booking Cruises

Some credit cards earn bonus points on the general “travel” category, which includes cruises, while other cards earn bonus points at stores that sell cruise line gift cards. Meanwhile, some cards offer a flat rate for earning points or cash-back. All of these types of cards can be good for booking cruises.

Here’s a quick look at the best options for earning rewards on your next cruise purchase.

Chase Sapphire Reserve ®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve ®  is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access , with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

• 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
• 10x points on Lyft purchases March 31, 2025
• 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
• 5x points on airfare booked through Chase Travel SM
• 3x points on all other travel and dining purchases; 1x point on all other purchases
• $300 annual travel credit
• Priority Pass airport lounge access
• TSA PreCheck, Global Entry, or NEXUS credit
• Access to Chase Luxury Hotel and Resort Collection
• Rental car elite status with National and Avis
• $550 annual fee
• Does not offer any sort of hotel elite status
• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck ®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
• Member FDIC

Financial Snapshot

• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Travel Rewards Credit Cards
• Best Sign Up Bonuses

Rewards Center

Chase Ultimate Rewards

• Chase Sapphire Reserve 100k Bonus Offer
• Chase Sapphire Reserve Benefits
• Chase Sapphire Reserve Airport Lounge Access
• Chase Sapphire Reserve Travel Insurance Benefits
• Chase Sapphire Reserve Military Benefits
• Amex Gold vs Chase Sapphire Reserve
• Amex Platinum vs Chase Sapphire Reserve
• Chase Sapphire Preferred vs Reserve

The Chase Sapphire Reserve card is a powerhouse among travel rewards credit cards. The list of benefits it offers is long and includes perks that come in handy when traveling on a cruise, including a $300 yearly travel credit, a Priority Pass membership, primary car rental insurance , excellent travel insurance coverage , and a fee credit for TSA PreCheck, Global Entry, or NEXUS .

Plus, the Chase Sapphire Reserve card earns Chase Ultimate Rewards points . When you pay for your cruise with your Chase Sapphire Reserve card, you’ll earn  3x points. According to our points and miles valuations , Ultimate Rewards points are worth ~2 cents each, which means you’d be getting a ~6% return.

Another benefit to using a Chase credit card like the Chase Sapphire Reserve card is access to Chase Offers. You’ll often find discounts or rebates for cruises that can help you save money on your vacation.

American Express ® Green Card

This card can provide a great way to accumulate Membership Rewards points on eligible travel, transit, and at restaurants.

The American Express ® Green Card is an excellent all-around travel rewards card thanks to earning 3x Membership Rewards ® points on eligible travel and transit purchases and at restaurants, access to American Express transfer partners, and a reasonable annual fee.

• 3x points per $1 spent at restaurants worldwide, on all eligible travel purchases, and transit purchases
• Up to $189 per calendar year in statement credits after you pay for a CLEAR ® Plus membership with the Card.
• Up to $100 in statement credits annually when you purchase airport lounge access through LoungeBuddy with the Card.
• Access to American Express transfer partners
• No foreign transaction fees
• $150 annual fee
• No elite benefits like airport lounge access or hotel elite status
• Earn 40,000 Membership Rewards ® Points after you spend $3,000 in eligible purchases on your American Express ® Green Card within the first 6 months of Card Membership.
• Earn 3X Membership Rewards ® points on travel including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals.
• Earn 3X Membership Rewards ® Points on transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
• Earn 3X Membership Rewards ® points on eligible purchases at restaurants worldwide, including takeout and delivery in the US.
• $189 CLEAR Plus Credit: Receive up to $189 per calendar year in statement credits when you pay for your CLEAR Plus membership (subject to auto-renewal) with the American Express ® Green Card.
• $100 LoungeBuddy: No airport lounge membership? No problem! Purchase lounge access through the LoungeBuddy app using the American Express ® Green Card and receive up to $100 in statement credits annually.
• Payment Flexibility: When it comes to paying your bill, you have options. You can always pay in full. You also have the flexibility to carry a balance with interest or use Plan It ® to split up large purchases into monthly payments with a fixed fee, up to your Pay Over Time Limit. You may be able to keep spending beyond your limit – you’ll just need to pay for any new purchases in full when your bill is due.
• Trip Delay Insurance: If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased on the same Eligible Card, up to $300 per trip, maximum 2 claims per eligible account per 12 consecutive month period. Terms, conditions and limitations apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
• No Foreign Transaction Fees: No matter where you’re traveling, when you use your American Express ® Green Card there are no foreign transaction fees.
• $150 annual fee.
• Terms Apply.
• APR: See Pay Over Time APR

American Express Membership Rewards

• Benefits of the Amex Green Card
• Travel Insurance Benefits of the Amex Green
• Amex Green CLEAR Plus Credit
• The Amex Green $100 LoungeBuddy Credit
• Is the Amex Green a Good Card for Frequent Travelers?
• Amex Gold vs Amex Green
• Chase Sapphire Preferred vs Amex Green
• Amex Transfer Partners
• Best American Express Credit Cards
• Best Credit Cards for CLEAR

While the Amex Green card might not be the most exciting travel rewards credit card, it’s got some great bonus categories — including travel. With this card, you’ll earn 3x points  on all types of travel, including cruises.

In addition, this card earns 3x points on transit purchases, including trains and subways, and at restaurants, so it’s a great one to keep in your wallet if you want to earn lots of American Express Membership Rewards points .

Keep an eye out for Amex Offers on cruises — you can stack these rewards with other points and perks offered by your American Express card.

Blue Cash Preferred ® Card from American Express

This card is great for those who want to earn cash-back with U.S. supermarkets, U.S. streaming subscriptions, transit, and U.S. gas stations.

The Blue Cash Preferred ® Card from American Express is a stellar cash-back credit card for those looking to maximize every purchase they make.

With bonus categories like U.S. supermarkets, select streaming services, U.S. gas stations, and transit purchases , this card rewards you for the items you spend the most on in a big way! For those looking to earn up to 6% cash-back on their purchases , this could be the card for you!

• 6% cash-back at U.S. supermarkets (up to $6,000 per year) and on select streaming services
• 6% cash-back on select U.S. streaming subscriptions
• 3% cash-back on U.S. gas stations and transit (including rideshares, parking, etc.)
• 1% cash-back on all other purchases
• $0 intro annual fee for the first year, then $95 annual fee ( rates and fees )
• Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
• $0 intro annual fee for the first year, then $95.
• Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It ® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
• Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.24% - 29.99%. Variable APRs will not exceed 29.99%.
• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back at U.S. gas stations.
• 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
• 1% Cash Back on other purchases.
• Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
• Get up to $120 in statement credits annually when you pay for an auto-renewing subscription to Equinox+ at equinoxplus.com with your Blue Cash Preferred ® Card. That’s $10 in statement credits each month. Enrollment required.
• Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Preferred ® Card. Enrollment required.
• APR: 19.24%-29.99% Variable,0% on purchases for 12 months
• Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.
• Cash Back Credit Cards

Redeem cash-back through your American Express account

• Find the Amex Blue Cash Preferred $300 Welcome Bonus Offer
• Find The No Annual Fee Welcome Bonus Offer for the Amex Blue Cash Preferred
• Benefits of the Amex Blue Cash Preferred
• Streaming List for the Blue Cash Preferred
• Amex Blue Cash Everyday vs. Amex Blue Cash Preferred
• Chase Sapphire Preferred vs Amex Blue Cash Preferred
• Amex Gold vs Blue Cash Preferred
• Best Credit Cards for Groceries and Supermarkets
• Best Credit Cards for Bills and Utilities
• Best Credit Cards for Couples
• Best Everyday Credit Cards

The Amex Blue Cash Preferred card offers an impressive earning rate at U.S. supermarkets, where you can purchase cruise line gift cards . With this card, you’ll earn 6% cash-back on the first $6,000 you spend at U.S. supermarkets annually. Your cash-back can be redeemed as a statement credit, which could be an excellent option to help offset the price of your cruise.

The Amex Blue Cash Preferred card also earns 6% cash-back on select U.S. streaming subscriptions, 3% cash-back on transit and at U.S. gas stations, and 1% cash-back on all other purchases. And the card offers unique benefits like a monthly Disney Bundle credit, a monthly Equinox credit , and return protection.

American Express ® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

The American Express ® Gold Card  is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

• 4x points per dollar at restaurants, plus takeout and delivery in the U.S.
• 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year in purchases; and 1x thereafter
• 3x points per dollar on flights purchased directly from airlines or at Amex Travel
• Up to $120 annual dining credit: up to $10 monthly statement credit when you pay with the Amex Gold card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com , Milk Bar and select Shake Shack locations
• Up to $120 in annual Uber Cash : get $10 monthly in Uber Cash for Uber Eats orders or Uber rides in the U.S. when you add your Gold Card to your Uber account
• No foreign transaction fees (see rates and fees )
• Access to Amex’s The Hotel Collection
• $250 annual fee (see rates and fees )
• No lounge access
• Earn 60,000 Membership Rewards ® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
• Earn 4X Membership Rewards ® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards ® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
• Earn 3X Membership Rewards ® points on flights booked directly with airlines or on amextravel.com.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
• $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express ® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
• Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
• Choose the color that suits your style. Gold or Rose Gold.
• No Foreign Transaction Fees.
• Annual Fee is $250.
• Find the Amex Gold 75k or 90k Welcome Bonus Offer
• Benefits of the Amex Gold
• Upgrade Amex Gold to Amex Platinum
• Amex Gold Benefits for Military
• Amex Platinum vs Amex Gold
• Amex Gold vs Delta Gold

The Amex Gold card offers excellent earning potential — 4x points — at U.S. supermarkets, which means you can use it to purchase cruise line gift cards.

This is excellent news, mainly because the cap on how much you can spend at that earning level is $25,000 per calendar year, much higher than other cards.

Aside from U.S. supermarket earnings, the Amex Gold card earns 4x points at restaurants, making this an excellent option for collecting many Membership Rewards points. There’s also a $10 monthly dining credit and a $10 monthly Uber cash credit to help offset the annual fee cost.

Be careful when using an American Express card to purchase gift cards. Each card’s terms can vary, and many state that gift card purchases don’t count toward welcome bonus minimum spending or bonus points. That said, we’ve used this card to purchase gift cards at U.S. supermarkets and still earned points, so your experience may vary. Just be aware your points might not post or could be clawed back.

• Chase Sapphire Preferred ® Card — This card earns 2x points  spent on travel, including cruises. That gives you about 4% return on your spending, which is a solid value. However, if you book your cruise through the Chase Travel portal , you can earn 5x points spent, which nets out to a 10% return.
• Capital One Venture X Rewards Credit Card — This card earns 2x miles on every purchase, including cruises . Plus, it comes with a nice list of additional benefits , including airport lounge access , a Global Entry or TSA PreCheck credit, and $300 in annual credits for travel booked through Capital One Travel .
• The Platinum Card ® from American Express — With this card, you’ll earn 2x points on cruises booked through AmexTravel.com . Additionally, you’ll be eligible for the Cruise Privileges Program . This program includes a shipboard credit of $100 to $300 per stateroom (based on cabin type and cruise line) on eligible cruises of 5 nights or more, plus an exclusive amenity based on your cruise line. The Amex Platinum card comes with many premium benefits that make it one of the most popular travel rewards credit cards available.
• Citi Double Cash ® Card — With this card, you’ll earn 2% cash-back — 1% when you make a purchase and 1% when you pay your bill on time. There are no categories to consider or maximum to the amount of cash-back you can earn. If you also have a premium Citi card like the Citi Premier ® Card , you’ll unlock access to all of Citi’s hotel and airline transfer partners , making your points even more valuable.

You can easily earn 2x to 3x points or miles when you pay for your cruise with the right card. Don’t forget to stack these rewards with those offered by the cruise line or an online travel agency. You can use many great websites to book your cruise that offer perks and bonuses like onboard credit or free specialty dining.

The 3+ Best Business Credit Cards for Booking Cruises

Ink Business Preferred ® Credit Card

The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.

The Ink Business Preferred ® Credit Card is a powerhouse for earning lots of points from your business purchases , especially for business owners that spend regularly on ads.

Plus the card offers flexible redemption options, including access to Chase airline and hotel transfer partners where you can achieve outsized value.

Business owners will also love the protections the card provides like excellent cell phone insurance , rental car insurance, purchase protection, and more.

• 3x Ultimate Rewards points per $1 on up to $150,000 in combined purchases on internet, cable and phone services, shipping expenses, travel, and ads purchased with search engines or social media sites
• Cell phone protection
• Purchase protection
• Trip cancellation and interruption insurance
• Rental car insurance
• Extended warranty coverage
• No elite travel benefits like airport lounge access
• Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠
• Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
• Round-the-clock monitoring for unusual credit card purchases
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
• Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
• Points are worth 25% more when you redeem for travel through Chase Travel℠
• Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
• Best Business Credit Cards
• The Chase Ink Business Preferred 100k Bonus Offer
• Benefits of the Ink Business Preferred
• Chase Ink Business Preferred Cell Phone Protection
• Chase Ink Business Preferred vs Amex Business Gold
• Ink Business Cash vs Ink Business Preferred
• Amex Business Platinum vs. Chase Ink Business Preferred
• Ink Business Preferred vs Ink Business Unlimited
• Best Chase Business Credit Cards
• Best Business Credit Card for Advertising
• High Limit Business Credit Cards
• Best Credit Cards with Travel Insurance
• Best Credit Cards for Car Rental Insurance

The Ink Business Preferred card is one of the best business credit cards to book a cruise .

In addition to great benefits like travel insurance and cell phone protection , the Ink Business Preferred card earns 3x points on travel, including cruises (up to $150,000 per year). Don’t forget you’ll also earn 3x points on flights to get you to your departure port, a hotel room for the night before your cruise, and even your taxi ride to the cruise port. Based on our valuations, that gives you a return of about 6% on your spending.

Like the Chase Sapphire Reserve card, these points can be used for travel in the Chase travel portal, or you can transfer them to one of the Chase airline and hotel partners .

The Blue Business ® Plus Credit Card from American Express

Earn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year.

As a business owner, getting a credit card that maximizes each dollar you spend does not have to be complicated or expensive. Especially when you opt for The Blue Business ® Plus Credit Card from American Express .

With the Amex Blue Business Plus card, you’ll earn 2x Membership Rewards points on everyday business purchases throughout the year (up to $50,000; 1x thereafter) and receive purchase protections and no-additional-charge employee cards all for no annual fee (see rates and fees ).

The simple and straightforward earning structure makes it a great fit for those looking to earn flexible rewards, without having to fixate on which purchases earn the most points.

Let’s take look at all that the Amex Blue Business Plus card has to offer.

• 2x Membership Rewards points per $1 on everyday business purchases (up to $50,000; 1x thereafter)
• Purchase protection and extended warranty protection
• No annual fee and employee cards at no additional cost
• No unique bonus categories and 2x earnings are capped at $50,000 in annual spend
• No elite travel benefits like lounge access or elite status
• Charges foreign transaction fees
• Earn 15,000 Membership Rewards ® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
• 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
• Earn 2X Membership Rewards ® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
• You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
• *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
• No Annual Fee
• Terms Apply
• APR: 18.49% - 26.49% Variable,0% on purchases for 12 months from date of account opening
• No Annual Fee Cards
• Benefits of the Blue Business Plus
• Best American Express Business Credit Cards
• Best 0% APR Business Credit Cards
• Best Business Credit Cards with No Annual Fee
• Best Business Credit Cards for Nonprofits
• Best Credit Cards for Landlords
• Best Business Credit Cards for Real Estate Investors

The Amex Blue Business Plus card is an excellent option for business owners who want to earn lots of Membership Rewards points and value simplicity because it earns 2x points on all purchases (up to $50,000 per year).

While this card doesn’t offer many premium benefits, it does come with some perks that will appeal to business owners , such as employee cards, the ability to connect to Quickbooks, and Vendor Pay by Bill.com. Plus, you won’t be on the hook for paying an annual fee.

Capital One Spark Miles for Business

The Capital One Spark Miles card is a low-annual-fee business card that earns 2x transferable miles on every $1 you spend. (Information collected independently. Not reviewed by Capital One.)

The Capital One Spark Miles for Business is a great option for business owners looking for an uncomplicated rewards card that earns double miles on every purchase they make and offers access to transfer partners, all for a low annual fee.

• Unlimited 2x miles per $1 spent on all purchases
• 5x miles per $1 spent on hotel and rental cars purchased through Capital One Travel
• 2 complimentary visits to a Capital One Lounge per year
• Up to a $100 Global Entry or TSA PreCheck credit
• Access to Capital One transfer partners
• Free employee cards
• Annual fee: $0 intro for the first year, $95 after that
• Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
• Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won’t expire for the life of the account
• Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
• Transfer your miles to 15+ travel loyalty programs
• Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
• Skip the lines with up to a $100 statement credit on TSA PreCheck ® or Global Entry
• $0 intro annual fee for the first year; $95 after that
• Free employee cards which also earn unlimited 2X miles from their purchases
• APR: 26.24% (Variable)
• Business Credit Cards

Capital One Miles

• Best Capital One Business Credit Cards
• Best Ways To Redeem Capital One Miles
• Capital One Miles Program Review
• Capital One Transfer Partners
• How Much Are Capital One Miles Worth?
• Best High Limit Business Credit Cards

The Capital One Spark Miles card is a no-nonsense business card with an earn rate of 2x miles spent. What’s great is that the 2x earnings aren’t capped, so the points can add up quickly.

This card also has benefits including a Global Entry or TSA PreCheck fee credit, $0 fraud liability on unauthorized charges, and a virtual credit card number.

• American Express Blue Business Cash™ Card — This card is a great option for business owners looking for cash-back instead of points. It earns 2% cash-back on all purchases up to $50,000 annually. Other benefits of the Amex Blue Business Cash card are car rental insurance, the ability to connect to Quickbooks, purchase protection, Vendor Pay by Bill.com, and extended warranty protection.
• Capital One Spark Cash Plus Card — This card earns a flat 2% cash-back on all purchases with no limit. Additionally, this card earns 5% cash-back on hotels and rental cars booked through Capital One Travel.

There are both personal and business cards that offer 2% cash-back on purchases, so aim for at least that much cash-back on your next cruise purchase.

We couldn’t write a post about the best credit cards to book a cruise without mentioning cruise line-specific credit cards. Unfortunately, these cards don’t offer as much value as other travel rewards credit cards unless you’re a cruise-only traveler with zero interest in earning flexible points or cash-back. Usually, a cruise line-branded credit card won’t be your best option.

So while we generally don’t recommend these cards , we wanted to mention them for those rare times when they may make sense.

• Royal Caribbean Visa Signature ® Card — This card earns 2x MyCruise points on qualifying purchases with Royal Caribbean and its sister brands Azamara Club Cruises and Celebrity Cruises. MyCruise points can be redeemed at 1 cent each for onboard credit, stateroom upgrades, and cruise discounts.
• Princess Cruises ® Rewards Visa ® Card — This card earns 2x points  on all Princess Cruises purchases. Each point is worth 1 cent and can be redeemed for onboard credits, amenities, cruise rewards, and discounted airfare.
• Norwegian Cruise Line ® World Mastercard ® — This card earns 3x WorldPoints on Norwegian Cruise Line purchases, 2x WorldPoints on air and hotel purchases, and 1x WorldPoints on all other purchases. WorldPoints are worth 1 cent each and can be redeemed in several ways, including onboard credits, upgrades, and cruise discounts.
• Carnival ® World Mastercard ® — This card earns 2x FunPoints on purchases with Carnival Cruise Lines plus any other “World’s Leading Cruise Lines” brands, including Holland America Line, Princess Cruises, Seabourn, and more. FunPoints can be redeemed as a statement credit towards any Carnival purchase, including onboard charges.
• Celebrity Cruises Visa Signature ® Card — This card earns 2x MyCruise points  on qualifying purchases with Celebrity Cruises and Royal Caribbean and 1x MyCruise points on all other purchases. Points can be redeemed for stateroom upgrades, spa treatments, and shore excursions.

Cruise line credit cards don’t offer the most bang for your buck when it comes to travel rewards. For maximum travel rewards and benefits, stick to cards that earn transferrable points or cash-back.

There are so many great credit cards out there that it can sometimes be confusing to know which one is right for you. When choosing a credit card to book a cruise, consider what benefits you would like to earn — bonus points, cash-back, or cruise line perks.

Once you know what you’re after, you can narrow down your options to choose the right credit card for your vacation. Now all that’s left to do is pack your bags and set sail.

For Capital One products listed on this page, some of the above benefits are provided by Visa ® or Mastercard ® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

The information regarding the Capital One Spark Cash Plus Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the American Express ® Green Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Information regarding the Capital One Spark Miles for Business was independently collected by Upgraded Points and not provided nor reviewed by the issuer.   For rates and fees of The Platinum Card ® from American Express, click here . For rates and fees of The Blue Business ® Plus Credit Card from American Express, click here . For rates and fees of the Blue Cash Preferred ® Card from American Express, click here . For rates and fees of The American Express Blue Business Cash™ Card, click here . For rates and fees of the American Express ® Gold Card, click  here .

Frequently Asked Questions

What's the best credit card for a cruise.

The best credit card for a cruise depends on what type of rewards you are looking for. Some cards earn cash-back or cruise points, but we recommend cards that earn travel rewards. The Ink Business Preferred card and Chase Sapphire Reserve card earn 3x points on cruises, so they’re great options for any cruise line.

What is the best cruise line credit card?

Cruise line credit cards tend to offer very similar earning structures and bonuses, so there’s not much difference between them. However, there are a few that stand out. The Carnival World card earns 2x points on cruises on multiple cruise lines, giving you more flexibility. The Norwegian Cruise Line card earns 3x points on Norwegian cruises, 2x points on airline and hotel purchases, and offers more flexibility when it comes to redeeming your points.

Can the Carnival World card be used anywhere?

Yes the Carnival World card can be used anywhere Mastercard is accepted. However, the points you earn on the card can only be redeemed toward Carnival cruises.

Do Carnival credit card points expire?

No the FunPoints you earn through the Carnival World card don’t expire.

Was this page helpful?

About Katie Seemann

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, Forbes Advisor, and Fortune Recommends.

INSIDERS ONLY: UP PULSE ™

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy . This site is protected by reCAPTCHA. Google's privacy policy and terms of service apply.

UP's Bonus Valuation

This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.

• Credit cards
• View all credit cards
• Banking guide
• Loans guide
• Insurance guide
• Personal finance
• View all personal finance
• Small business
• Small business guide
• View all taxes

You’re our first priority. Every time.

We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.

So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners .

5 Things to Know About the Carnival World Mastercard

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Carnival Cruise Line has no shortage of impressive destinations — from the Bahamas, Bermuda, the Caribbean and the Mexican Riviera, to locales much farther from home like Europe, Australia, New Zealand and more.

And if you're planning to take to the seas with this cruise line, the $0-annual-fee Carnival World Mastercard can definitely defray some of your costs. Issued by Barclays, it offers modest introductory offers, and Carnival super cruisers in particular may enjoy the card's discounts on shore excursions.

Still, most customers may be better off with a general travel card since the Carnival World Mastercard suffers from some of the same drawbacks that other cruise line credit cards have:

Modest ongoing rewards, which means it'll take you a while to accrue a pile of points on your everyday spending.

Complex redemption tiers, which make it difficult to determine the value of those points .

Here are five things to know about the Carnival World Mastercard.

» MORE: NerdWallet's best credit cards for cruises

1. Its introductory offers are average

New cardholders will qualify for the following offers:

A small sign-up bonus

As of April 2023, the Carnival World Mastercard offers 25,000 FunPoints after spending $500 within the first 90 days. This is a pretty stellar bonus for no spending threshold. But there are plenty of other travel credit cards with more lucrative bonuses that can help cover some of your vacation costs.

A lengthy 0% intro APR on balance transfers

New cardholders get a 0% introductory APR on the first 15 billing cycles following each balance transfer that posts to the account within 45 days of opening it. (It does charge a balance transfer fee of $ 5 or 5%, whichever is greater.)

While this introductory offer is a good deal for a travel card, if getting out of debt is the goal — other balance transfer credit cards can offer a longer interest-free window. Plus, it's generally not advisable to charge large purchases, like travel, on a balance transfer card if your main objective is to get out of debt.

The Carnival World Mastercard also offers an APR promotion on purchases, but as of April 2023 it was on only "qualifying Carnival cruise booking purchases," and for only six billing cycles. Otherwise, the ongoing APR varies depending on your credit but can range well above 20%.

» MORE: Review of the Princess Cruises credit card

2. ... But ongoing rewards fall short

Beyond the introductory offers, the Carnival World Mastercard offers mediocre rewards. You'll earn:

2 FunPoints for every $1 spent on purchases made with Carnival Cruise Line and other eligible brands under the World’s Leading Cruise Lines umbrella (including AIDA, Costa, Cunard, Holland America Line, Princess Cruises, P&O Cruises Australia, P&O Cruises UK, Seabourn and Fathom. These brands are accurate as of February 2022.) Terms apply.

1 FunPoint per $1 spent on all other purchases.

Unless you’re frequently setting sail with qualifying cruise lines, it will take you a while to rack up points. Other no-annual-fee travel credit cards earn bonus rewards in everyday spending categories — like dining or groceries — or they may simply offer a high flat rate, like 1.5% back on purchases of any kind.

» MORE: Review of the Holland America Line credit card

3. Point values vary and redemption is needlessly complex

You can redeem FunPoints for statement credits toward a variety of purchases, though you'll potentially get the most value for them when you redeem them as credits to offset eligible Carnival purchases.

But here's the rub: When using your points this way, their value depends on the amount of the purchase. You'll need a minimum of 5,000 points to start, but here's what you can expect them to be worth in a statement credit:

Spend $50 to $1,499.99: Statement credit redemption value of 1%.

Spend $1,500 to $5,000: Statement credit redemption value of 1.5%.

The card's terms note that if you don't have enough points to redeem for the full purchase amount, you'll be able to redeem only in $50 statement credit increments between $50 and $5,000.

Point values also differ for other redemption options:

Spending on other World’s Leading Cruise Lines brands: Statement credit redemption value of 1%.

Spending on merchandise or onboard amenities: Statement credit redemption value will vary. (For these options, the minimum amount of points required to redeem may vary.)

Spending on eligible airline or hotel purchases: Statement credit redemption value of 0.9%.

Spending on gift cards: Statement credit redemption generally has a value of about 0.75%. (For these options, you'll need a minimum of 3,300 points, redeemable for $25.)

A general travel credit — one that's not tied to any specific brand — will be much more straightforward and flexible. One example is the $0 -annual-fee Bank of America® Travel Rewards credit card . It earns 1.5 points per $1 spent on all purchases, and those points are worth 1 cent each when redeemed for travel — but not just with cruise lines. You can redeem them for purchases with airlines, travel agencies, trains, buses, taxis, boat rentals, tourist attractions and exhibits, to name a few.

4. It offers a 10% discount on shore excursions

You can qualify for a 10% discount in the form of a statement credit when you use the card to purchase a Carnival shore excursions package before your cruise.

Shore excursions are activities or tours that you can participate in as you explore a new destination. Taxes and fees are not included in the discount.

» MORE: NerdWallet's best travel credit cards

5. It's relatively fee-friendly

With the Carnival World Mastercard, you don’t have to worry about an annual fee or foreign transaction fees when you make a purchase abroad. (Some cards charge 1% to 3% for each international transaction.)

As a Mastercard, the card is also well equipped for travel abroad, as it will be widely accepted by merchants everywhere.

On a similar note...

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Have Fun. Be Safe

• Health Protocols and Requirements for Sailing

Travel Documentation and Online Check-in

• Travel Documents
• Online Check-In

Getting There

• Cruise Terminal Information and Parking
• Airport and Pier Transportation
• Air Information

Before You Board

• Embarkation Day Check-In

Youth and Family

• Youth Programs (Under 2 and 2-11 years old)
• Teen Programs (12-17 years old)
• Carnival's Seuss at Sea
• Age Policies

Things to Know

Onboard experiences.

• Shore - Excursions
• Spa and Fitness
• Outdoor Fun
• Entertainment and Activities
• For Your Convenience
• Onboard Guidelines and Policies
• Past Guest Recognition Programs

Onboard Celebrations

• The Fun Shops
• Special Occasions
• Wedding Cruises and Vow Renewals

Dining and Beverages

• Dining and Snacking Options
• Dining Rooms
• CHEERS! Beverage Program
• Liquor and Beverage Policy

Onboard Communication

• WI FI Service and Carnivals HUB App
• Staying Connected

Money and Gratuities

• Gratuities (Tips)

Sail & Sign Onboard Account

• Forms of Payment
• Cruise Cash/Bar/Photo
• Financial Access

Shipboard Health and Safety

• Passenger Bill of Rights
• Guest Screening Policy
• Safety and Security
• Safety Briefing - Muster Station Drill
• General Health Information
• Privacy Notice
• What to Pack
• Cruise Ticket Contract
• Carnival Vacation Protection
• Guests with Disabilities
• Choosing Your Cruise
• Tech Support
• Early Saver Promotion
• Minors / Infants / Pregnancy
• Making changes to your booking
• Carnival EasyPay
• Financing Powered by Uplift
• US Department of State Travel Tips
• And more things to know....

Debarkation - After Your Cruise

• Preparing to Go Home
• Post Cruise Inquiries

Sail & Sign® is Carnival's cashless on board credit program, which allows guests to charge onboard purchases and gratuities directly to a personal account for convenience. The Sail & Sign Card must be utilized for all money transactions on board as cash will not be an accepted form of payment . General information  along with program details and funding can be found below.   Personalized Sail & Sign cards are provided to all guests (including minors) and are valid for use immediately upon boarding the ship. Guest Services can provide guests with a balance update at any time throughout the cruise. In addition, guests can view their balance update at a Sail & Sign kiosk  and Carnival's HUB app.  We accept the following forms of payment to open a Sail & Sign account:  Credit Cards / Debit Cards  -  Cash / Traveler's Checks

Sail & Sign Account Opened with a Credit Card or Debit Card

• Guests may activate their Sail & Sign account on Carnival.com, My Cruise Manager, Online Check-in prior to their cruise or on the first day of the cruise at embarkation.
• 2 - 6 day cruise: $100 USD for each stateroom charged using the same credit card or debit card 
• 7 days or longer: $200 USD for each stateroom charged using the same credit card or debit card 
• If the guest replaces a credit card or debit card previously used, the hold will remain on the account during the cruise and will remain on the account for one or more days after the cruise depending on the issuing bank's hold policy, limiting access to funds.
• If a credit card is presented, this will reduce the amount available on the credit card for other purchases.
• If a debit/check-cashing card is presented, the hold will restrict the available cash in the checking account.
• On the day the cruise returns, Carnival immediately settles the guest's account with their bank for the total amount of their onboard expenses. Holds will remain on the account for one or more days depending on the issuing bank's hold policy, limiting access to funds.
• For Debit Card Holders, if using this form of payment, the bank will process the final total spent on the guest's Sail & Sign account plus retain the bank holds processed, per the bank policy.
• The bank is responsible for releasing any pending holds from the guest's account.
• Please Note: Carnival is not able to expedite the release of bank holds. The guest will need to contact their bank for assistance.
• Visa Card and Visa Gift Card
• MasterCard and MasterCard Gift Card
• An ATM/Debit Cashing Card may be used as long as it is a registered MasterCard or Visa Card.
• The Discover Card and Discover Gift Card
• American Express Car d and the Carnival Corporation Reward Card from American Express
• Diner's Club and Diner's Club Gift Card
• JCB Car d only

Note: Gift Cards may also be referred to as 'secured' or 'pre-loaded' credit cards or 'Travel Funds Card'.

Unacceptable Cards

• Gift Cards and Travel Funds Cards issued by: American Express and Optima
• Keychain (mini) credit cards
• The American Express 'Persona Select'
• ATM/Debit Cashing Card other than those registered by MasterCard or Visa Card.

Sail & Sign Account Opened with Cash or Traveler's Checks

• Guests may activate their Sail & Sign account on Carnival.com, My Cruise Manager, Online Check-in, or on the first day of the cruise at embarkation.
• 2 - 4 day cruise: $100 USD per person
• 5 - 8 day cruise: $200 USD per person
• 9 days or longer: $350 USD per person
• Guests may add additional cash to their account by visiting the Guest Services desk on board.

Please Note: If you need to change or confirm your initial payment option, g o to Carnival.com and click on Manage My Booking. Log in and access Online Check-in, Onboard Expenses: 

• If changing credit card number or debit card number, use DELETE feature and add new credit card or debit card information.
• If changing from cash to credit card/debit card or vice versa, use DELETE feature and change your payment preference.
• The completed 'Letter of Authorization for Use of a Credit Card by Third Party' form - the signature on the letter of authorization must match the signature on the back of the credit card. 
• A legible copy of the non-sailing individual's credit card with signature (both sides, front and back). It is not required for guests to carry the physical credit card with them on board.
• A legible copy of the non-sailing individual's government issued photo identification (ID) showing the signature (for example, a Driver's License).

Final Sail & Sign Statement On the last morning of the cruise, a statement detailing all purchases made with the Sail & Sign card will be delivered to guest staterooms. In addition, guests can view their statement on Carnival's HUB app, at a Sail & Sign Kiosk or at Guest Services. 

Refundable ov erages on a guest's Sail and Sign account will be refunded back in the same form of payment as was made for the initial deposit on the Sail & Sign account.

• Credit Card: If guests use a credit card for their Sail & Sign deposit, any refundable overages will be credited back to the original credit card account.
• Debit Card: if guests use a bank debit card for their Sail & Sign deposit, any refundable overages will be credited back to the original debit card account.
• Carnival Gift Card: If guests use a Carnival Gift Card for their Sail & Sign deposit, any refundable overages will be refunded in the form of a new Carnival Gift Card.
• Cash Deposits: If guests use cash for their Sail & Sign deposit, any refundable overages greater than $10 USD will be refunded via check mailed within 7 days after the cruise to the guest's home address on file. Overages less than $10 USD will be donated to St. Jude's Children's Hospital® (excluding the Carnival Spirit® and Carnival Splendor® in Australia). This will be communicated on board during the Debarkation Talk and posted in the daily 'Fun Times'. If a guest wishes to have the full overage in cash, they may retrieve it from one of the Sail & Sign Kiosks or the Guest Services Desk. Refund checks will be reconciled by our shore side Refund Accounting team and distributed via PNC Bank (JPM Chase Bank for Carnival Spirit® and Carnival Splendor® Australia guests).  
• The cardholding guest must be an authorized signer by the card-issuing bank. 
• Each onboard expense account must have a designated account owner.   
• The account owner may choose to authorize additional guests on his or her account. The maximum number of guests per account is 15. 
• A guest may only be activated on one account.
• Every guest must be a member of an account in order to obtain a complete Online Check-in status.
• Account owners must be at least 18 years of age at the time of sailing and will be automatically assigned charging privileges to the account.
• Minors must have an account. The account owner has the option to set spending limits or not allow charging privileges to their account. This can be set-up during Online Check-in or on board at the Guest Services Desk. 
• Cruise service gratuities will be charged to the account unless they are prepaid.
• The amount charged to the account for service gratuities will be deemed undisputed unless a request to modify is received prior to disembarking the ship.
• If the credit/debit card method of payment is selected, charges incurred by those authorized will be billed to the credit/debit account entered.
• Actual credit/debit cards must be present at the time of embarkation.
• You can use your Sail and Sign® Card or Folio in lieu of cash or a credit card for your transactions with various participating Vendors. The term Vendor may include, but is not limited to, shops, stores, concessionaires, excursion providers, stands, markets, restaurants, and other third parties engaged in providing goods, services, food, beverages and entertainment to Carnival’s Guests while ashore at certain ports of call owned, operated or managed by Carnival or its Affiliates. Affiliate means any Carnival Corporation affiliated legal entity purchasing goods or services from a Vendor if other than Carnival.
• When you use your Sail and Sign® Card or Folio, you are agreeing to buy the good or services indicated in the transaction from Carnival or its Affiliates and that you will pay the amounts indicated on your Sail and Sign® Folio in accordance with the discussion below regarding payment of your final statement.
• Your Sail and Sign® Folio serves as your receipt for the goods and services you have purchased from Carnival or its Affiliates.
• In the event that your purchase is from an Affiliate of Carnival, you understand that Carnival is acting as such Affiliate’s agent only in collecting payment from you and that your payment to Carnival satisfies your obligation to such Affiliate.
• The cardholder is responsible for amended charges discovered after the authorized guest(s) disembark the vessel.
• Carnival will not be held responsible for any bank imposed overage or insufficient funds charges on debit/check cashing cards or credit cards.
• Any inquiries regarding your Sail & Sign account after your cruise, please contact Guest Care at [email protected] with a detailed email and include pertinent cruise information (guest name, ship, cruise departure date, booking number, stateroom number).  If you are requesting an itemized statement, please fill out our  form located on the footer of Carnival.com (under Customer Service), Post-Cruise Inquiries.  

Was this answer helpful?

Answers others found helpful.

• Sail & Sign Kiosk
• Cash Advance on Credit Cards and Debit Cards
• Cruise Cash Program
• Check Cashing / Traveler’s Checks

• Port Overview
• Transportation to the Port
• Uber & Lyft to the Port
• Dropping Off at the Port
• Cruise Parking
• Cruise Hotels
• Hotels with Parking Deals
• Uber & Lyft to the Ports
• Things to Do
• Cozumel Taxi Rates
• Free Things to Do
• Restaurants Near the Cruise Port
• Hotels & Resorts With Day Passes
• Closest Beaches to the Cruise Port
• Tips For Visiting
• Shore Excursions
• Cruise Parking Discounts
• Hotels with Shuttles
• Which Airport Should I Use?
• Transportation to the Ports
• Dropping Off at the Ports
• Fort Lauderdale Airport to Miami
• Inexpensive Hotels
• Hotels near the Port
• Hotels With Shuttles
• Budget Hotels
• Carnival Tips
• Drink Packages
• Specialty Restaurants
• Faster to the Fun
• More Articles
• CocoCay Tips
• Norwegian Tips
• Great Stirrup Cay
• Harvest Caye
• How to Get the Best Cruise Deal
• Best Time to Book a Cruise
• Best Websites to Book a Cruise
• Cruises Under $300
• Cruises Under $500
• Spring Break Cruise Deals
• Summer Cruise Deals
• Alaskan Cruise Deals
• 107 Cruise Secrets & Tips
• Tips for First-Time Cruisers
• What to Pack for a Cruise
• What to Pack (Alaska)
• Packing Checklist
• Cruising with Kids
• Passports & Birth Certificates
• Bringing Alcohol
• Cruising with a Disability
• Duty-Free Shopping
• Cruise Travel Insurance
• Things to Do on a Cruise Ship
• What Not to Do on a Ship
• News & Articles

Complete Guide to Using Your Phone on a Cruise (Carnival, Royal Caribbean & More)

At this point, it’s beyond the debate of taking a cruise without bringing a phone. Phones are so much more than a simple device to call or text. Now they are our social lives, our entertainment devices, our cameras, and more.

And on the cruise ship they do all that, plus they are useful for the cruise line’s app, which features schedules, maps, and more, all right on your phone.

Of course, while it’s a good idea to put the phone down for a while and enjoy your vacation, it’s also reasonable to wonder if your cell phone will work on a cruise.

The good news? Yes, you can use your phone on a cruise . This includes major cruise lines like Carnival, Royal Caribbean, and Norwegian and more.

The bad news? It might be expensive, and there are several details you need to know about how your phone uses cell service at sea — or the shipboard wi-fi — before you get started.

Below, we’ve outlined what you need to know about using your phone to call, text, and browse the web. In addition, we’ve added some specifics for certain cruise lines.

One thing to keep in mind is that internet and cell phone service are regularly being updated on modern cruise ships . As time goes on, you can expect your access to improve.

In This Article...

How to Use Your Phone on a Cruise

First things first, you have to understand that there are no cell towers in the middle of the sea. Meanwhile, even the strongest cell towers with the best range in perfect conditions can only extend about 30-45 miles. In other words, after the first hour or two of your cruise, you’ll be too far away to pick up any reliable cell signal.

So what do you do in the middle of the water?

To use your cell phone on your cruise, you have two options — either connect to the ship’s cellular service or connect to the ship’s wi-fi . Both will cost you extra.

Cellular Service on Ships For traditional cell service, today’s modern cruise ships use providers such as “Cellular at Sea” or “Wireless Maritime Services”.

For the vast majority of plans, these services are considered international roaming plans by your cell phone company, and you will be charged accordingly for use. That said, if you want to (or need to), you can simply make a phone call or send a text as you would back home — you’ll just be charged significantly more than usual.

Keep in mind that sometimes data service isn’t available through this method. For data, you’re better off using a wi-fi plan (discussed below).

Cell providers offer packages you help cruisers better budget. For example, AT&T offers a couple of cruise ship packages, starting at $50 for a package of minutes and texting. Other carriers will have something similar.

Just be warned of high prices. On AT&T’s $60 plan, it includes only 100 minutes of phone calls, and a $1 per minute overage cost.

In other words, if you use the ship’s cellular service, it’s considered international roaming and will cost you quite a bit of money. This applies to any carrier you have.

Luckily, there is a cheaper way to use your cell phone on the ship — wi-fi.

Cruise ships have cellular service that you can connect to. However, it’s usually considered international roaming and means you’ll be charged high rates to access.

Wi-Fi Service to Use Your Phone on Ships (Recommended) You likely know that instead of using a cell signal, you can hook your phone up to wi-fi and use the internet to make calls, send texts, and surf the web. Some apps like WhatsApp also let you make calls, chat, and even chat via video. You can use these features while a cruise ship.

Today’s cruise ships all come equipped with wi-fi, but there is a charge for passengers to use it. For example, Carnival offers three levels of service — Social (~$15 per day), Value (~$20 per day), and Premium (~$21 per day) — which all offer different speeds and access.

Wi-fi allows you to connect just like you were at home. This includes doing things like making calls from within communication apps like WhatsApp, iMessage, texting, and surfing the web.

Just like at home, you can hook up to the ship’s wi-fi and use your phone as normal. Just keep in mind that you will want to ensure any calls you make are over wi-fi or else they will be considered international roaming calls if connected over the ship’s cellular service. (For that reason, we suggest setting your phone to airplane mode once you get on the ship and then just connect through wi-fi.)

One other thing to know is that different cruise lines and even different ships within a cruise line may offer different online experiences. Some ships are updated with the latest technology while others can have slower service or more limited options of what you can do regarding video calling or streaming.

More details on specific ship wi-fi plans are featured later in this article.

• Read more about using internet/wi-fi on a cruise

We’d recommend accessing the ship’s wi-fi with your phone to use it as you would back home. This gives you the ability to access the internet, send messages, use apps, and even make calls with some plans/cruise lines.

Using Your Phone in a Port of Call

While most of your time is spent on the ship, there will be large chunks of the day spent in port. You might wondering about using your phone during this portion of your cruise.

Cellular Service in Ports of Call In port (and off of the ship’s cellular or wi-fi service), you phone will work just as if you had taken a flight to another country. That is to say you will be reliant on international cellular services.

The good news? Cell phone companies offer short-term international plans that are surprisingly affordable and provide calls, texts, and data.

In addition, many companies — such as T-Mobile — include calling in Mexico and Canada (home to several popular cruise ports) automatically in their plans. You can use the phone exactly as you would at home for no extra charge.

Below, we’ve charted out the cost for some international plans offered by cell phone companies. Remember that these prices could change, so you’ll want to contact your provider before heading out on your cruise.

You can read more about international service from the major carriers below:

• https://www.att.com/international/day-pass/
• https://www.verizon.com/plans/international/international-travel/travel-pass/
• https://www.t-mobile.com/cell-phone-plans/international-roaming-plans

Understand that this is only for service while onshore in a port. When you are on the ship and in the middle of the ocean, you will need to use the ship’s wi-fi or cellular service. It may be worth it to use just one service or another instead of paying for both during your cruise.

When in port, you’ll be connecting to international towers. Phone companies have international plans (sometimes you can simply pay for a single day pass) that allow you access just as you would have at home.

Wi-Fi Service to Use Your Phone in Port Want to save some money? Then you may be able to skip dealing with international plans altogether and just connect to wi-fi hotspots in port. In fact, it may even be free.

To be sure, your wi-fi plan from the ship won’t work in port (unless you are at a private island; sometimes ships extend service to their islands.) But many ports of call offer wi-fi service.

Sometimes there is service sold that will cover the port area. Other times spots like restaurants or shops will offer free wi-fi service to customers as a perk for shopping there.

Either way, it’s a cheaper and easier way of using your phone in port if you are fine with having access on a more limited basis.

Many ports have wi-fi service at shops or restaurants that can get you access while you’re there. It’s an easy way to check in back home if you don’t need constant access.

Using Your Phone on a Carnival Cruise

As mentioned above, we recommend using the ship’s wi-fi to use your phone . This will allow you to make calls (you may have to use an app like WhatsApp to do so), send messages, email, and browse the web.

To access Carnival’s wi-fi, you’ll have to sign up for one of three packages :

Social (~$15 per day) — Offers access to social media sites like Facebook, Twitter, Instagram, WhatsApp, Snapchat and more. It also provides access to airline sites. However, it doesn’t include access to most of the web, nor does it support in-app calling, streaming services (Netflix, Spotify, YouTube), or Skype.

Value ($20 per day) — Offers everything in the Social package, with the addition of popular news, weather, banking, finance, and entertainment sites. However, it still doesn’t allow streaming or Skype/FaceTime calling.

Premium (~$21 per day) — Offers the fastest speeds on the ship and full web access. While Carnival’s website says this plan doesn’t support video streaming (outside Netflix) or FaceTime calls, we’ve personally done both with this plan. If you are a heavy phone user on your cruise or want to make video calls, then you’ll likely want the Premium package.

You can purchase a plan at a discount before your cruise starts or you can simply purchase when you are on the ship. Note that shipboard prices are higher than what’s shown here.

Read more about Carnival’s internet service here .

Using Your Phone on a Royal Caribbean Cruise

Just like with Carnival and other major cruise lines, we think you’ll be best off connecting to the ship’s wi-fi in order to use your phone on a Royal Caribbean ship.

The cruise line offers VOOM internet access across its fleet, which is touted as one of the fastest wi-fi services of any major cruise line. With it, you can hook up your phone to wi-fi and make calls (via wi-fi), text, use apps, and browse the web.

Prices are not set in stone, but vary between around $15-25 a day. Discounts are available for ordering online ahead of time.

Read more about Royal Caribbean’s Internet service here .

Using Your Phone on a Norwegian Cruise

Norwegian offers two different levels of wi-fi access on their ships that allow you to connect with your phone. From there, you can use wi-fi to send messages, talk, and send email to keep in touch.

First is the Unlimited Wi-Fi Package ($30 per day) that includes access to things like Facebook, Twitter, and Snapchat, along with the rest of the web. This includes apps like WhatsApp, iMessage, and FaceTime, allowing you to keep in touch. However, it doesn’t allow streaming services.

Second, there is the Unlimited Premium Wi-Fi Package ($40 per day), giving you full access to the web and streaming services — including YouTube, TikTok, and Netflix. With this level of service, making calls, sending texts, and video chats are no issue.

You can read more about NCL’s internet service here .

Using Your Phone on Other Cruise Lines (Disney, Celebrity, Princess, and Others)

As you can see, the easiest way to use your phone on a cruise is to use it to connect to the ship’s wi-fi. While we’ve spelled out more details for Carnival, Royal Caribbean, and Norwegian Cruise Line, this method will work on any ship you sail.

Through the wi-fi offered on your cruise ship, you should be able to connect and use your phone just as you would on land. This includes web browsing, messaging, and calls through wi-fi. Just keep in mind that you might have to upgrade to the highest-tier service in order to get full benefits of the internet like streaming and video calls. In our experience, lower-tier wi-fi plans are slower, meaning choppier connections on things like video calls.

Have more questions about using your phone on a cruise? Let us know in the comments below.

Popular: 39 Useful Things to Pack (17 You Wouldn't Think Of)

Read next: park & cruise hotels for every port in america, popular: 107 best cruise tips, secrets, tricks, and freebies, related articles more from author, gratuity calculator & tipping amounts for major cruise lines in 2024, everything to know about internet on a cruise (speed, cost, & more), 10 questions and answers to using a birth certificate to cruise, answered: what time should i get to the cruise port, cruise ship buffets: what to know from a veteran cruiser, 12+ questions & answers about food on a cruise ship (is it good), 24 comments.

Hey Tanner: Thanks for the great article. We are going on Norwegian to the Panama Canal. My cruise buddy has Verizon and wants to make a voice call to her husband. He does not know how to use WhatsApp or FaceTime. Can they make regular voice calls using the ships Wi-fi? We understand that she can call him from ports with her Verizon Travel Pass, but she is concerned about sea days. Thanks!

Typically phones have a “call over wi-fi” setting. I’ve used it before and it worked well, but usually I use Facetime to call back home.

Tanner – I will going on a Norwegian cruise and would like to use WhatsApp for audit calls. I don’t need to make any viedo calls. Can I get by with the Unlimited plan or do I need the Unlimited Plus?

My advice is to always go with the fastest plan just because in general speeds are slower on cruises (getting better in some cases with Starlink).

But it looks like voice calls don’t require that much bandwidth. My suggestion is if you only want access for these calls, then opt for the cheaper plan and test it out. If it’s not enough, then you can always upgrade.

Tanner, my brother in – law just started his job on a cruise ship – they are provided only 5 gigabytes per month for phone use – he uses what’s app – what can advise him to do to get more gigabytes ? Approximate cost ?

I’ll be perfectly honest: the Royal Caribbean cruise was fantastic except for the beverage package issue, gratuity, and the cell service/internet packages. For the price of the cruise, surely you could include water, tea, coffee, and fountain soda. Those are cheap! I did know ahead of time that 18% gratuity was added to everything, yet for some reason I bought the gratuity package. Then would forget and add tip above the 18% plus the gratuity package. I know I’m responsible, but still felt taken advantage of. AT&T charged me 100.00 within 3-4 hours (started before we even left port). Then cut off service to “protect” me. So I pay another 100.00 for their “international data plan”- which is NOT 10.00 a day. Then I pay 75.00 for better internet speed through Royal. Guess what- 275.00 and I STILL couldn’t use my phone half of the time. I felt nickeled and dimed to death between just getting a bottle of water and checking my work email. And now that I’m home, my phone has ZERO internet. Sigh. FYI: This was my first cruise, but I did research the best I could ahead of time. I didn’t even think about the cell issue. But really- RC is first class.

Do you know if you can get reception on the ship from an island nearby if you are docked at a tender port, or is that still too far away? I have a virtual doctor visit the day I’m in Grand Cayman that I really don’t want to cancel and I would rather use my international phone plan then waste my limited ship wifi minutes.

We’re traveling on Cunard next month. Their website says that even if a phone is in airplane mode but connected to the ship wifi, voice call charges will still be incurred by the cell provider. That doesn’t make sense. Are they just saying that to protect their “assests”?

Never heard that before. I’d likely just take them at their word and plan around it.

If I purchase the cruise plan through AT&Tfor 100$ Do I still have to purchase the wifi on princess as well?

Does regular wi-fi calling (Not WhatsApp) work on Carnival social plan?

That I don’t know. I haven’t personally tested it.

I have straight talk, would I still be able to call or txt since it’s a pay as I go an each month. We will be on Carnival Horizon in October.

Well at sea you won’t have service, but you can hook up to the wi-fi and use your phone that way.

If I purchase the International Plan on Verizon, will it connect to the ship’s tower? I am going on Carnival Horizon in March 2023 to the southern Caribbean (Aruba, Bonaire, Dominican Republic). If I’m signing up and paying for this plan, I want to make sure I actually have coverage my entire cruise (on and off the ship). Can you help?

I’m not sure how the service works on the ship (I personally use wi-fi). You’ll need to contact your carrier to ask as it’s their plan.

GOING TO BAHAMAS AND ORLANDO FLORIDA. WHEN IN FLORIDA AND I AM OFF THE SHIP CAN I USE THE PHONE TO CALL AND TEXT WITHOUT BEING CHARGED MORE THAN MY NORMAL BILL. I WONT BE ON THE SHIP USING THE PHONE ONLY FOR PICTURES. I AM GOING ON NCL AND I AM A VERIZON CUSTOMER

Depends on your plan, but likely not. Most of the time, however, you can get a short-term international plan for cheap:

https://www.verizonwireless.com/solutions-and-services/international-travel/

everyone gives info for making calls, etc. what about getting calls???? have a disabled son and I need contact with him each morning around 6 am Central. how do I arrange that?

The best idea we can suggest is to sign up for the Internet package and use a program like WhatsApp to talk.

LEAVE A REPLY Cancel reply

Save my name, email, and website in this browser for the next time I comment.

How to Smoke Marijuana (Legally!) While On a Cruise

61 questions about cruising answered (everything you wanted to know), easy ways to get to port everglades in fort lauderdale for a cruise (port transportation), hotels with cruise shuttles for every major port in america, 107 best cruise tips, tricks, secrets, and freebies, 39 useful things to pack for your cruise (including 17 you’d never think of).

• Privacy Policy
• Terms & Conditions

It's time for an update.

To continue accessing and managing your account, please update your browser.

Carnival ® World Mastercard ®

Earn 20,000 FunPoints ®

after your first purchase or balance transfer. Enough for a $200 statement credit toward your next cruise 2

Get a 10% Statement Credit

on a Carnival shore excursion 2

Earn 2X FunPoints ®

for every dollar spent on purchases with Carnival and the World’s Leading Cruise Lines SM 2

annual fee 1

Earn 20,000 FunPoints ® after your first purchase or balance transfer.

That’s enough to redeem for a $200 statement credit toward your next cruise. 2

Low Promo APR on Carnival Cruise Bookings

0% Promotional APR for 6 months on Carnival cruise bookings. After that, a variable APR will apply, 20.24%, 26.24%, or 29.99%, depending on your creditworthiness. 1

10% Statement Credit

Get 10% back as a statement credit when you book a Carnival shore excursion on carnival.com prior to your cruise. 2

Redeem for statement credits

toward any Carnival purchase, onboard experiences, and more. Redemptions start at 5,000 FunPoints ® for a $50 statement credit toward a Carnival Cruise Line purchase in the last 180 days. 2

for every dollar spent on any purchases with Carnival Cruise Line AND with the brands of the World’s Leading Cruise Lines. SM 2

Earn 1X FunPoint ®

for every dollar spent on all other purchases. Plus, earn 1 FunPoint for every $1 on balance transfers made within the first 30 days, up to a maximum of 5,000 FunPoints. 2  

Low Intro Balance Transfer APR

0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 20.24%, 26.24%, or 29.99%, based on your creditworthiness. There is a fee for balance transfers. 1

Redeem for gifts and amenities

charged to Sail & Sign. 2

No foreign transaction fees

on international purchases. 1

No annual fee 1

Interest rates and charges summary, fee summary.

See Terms and Conditions for a complete listing of rates and fees

Important Information

Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the  Terms and Conditions .

This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions  for important information.

Annual Fee is $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. 0% promotional APR on all “Qualifying Carnival Cruise Booking Purchases” is applicable for 6 billing cycles from the transaction date. These introductory and promotional APR offers do not apply to cash advances. For new and outstanding balance transfers after the introductory period and all purchases, the variable APR is 20.24%, 26.24%, or 29.99%, depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 5% (min. $5). Cash advance fee: 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer, including the “About the Variable APRs on Your Account” section for the current Prime Rate information.

Qualifying Carnival Cruise Booking Purchase(s): A "Qualifying Carnival Cruise Booking Purchase" is a Carnival Cruise, purchased with a Carnival World Mastercard, as determined by the merchant identification number provided by the Carnival Cruise Line. It includes only the cruise purchase and does not include any other purchases in association with the Carnival Cruise nor any other purchases made while on any Carnival Cruise. Barclays is not responsible for purchases that have an incorrect merchant identification number provided by Carnival Cruise Line.

Conditions and limitations apply. Please refer to the Reward Rules within the  Terms and Conditions for additional information about the rewards program.

The Carnival World Mastercard is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard, and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

© 2024 Barclays Bank Delaware, PO Box 8801, Wilmington, DE 19801, Member FDIC.

• Favorites & Watchlist Find a Cruise Cruise Deals Cruise Ships Destinations Manage My Cruise​ FAQ Perfect Day at CocoCay Weekend Cruises Crown & Anchor Society Cruising Guides Gift Cards Contact Us Royal Caribbean Group
• Back to Main Menu
• Search Cruises " id="rciHeaderSideNavSubmenu-2-1" class="headerSidenav__link" href="/cruises" target="_self"> Search Cruises
• Cruise Deals
• Weekend Cruises
• Last Minute Cruises
• Family Cruises​
• 2024-2025 Cruises
• All Cruise Ships " id="rciHeaderSideNavSubmenu-4-1" class="headerSidenav__link" href="/cruise-ships" target="_self"> All Cruise Ships
• Cruise Dining
• Onboard Activities
• Cruise Rooms
• The Cruise Experience
• All Cruise Destinations " id="rciHeaderSideNavSubmenu-5-1" class="headerSidenav__link" href="/cruise-destinations" target="_self"> All Cruise Destinations
• Cruise Ports
• Shore Excursions
• Perfect Day at CocoCay
• Caribbean Cruises
• Bahamas Cruises​
• Alaska Cruises
• European Cruises​
• Mediterranean Cruises​
• Cruise Planner
• Book a Flight
• Book a Hotel
• Check-In for My Cruise
• Required Travel Documents
• Make a Payment
• Redeem Cruise Credit
• Update Guest Information
• Beverage Packages​
• Dining Packages​
• Shore Excursions​
• Transportation
• Royal Gifts
• All FAQs " id="rciHeaderSideNavSubmenu-7-1" class="headerSidenav__link" href="/faq" target="_self"> All FAQs
• Boarding Requirements
• Future Cruise Credit​
• Travel Documents​
• Check-in​ & Boarding Pass
• Transportation​
• Perfect Day at CocoCay​
• Post-Cruise Inquiries
• Royal Caribbean
• Celebrity Cruises

GETTING ONBOARD

Required travel documents.

GETTING ONBOARD WITH

THE RIGHT TRAVEL DOCUMENTS

It’s your responsibility to ensure you have all the proper documentation to board the ship and enter each of the countries your cruise visits. We’ll require government-issued identification to board. And government authorities may require you to have a visa or meet other requirements.

Select your departure port below to find out exactly what you need. But be aware – government requirements may change.

Don't Get Caught Without The Right Travel Doc

Passports are Best A passport is the best ID document for travel. Make sure yours doesn't expire for 6 months after your cruise ends. Learn more

Caution: Birth Certificates U.S. Citizens can cruise with a U.S. birth certificate on most sailings from the U.S. But your birth certificate needs to meet the requirements. Learn more

Names Must Match If you've had a name change, and the name used across your documents does not match, you will need to take an extra step. Learn more

Cruising With Kids That Aren't Yours When a minor (age 17 and under) travels without their legal guardian, an accompanying adult must present a notarized form signed by the child's guardian. Learn more

Visas May Be Required Some countries require an entry visa or electronic visa based on your nationality. Learn more

Don't Pack Your Docs Please keep all travel documents on your person at the terminal; you’ll need to present them at check-in.

Select where you're sailing from

Popular homeports:, full list of all homeports:, travel document requirements for sailings from u.s. homeports (excluding honoulu, hawaii & seward, alaska).

Here are the current requirements for our guests sailing from the U.S. Booked guests will be provided the latest full details prior to sailing. Please select the citizenship options below to learn the right requirements:

Accepted Identification for U.S. Citizens & Permanent Residents

Note: U.S. Cruises that visit Colombia or Panama If your sailing visits Colombia or Panama, see your protocols here .

In order to sail, a guest must meet the requirements of ONE of the check boxes below.

All documents must be original – no photocopies. Your name must match across documents. What if I had a name change?

• U.S. Passport Book OR U.S. Passport Card
• Royal Caribbean strongly recommends that all guests travel with a valid passport. Learn why a passport is best.
• Passports must be valid at least 6 months after your cruise ends
• Read more about passport requirements.
• U.S. Birth Certificate AND Valid Government Issued ID (State ID Card, Driver’s License OR Military ID)
• Original U.S. State Certified Birth Certificate or a certified copy; or an original Consular Birth Abroad Certificate from the U.S. State Department.
• Read more about birth certificate requirements.
• Guests age 15 and under are NOT required to have a photo ID, just the birth certificate.
• Permanent Resident Card (Alien Resident Card "ARC" OR Green Card) AND Valid Passport from Country of Citizenship
• Guests must bring their physical Permanent Resident Card and it must be original – no photocopies.
• Passports must be valid at least 6 months after your cruise ends.
• Guests age 16 and older whose ARC has no photo must present a valid government issued photo ID
• Barbados & Martinique require ARC guests to provide a valid passport.
• Any additional requirements are the responsibility of the guest.
• U.S. Naturalization Certificate AND Valid Government Issued ID (State ID Card, Driver’s License OR Military ID)
• Original U.S. Naturalization Certificate or a certified copy.
• Enhanced Driver’s License (EDL) that is not expired
• Enhanced Driver's Licenses are only available from the following states: Michigan, Minnesota, New York, Vermont and Washington State.
• An Enhanced Driver’s License is different from a REAL ID compliant id. An EDL will have a flag on the front.
• U.S. Passport Book
• Visa may be required based on Passport Country of Origin. Learn More

Additionally, visas or travel permits may be required to enter some countries.

• Electronic Travel Authorization will be required based on disembarkation port.
• Learn more about visa requirements.

Accepted Identification for Canadian Citizens

• Canadian Passport Book – Required if traveling to the U.S. by air
• Enhanced Driver's Licenses are only available from the following Provinces: British Columbia, Manitoba, Ontario, and Quebec.
• Guests age 14 and under may present a passport as noted above OR one of the documents below:
• Original Naturalization Certificate OR Original Valid Canadian Citizenship Card OR Original Birth Certificate Issued by Canada.
• Read more about birth certificate requirements

In order to sail, a guest must meet the requirements below.

• Canadian Passport Book

Accepted Identification for Other Nationalities

• Valid Passport from Country of Citizenship

Additionally, visas or travel permits may be required to enter some countries. Please check requirements for your own nationality. Common visas are noted below.

• The United States may require a Electronic System for Travel Authorization (ESTA) or Visa depending on nationality.
• Please check requirements for your own nationality .
• Electronic Visa Update System (EVUS) is required for Chinese Nationals.
• Sailings with a Canadian Port of Call (ex. Alaska sailings) may require a Canadian Visitor’s Visa.

Travel document requirements for sailings from Australian homeports

Here are the current requirements for our guests sailing from Australia. Booked guests will be provided the latest full details prior to sailing. Please select the citizenship options below to learn the right requirements:

Accepted Identification for U.S. Citizens

• U.S. Passport Book AND Australian Electronic Travel Authority (ETA)
• All visitors are required to get an Australian ETA to travel to Australia.
• Read more about passport requirements

Additionally, visas or travel permits may be required to enter some countries. Please check requirements for your own nationality.

• New Zealand Electronic Travel Authority (NZeTA)
• All visitors are required to get a NZeTA to travel to New Zealand.

Accepted Identification for U.K. Citizens

• Passport Book

Accepted Identification for Australian Citizens

• Australian Passport Book
• Australian Driver's License OR Government-issued, laminated photo ID
• Cruise itinerary must call only on Australian ports of call.
• If an itinerary leaves Australia, then guests must use a Passport.
• Guests age 17 and under may present one of the documents below:
• Medicare Card - Can be used as the only identification for children when all guests share the same last name.
• Original (or Certified) Birth Certificate - If the parent's name differs from the child.

* Sailings that originate and end in ports within Australia that do not include a visit to an overseas port outside of Australia. (Note that Queensland cruises that include Willis Island are considered domestic cruises) . If an itinerary leaves Australia, then guests must use a Passport.

• Passport Book AND Australian Electronic Travel Authority (ETA)
• For Transpacific sailings, the United States may require a Electronic System for Travel Authorization (ESTA) or Visa depending on nationality.

Travel document requirements for sailings from Canadian homeports

Here are the current requirements for our guests sailing from Canada. Booked guests will be provided the latest full details prior to sailing. Please select the citizenship options below to learn the right requirements:

Accepted Identification for U.S. Citizens & Permanent Residents

• U.S. Passport Book - If traveling to Canada by air
• U.S. Passport Card - Can be used if traveling to Canada by ground/car or by sea
• U.S. Birth Certificate AND Valid Government Issued ID (State ID Card, Driver’s License OR Military ID) - Can be used if traveling to Canada by ground/car or by sea
• Permanent Resident Card (Alien Resident Card "ARC" OR Green Card) AND Valid Passport from Country of Citizenship - If traveling to Canada by air, ground/car or by sea
• Passports must be valid for at least 6 months after your cruise ends.
• Guests age 16 and older whose ARC has no photo must present a valid government issued photo ID.
• Enhanced Driver’s License (EDL) that is not expired - Can be used if traveling to Canada by ground/car or by sea

Accepted Identification for Canadian Citizens & Permanent Residents

• Canadian Permanent Resident Card AND Valid Passport from Country of Citizenship
• Guests age 14 and under may also present either:
• Canada may require an Electronic Travel Authorization (eTA) or Visa depending on nationality.

Travel document requirements for sailings from European homeports (excluding Southampton, England; Haifa, Israel & Istanbul, Turkey)

Here are the current requirements for our guests sailing from Europe. Booked guests will be provided the latest full details prior to sailing. Please select the citizenship options below to learn the right requirements:

Additionally, visas or travel permits will soon be required to enter European Union countries.

• Traveling to Europe
• Coming Soon - All visitors will soon be required to get an European Travel Information and Authorization System (ETIAS) to travel to Europe.
• Sailings that have a European Union Port of Call
• For Transatlantic sailings, the United States may require a Electronic System for Travel Authorization (ESTA) or Visa depending on nationality.

Accepted Identification for European Citizens

• Guests are responsible for any requirements a country may have.
• Royal Caribbean strongly recommends that all guests travel with a valid passport. Learn why a passport is best
• EU Government ID
• Cruise itinerary must call only on countries within the Schengen Region .
• EU Government ID must be valid at least 3 months after your cruise ends.
• A Multi-Entry Schengen Visa may be required
• Coming Soon - European Travel Information and Authorization System (ETIAS)
• Some nationalities will soon be required to get an European Travel Information and Authorization System (ETIAS) to travel to Europe.
• A Schengen Visa may be required
• European Travel Information and Authorization System (ETIAS)
• Coming Soon - Some nationalities will soon be required to get an European Travel Information and Authorization System (ETIAS) to travel to Europe.

Travel document requirements for sailings from Dubai

Here are the current requirements for our guests sailing from Dubai. Booked guests will be provided the latest full details prior to sailing. Please select the citizenship options below to learn the right requirements:

• U.K. Passport Book

Travel document requirements for sailings from Central & South American homeports

Here are the current requirements for our guests sailing from Central and South America. Booked guests will be provided the latest full details prior to sailing. Please select the citizenship options below to learn the right requirements:

• Australian citizens cruising to and from Buenos Aires, Argentina and Valparaiso, Chile require additional documentation.

Travel document requirements for sailings from Singapore

Here are the current requirements for our guests sailing from Singapore. Booked guests will be provided the latest full details prior to sailing. Please select the citizenship options below to learn the right requirements:

• U.S. Passport Book AND Singapore Arrival Card (SGAC)
• All visitors are required to get an Singapore Arrival Card to travel to Singapore.

Accepted Identification for Singaporean Citizens

• Singaporean Passport Book
• Passport Book AND Singapore Arrival Card (SGAC)

Travel document requirements for sailings from Japanese homeports

Here are the current requirements for our guests sailing from Japan. Booked guests will be provided the latest full details prior to sailing. Please select the citizenship options below to learn the right requirements:

Accepted Identification for Japanese Citizens

• Japanese Passport Book

Travel document requirements for sailings from Chinese homeports

Here are the current requirements for our guests sailing from China. Booked guests will be provided the latest full details prior to sailing. Please select the citizenship options below to learn the right requirements:

Accepted Identification for Chinese Citizens

• Chinese Passport Book

Travel document requirements for sailings from Istanbul, Turkey

Here are the current requirements for our guests sailing from Istanbul, Turkey. Booked guests will be provided the latest full details prior to sailing. Please select the citizenship options below to learn the right requirements:

• U.S. Passport Book AND Turkish Visa
• All visitors are required to get a Turkish Visa to travel to Turkey.
• Passport Book AND Turkish Visa

Travel document requirements for sailings from Haifa, Israel

Here are the current requirements for our guests sailing from Haifa, Israel. Booked guests will be provided the latest full details prior to sailing. Please select the citizenship options below to learn the right requirements:

• All visitors will soon be required to get an European Travel Information and Authorization System (ETIAS) to travel to Europe.

Travel document requirements for sailings from Seward, Alaska

Here are the current requirements for our guests sailing from the Seward. Booked guests will be provided the latest full details prior to sailing. Please select the citizenship options below to learn the right requirements:

• Canada may require a Visa depending on nationality.

Travel document requirements for sailings from Southampton, England

Here are the current requirements for our guests sailing from Southampton. Booked guests will be provided the latest full details prior to sailing. Please select the citizenship options below to learn the right requirements:

Additionally, visas or travel permits will soon be required to enter the U.K. and European Union countries.

• Entering the U.K.
• Coming Soon - All visitors will soon be required to get an U.K. Travel Authorization (ETA) to travel to the U.K.

Travel document requirements for sailings from Oahu (Honolulu), Hawaii

Here are the current requirements for our guests sailing from the Honolulu. Booked guests will be provided the latest full details prior to sailing. Please select the citizenship options below to learn the right requirements:

• Australian Electronic Travel Authority (ETA).

EXPLORE MORE

Previewing: Promo Dashboard Campaigns

My Personas

Code: ∅.

• Carnival Cruise Lines

VISA gift card - can we use it?

By Gma&Gpa , June 7, 2019 in Carnival Cruise Lines

Recommended Posts

Gma&Gpa

We were given a VISA gift card recently.  Can we take it and when setting up our account on the ship, can we use it there at the counter for our account?  I know we can use Carnival gift cards, but a generic visa gift card is my question.

Link to comment

Share on other sites.

5 minutes ago, Gma&Gpa said: We were given a VISA gift card recently.  Can we take it and when setting up our account on the ship, can we use it there at the counter for our account?  I know we can use Carnival gift cards, but a generic visa gift card is my question. thank you  

Gift Cards We accept the following gift cards as a form of payment for your cruise reservation, online shore excursion purchases, spa service purchases and Fun Shop gift purchases as well as deposit toward your onboard Sail & Sign account. Please note* - The American Express Gift Card cannot be used as deposit toward your onboard Sail & Sign account.  

• American Express Gift Card*
• Carnival Corporation Reward Card from American Express
• MasterCard Gift Card
• Visa Gift Card
• The Discover Card Gift Card
• Diner’s Club Gift Card

It is important to retain the credit card gift card in the event of cancellation and refund due. You will need to call the gift card issuing bank (800 number listed on the back of the card) and provide the gift card number used in order for them to issue a new gift card for the credit due.

Thank you... could not imagine we could not - but didn't want to take a chance.

1 minute ago, Gma&Gpa said: Thank you... could not imagine we could not - but didn't want to take a chance.  

Enjoy your cruise!

Though Carnival is willing to accept the Visa gift card, you may want to closely read the TOUs from the issuer of the gift card . Some gift cards restrict use and can not be used on an open ended room charge accounts like your S&S account. Additionally if you look around these boards there have been some complaints (not many but there are) that the "hold" placed on a credit card GC did not allow as much of the S&S account to be charged against that card, and it was many days or weeks till the hold was released that the remainder of the cards available balance could be used.

Your better bet would be to use the Visa gift card pay a portion of the remaining booking balance or to buy Cruise Cash (preloading your S&S account in the form of OBC) or prepay specific items (gratuities, excursions, spa, in cabin beverages) prior to cruising through you Manage my Booking page at Carnival.com. If the Visa gift card is over a $100 you could purchase Carnival eCard(s), with those there is no "holds" to even have to think about and if you want to use a portion of the Carnival GC on a pre-cruise purchase the remainder is still usable on board.

Shaded Lady

Gma & Gpa I had the same scenario- I was given 2 $25 mastercard gift cards... just today I bought 2 $25 cruise cash certificates for our S&S account, because I didn't want to have any hassle onboard. It worked perfectly...

IFightClouds

Just buy cruise cash with it so you don't have to bother with wasting vacation time at the counter. 

Please sign in to comment

You will be able to leave a comment after signing in

• Welcome to Cruise Critic
• New Cruisers
• Cruise Lines “A – O”
• Cruise Lines “P – Z”
• River Cruising
• Digital Photography & Cruise Technology
• Special Interest Cruising
• Cruise Discussion Topics
• UK Cruising
• Australia & New Zealand Cruisers
• Canadian Cruisers
• North American Homeports
• Ports of Call
• Cruise Conversations

Announcements

• New to Cruise Critic? Join our Community!

Write Your Own Amazing Review !

Click this gorgeous photo by member SUPERstar777 to share your review!

Features & News

LauraS · Started 19 hours ago

LauraS · Started Thursday at 07:00 PM

LauraS · Started Wednesday at 05:35 PM

LauraS · Started Wednesday at 11:50 AM

LauraS · Started Tuesday at 02:48 PM

• Existing user? Sign in OR Create an Account
• Find Your Roll Call
• Meet & Mingle
• Community Help Center
• All Activity
• Member Photo Albums
• Meet & Mingle Photos
• Favorite Cruise Memories
• Cruise Food Photos
• Cruise Ship Photos
• Ports of Call Photos
• Towel Animal Photos
• Amazing, Funny & Totally Awesome Cruise Photos
• Write a Review
• Live Cruise Reports
• Member Cruise Reviews
• Create New...

Help Center

How can we help you.

DisneyBand+ & More – Frequently Asked Questions

How can I purchase a DisneyBand+?

Guests can purchase a DisneyBand+ for select sailings on the Disney Wish, the Disney Fantasy,the Disney Magic, the Disney Dream and select voyages on board the Disney Wonder starting on March 19, 2024. Guests who are United States residents and have a fully paid reservation on select ships and sailings can purchase a DisneyBand+ online prior to sailing. Guests may also purchase a DisneyBand+ on board (designs subject to availability). Eligible Guests can order a DisneyBand+ by visiting My Reservations . You can customize your DisneyBand+ with your name and an available color at least 11 days before your voyage, after making your cruise reservation. When you customize your DisneyBand+, the printed name will appear on the inside of the band. Please note that the online ordering window might vary but in no event will online pre-arrival orders be available earlier than 45 days before your sail date. See pre-arrival order terms below.* You can also purchase a DisneyBand+ on board during your sailing or use your MagicBand+ from Walt Disney World Resort or the Disneyland Resort to unlock the power of DisneyBand+. Eligible Sailings To see if your sailing is eligible, visit the DisneyBand+ and More page 45 days prior to your sailing and select “Get Started.” If you don’t see the "Get Started” button on the DisneyBand+ and More page, follow the steps below to make sure your reservation is properly connected to your Disney account.

• Visit My Reservations to link your reservation to your Disney account.
• Follow the steps provided to connect your stateroom and/or Guests to your reservation.

*Pre-arrival, online orders available only to United States residents with a fully paid reservation on select Disney Cruise Line ships and itineraries. Limit one DisneyBand+ per Guest. Order must be placed at least 11 days prior to sail date. Credit card will be charged when the order is shipped. DisneyBand+ orders cannot be cancelled, returned, refunded or exchanged—even if the Disney cruise reservation is cancelled. Shipping is available to valid United States addresses (including United States Virgin Islands and Puerto Rico) only; shipping is not available to PO Boxes, APO, FPO, DPO, United States ports, or international addresses. Prices may vary. Designs subject to availability. Cannot be combined with any offers or discounts. Subject to restrictions and change without notice. DisneyBand+ is sold by Magic Kingdom, Inc.

Did you find this answer helpful?

Related Questions

What is the difference between a Disney Oceaneer Band and a DisneyBand+?

• Nationwide Travel Insurance
• AXA Assistance USA
• Seven Corners Travel Insurance
• HTH Worldwide Travel Insurance
• World Nomads Travel Insurance

Cruise Travel Insurance Tips

• Why You Should Trust Us

Best Cruise Insurance Companies of April 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

A cruise vacation can take much of the stress out of planning a vacation. With a pre-set itinerary on the high seas, you don't have to worry about how you're getting to your destination and what you're going to do there. However, an unexpected emergency can take the wind out of your sails and money out of your travel budget. So you'll want to ensure you have the best travel insurance coverage that won't leave you high and dry in an emergency.

Best Cruise Insurance Companies

• Nationwide Travel Insurance : Best Overall
• AXA Assistance USA : Best for Affordability
• Seven Corners Travel Insurance : Best for Seniors
• HTH Worldwide Travel Insurance : Best for Expensive Trips
• World Nomads Travel Insurance : Best for Exotic Locations

Compare the Top Cruise Insurance Offers

• Trip cancellation coverage of up to 100% of trip costs (for cruises) or up to $30,000 (for single-trip plans)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three cruise-specific plans to choose from
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual travel insurance plans available
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong trip cancellation coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancel for any reason coverage available
• con icon Two crossed lines that form an 'X'. CFAR insurance not available with every single plan
• con icon Two crossed lines that form an 'X'. Medical coverage is lower than what some competitors offer

Nationwide Travel Insurance offers many of the standard benefits you might see with a travel insurance policy. This can include things like trip cancellation coverage, so you can recover pre-paid costs or trip interruption in the event your vacation is interrupted by an unexpected event. There's also baggage delay coverage and medical coverage.

• Cancel for any reason coverage available

• Trip cancellation coverage of up to 100% of the trip cost
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous medical evacuation coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1,500 per person coverage for missed connections on cruises and tours
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Covers loss of ski, sports and golf equipment
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage delay, loss and trip delay coverage ceilings per person
• con icon Two crossed lines that form an 'X'. Cancel for any reason (CFAR) coverage only available for most expensive Platinum plan
• con icon Two crossed lines that form an 'X'. CFAR coverage ceiling only reaches $50,000 maximum despite going up to 75%

AXA Assistance USA keeps travel insurance simple with gold, silver, and platinum plans. Emergency medical and CFAR are a couple of the options you can expect. Read on to learn more about AXA.

• Silver, Gold, and Platinum plans available
• Trip interruption coverage of up to 150% of the trip cost
• Emergency medical coverage of up to $250,000

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Diverse coverage options such as CFAR, optional sports equipment coverage, etc.
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Available in all 50 states
• con icon Two crossed lines that form an 'X'. Prices are higher than many competitors
• con icon Two crossed lines that form an 'X'. Reviews around claims processing are mixed
• Trip cancellation insurance of up to 100% of the trip cost
• Trip interruption insurance of up to 150% of the trip cost
• Cancel for any reason (CFAR) insurance available

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three plans to choose from
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Reasonable premiums
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR coverage available with some plans
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical emergency and evacuation coverage
• con icon Two crossed lines that form an 'X'. Special coverages for pets, sports equipment, etc not available
• con icon Two crossed lines that form an 'X'. Limited reviews with complaints about claims not being paid
• Trip cancellation of up to $5,000 with the Economy plan and up to $50,000 with the Preferred plan
• Cancel for any reason insurance and missed connection insurance available with the Preferred plan
• Baggage delay insurance starting after 24 or 12 hours depending on the plan

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Coverage for 200+ activities like skiing, surfing, and rock climbing
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Only two plans to choose from, making it simple to find the right option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can purchase coverage even after your trip has started
• con icon Two crossed lines that form an 'X'. If your trip costs more than $10,000, you may want to choose other insurance because trip protection is capped at up to $10,000 (for the Explorer plan)
• con icon Two crossed lines that form an 'X'. Doesn't offer coverage for travelers older than 70
• con icon Two crossed lines that form an 'X'. No Cancel for Any Reason (CFAR) option
• Coverage for 150+ activities and sports
• 2 plans: Standard and Explorer
• Trip protection for up to $10,000
• Emergency medical insurance of up to $100,000
• Emergency evacuation coverage for up to $500,000
• Coverage to protect your items (up to $3,000)

Cruise Insurance Reviews

Best cruise insurance overall: nationwide travel insurance.

Nationwide Travel Insurance  is a long-standing and reputable brand within the insurance marketplace that offers cruise insurance plans with solid coverage and reasonable rates.

It has three cruise insurance options: Universal, Choice, and Luxury. The Nationwide Choice plan, for example, offers $100,000 in emergency medical coverage and $500,000 in emergency medical evacuation coverage.

The right plan for you depends on your budget and coverage needs. But each plan offers cruise-specific coverages like ship-based mechanical breakdowns, coverage for missed prepaid excursions if your cruise itinerary changes, and covered service disruptions aboard the cruise ship.

Read our Nationwide Travel Insurance review here.

Best Cruise Insurance for Affordability: AXA Travel Insurance

AXA Assistance USA  offers three comprehensive coverage plans: Gold, Silver, and Platinum. Each of these plans offers coverage for issues like missed flights, medical emergencies, lost luggage, and more.

The highest-tier Platinum plan provides $250,000 in medical emergency coverage and $1 million in medical evacuation coverage. The baggage loss coverage is $3,000 per person, and their missed connection coverage is $1,500 per person for cruises and tours.

In addition, travelers can take advantage of AXA's concierge service, which provides an extensive network of international service providers. They'll be able to assist you with things like restaurant reservations and referrals, golf course information, and more. This service could come in handy if you're stopping at a variety of unfamiliar destinations during your cruise.

The coverage limits on AXA's policies are on the higher end compared to other providers. And you can buy coverage for a little as 4% of your trip cost depending on your age, travel destination, and state of residence.

Read our AXA Travel Insurance review here.

Best Cruise Insurance for Seniors: Seven Corners Travel Insurance

Seven Corners Travel Insurance lets cruisers enjoy traveling in their golden years with the knowledge they're covered in the event of an accident or emergency. While other providers do offer coverage to those 80+ years old, Seven Corners is known for its affordable premiums while offering above-average medical expenses and medical evacuation coverage limits — two areas of travel insurance coverage that are even more important as we get older.

Seven Corners also offers the option of a preexisting conditions waiver and CFAR insurance at an additional cost, plus "Trip Interruption for Any Reason" coverage, which you won't find on many policies.

You can choose between the Trip Protection Basic or Trip Protection Choice plans, with the higher-tier Choice plan costing more but providing more coverage.

Read our Seven Corners Travel Insurance review here. 

Best Cruise Insurance for Expensive Trips: HTH Worldwide Travel Insurance

HTH Worldwide Travel Insurance  offers three levels of trip protection: TripProtector Economy, Classic, and Preferred. The higher the tier, the more coverage you'll get for things like baggage delays, trip delays & cancellations, and medical expenses. But their premiums remain reasonable even at the highest tier of coverage.

Not only does the HTH Worldwide Trip Protector Preferred plan offer higher-than-average medical emergency and evacuation coverage limits ($500,000 and $1 million, respectively), but you'll also get a baggage loss coverage limit of $2,000 per person and coverage for trip interruption of up to 200% of the trip cost. You also have the option to add CFAR coverage for an additional cost.

Read our HTH Worldwide Travel Insurance review here.

Best Cruise Insurance for Exotic Locations: World Nomads Travel Insurance

World Nomads Travel Insurance  has been a top choice for comprehensive travel insurance for many years now. And it's a great option when it comes to cruise coverage, too.

Even the most basic Standard Plan comes with $100,000 in medical emergency coverage and $300,000 in emergency evacuation coverage. And you'll get higher coverage limits with their Premium Plan. Plus, unlike many other providers, World Nomads trip cancellation and emergency medical coverage include COVID-19-related issues.

What sets World Nomads apart from many other insurance companies is that its policies cover 200+ adventure sports. This can be important for adventurous cruisers who plan to take part in activities like jet skiing, scuba diving, or parasailing during their cruise.

Read our World Nomads Travel Insurance review here.

Introduction to Cruise Insurance

Cruise insurance may offer unique coverage like missed port of call and medical evacuation coverage. You might not need the flight protections of a regular travel insurance plan if you're catching a cruise at a port near you, but medical and cancel for any reason coverage could be critical.

Understanding the Basics of Cruise Insurance

At its core, cruise insurance is your financial lifeboat, designed to protect you from unforeseen events that could disrupt your sea voyage. Whether it's a sudden illness, adverse weather, or other unexpected occurrences, having the right insurance can make a world of difference.

Why Cruise Insurance is Important

Picture this: You're all set for your dream cruise, but a sudden family emergency means you can't set sail. Or worse, you fall ill in the middle of the ocean. Without cruise insurance, you're not just missing out on an adventure, but also facing potentially huge financial losses. That's why securing cruise insurance isn't just recommended; it's a crucial part of your cruise planning.

Types of Cruise Insurance Coverage

Cruise insurance isn't a one-size-fits-all life jacket. There are various types of coverage, each tailored to protect different aspects of your cruise experience.

Trip Cancellation and Interruption Coverage

This coverage is like your safety net, catching you financially if you need to cancel your trip last minute or cut it short due to emergencies, be it due to personal, health-related, or even certain work conflicts.

Medical Coverage

Being on a cruise shouldn't mean being adrift from medical care. Medical coverage ensures that if you fall ill or get injured, your medical expenses won't sink your finances.

Emergency Evacuation Coverage

In the rare case that you need to be evacuated from the ship due to a medical emergency or severe weather, this coverage ensures you're not left adrift in a sea of expenses.

Baggage and Personal Effects Coverage

Imagine reaching your dream destination only to find your luggage lost at sea. This coverage ensures that lost, stolen, or damaged baggage doesn't dampen your cruise experience.

Buying Cruise Insurance

Securing the best cruise insurance isn't just about finding the best price; it's about ensuring it covers all your potential needs.

When to Purchase Cruise Insurance

Timing is everything. Purchasing your insurance soon after booking your cruise can often provide additional benefits and ensure you're covered for any early surprises. As you get closer to your trip your coverage options may get more expensive, and certain providers may not be able to offer you coverage.

How to Find the Best Deals on Cruise Insurance

Keep a lookout for deals, but remember, the cheapest option isn't always the best. Balance cost with coverage, and ensure you're getting the protection you need at a price that doesn't rock your financial boat. A travel insurance comparison site like SquareMouth is a good place to compare multiple quotes from all of the major carriers at once.

How to Pick The Best Cruise Insurance for You

When buying travel insurance for a cruise, consider the additional risks that are specific to cruising. These include hurricanes and other weather-related concerns, strict cancellation terms, high pre-paid costs of a cruise, and the distance to emergency medical assistance.

To find the policy that's right for you, it's best to compare several different cruise insurance policies based on the pricing and coverage they provide. Remember too that all reputable insurance providers will offer a "free-look period." This allows you to return the policy you've purchased for any reason, within a specific time period, for a full refund.

The most important coverages to look for in cruise insurance are:

• Medical coverage — This coverage will pay for medical bills outside the US. But because treatment can be more expensive while onboard, make sure your policy offers sufficient coverage ($100,000+).
• Medical evacuation coverage — This coverage will transport you to the nearest hospital or even back home if you become sick or injured during your journey. But an evacuation from sea will be more expensive than one from land. So you'll want to make sure your coverage has sufficiently high limits ($250,000+).
• Missed connection (missed port of call) coverage — This type of coverage will help you catch up to your itinerary if you miss your port of call for a covered reason, like a delayed flight on the way to the airport.
• Coverage for hurricane warnings — With this type of coverage, you don't actually need to be affected by the hurricane. You can cancel and be reimbursed for your trip if the NOAA issues a hurricane warning. If you're cruising anywhere during (or on the tail ends) of hurricane season, this can come in handy. Just note: You can't buy travel insurance to cover a weather event once a storm or hurricane has been named.
• Cancel for any reason (CFAR) — This is the most comprehensive coverage you can get, as it allows cancellations and reimbursement for pre-paid expenses for any reason. This can be a wise add-on for cruise coverage given the often higher prepaid expenses associated with cruising. See our guide to the best CFAR travel insurance options to learn more.
• Preexisting conditions — This coverage ensures that no known health conditions are excluded from coverage. Obtaining a preexisting condition waiver usually requires purchasing your travel insurance soon after booking your trip.
• Personal possessions insurance — Because of the events and fancy dinners cruise ships hold, you might take more valuable clothing or jewelry with you on a cruise. This type of coverage will insure your belongings against loss or theft while cruising.
• Baggage loss and delay — This coverage will reimburse you up to a specified amount for essentials if your bags are delayed or if your bags get lost en route.

As a rule of thumb, you can expect to pay between 5% and 10% of your prepaid, nonrefundable trip expenses for cruise insurance coverage. The price will vary depending on factors like your age, your travel destination, and whether you require additional coverage.

If you're booking a cruise, we recommend purchasing travel insurance when you make your first trip payment. That could be for the cruise itself or an expense like airfare to get you to your cruising destination. This way, if you have to cancel your trip, you'll have the most extended coverage period possible.

You can buy your own cruise insurance that isn't offered directly through the cruise line operator. In fact, this could be a better option if you want coverage for your travel to the cruise's departure point, not just for the cruise itself.

The difference between traditional travel insurance and cruise insurance is that cruise insurance offers more specialized coverage, for situations such as missing a departure port and more coverage for medical evacuations, since it's more expensive to evacuate someone at sea than on land. 

Most cruise insurance includes coverage for missing a departure port, so you should be able to claim for a missed port. Just make sure you check the details of your policy before you file a claim, and before you travel so you know what compensation you're entitled to.

Why You Should Trust Us: How We Chose the Best Cruise Travel Insurance

When comparing cruise travel insurance providers, we evaluated them based on the following criteria to come up with our list of top picks:

Customer Satisfaction

We look at ratings from JD Power and other industry giants to see where a company ranks in customer satisfaction. We also look at customer review sites like Trustpilot and SquareMouth.

Policy Types

We look at policy types and offerings, from standard travel protections to adventure sports coverage. We look at the amount of insurance offered

Average Premiums

We compare average premiums per trip. Some companies also offer annual plans, and we compare policies accordingly.

Claims Paid

How frequently do companies pay claims easily and quickly? We check customer reviews and other resources to see which companies honor policies most effectively.

We look at the company's overall behavior. Is it operating ethically? Companies can earn additional points for such behaviors.

You can read more about how Business Insider rates insurance here.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

• Main content

• International

March 27, 2024 - Baltimore Key Bridge collapse

By Kathleen Magramo , Antoinette Radford, Alisha Ebrahimji , Maureen Chowdhury , Elise Hammond , Tori B. Powell and Aditi Sangal , CNN

Our live coverage of the Baltimore bridge collapse has moved here .

Here's what you should know about the Key Bridge collapse

From CNN staff

Officials recovered the bodies of two construction workers who were on Baltimore's Francis Scott Key Bridge when it collapsed early Tuesday morning after a 984-foot-long cargo ship collided into a pillar.

Maryland Gov. Wes Moore called the collapse Wednesday " a global crisis ."

"The national economy and the world's economy depends on the Port of Baltimore. The port handles more cars and more farm equipment than any other port in the country," Moore said.

Here's what you should know:

• The victims: The six people who are presumed dead were from Mexico Guatemala, El Salvador and Honduras, according to Col. Roland L. Butler Jr, the superintendent of Maryland State Police. Two bodies were recovered and have been identified as Alejandro Hernandez Fuentes from Mexico and Dorlian Ronial Castillo Cabrera from Guatemala. The two workers were filling potholes on the bridge and were later found trapped in a red pickup truck in about 25 feet of water, Butler said. The FBI is handling notifying the victims' families, Butler said.
• Recovery efforts: Authorities are pausing search efforts for the four other workers who are presumed dead, because additional vehicles are encased in concrete and other debris, making it unsafe for divers, Butler said. Once salvage operations clear the debris, divers will search for more remains, he said.
• The investigation: The National Transportation Safety Board is leading the investigation into the fatal incident, according to the agency's chair Jennifer Homendy. During a Wednesday news conference, Homendy said there were 21 crew members and two pilots on board the Dali cargo ship when it crashed into the bridge. She also said a senior NTSB hazmat investigator identified 56 containers of hazardous material, and that some containers are in the water. The agency received six hours of voyage data from the ship and the investigation could take 12 to 24 months to complete, Homendy said. She emphasized that NTSB will not analyze information collected or provide conclusions while on scene of the collapse.
• Looking forward: Department of Transportation Secretary Pete Buttigieg said rebuilding the bridge will not be "quick or easy" but that it will get done. He said there are four main focus points ahead: reopening the port, dealing with supply chain issues until its reopening, rebuilding the bridge and dealing with traffic issues until the bridge is rebuilt. Biden  pledged the full support  of the federal government in the response and recovery efforts. His administration has already conveyed a sense of urgency to open up federal funding to remove debris and ultimately rebuild the bridge. Maryland has submitted a request to the Biden administration for emergency relief funds "to assist in our work going forward," Moore said Wednesday.

It's almost impossible to place people on the bow of ship due to the unstable structure, fire official says

 From CNN's Sarah Engel

Baltimore City Fire Chief James Wallace said Wednesday that the cargo ship's bridge structure and containers at the bow remain unstable.

"It's going to be very difficult, if not impossible, and very dangerous, to place people on the bow of that boat right now," Wallace told CNN's Kaitlan Collins.

"Naturally, we're still very cognizant of the fact that there are hazardous materials on board the vessel itself," Wallace said, alluding to the National Transportation Safety Board saying earlier that 56 containers were carrying hazardous materials.

Wallace said his team is relying heavily on aerial recognizance, including drones. "That's the only way we're able to see in," he said.  

He added that the aerial surveillance has "been able to really assure us right now we have no [chemical] reactions on board." 

"It's just utter devastation," NTSB chief says of the bridge collapse site

From CNN's Aditi Sangal

Jennifer Homendy, chair of the National Transportation Safety Board, called the site of the Key Bridge collapse "devastating."

"It's pretty devastating, certainly, seeing not just what's going on with the cargo containers, but just looking at what was a bridge span — three bridge spans that is pretty much gone. It's just utter devastation," she said at Wednesday evening's news briefing.

She added that she is thinking of families who lost loved ones and those who are waiting to reunite with their lived ones.

NTSB interviewed the Dali's captain and some other crew members today, agency chief says

The National Transportation Safety Board has interviewed the ship's captain, his mate, the chief engineer and one other engineer today, according to Chair Jennifer Homendy.

The two pilots on board the Dali at the time of collision will be interviewed tomorrow, she added.

Cargo ship's voyage data recorder is basic when compared to an airplane's, NTSB chair says

From CNN's Tori B. Powell

The voyage data recorder on the cargo ship Dali was a "newer model" but is considered basic when compared to that on an airplane, according to National Transportation Safety Board Chair Jennifer Homendy.

"But it is very basic compared to say, a flight data recorder, where we would have 1,000 parameters," she said at a news conference on Wednesday.

The NTSB chief investigator Marcel Muise added:

"It's not a ship-wide system recorder, so most of the sensors that are being recorded are from the bridge. So things like GPS, the audio, rudder feedback, rudder commands are recorded on there. But not engineering, the temperature of each cylinder, power distribution sensors."

There were no tug boats with Dali at the time of the collision. That's normal, NTSB chief says

There were no tugs with Dali when the cargo vessel collided with Baltimore's Key Bridge, which is normal protocol, according to National Transportation Safety Board Chair Jennifer Homendy.

Remember: At 01:26:39 on Tuesday, Dali's pilot made a general very high frequency (VHF) radio call for tugs in the vicinity to assist, the NTSB investigator Marcel Muise had said.

"The tugs help the vessel leave the dock, leave the port and get into the main ship channel. And then they leave. Once it's on its way, it's a straight shot through the channel. So there are no tugs with the vessel at the time. So they were calling for tugs," she said.

NTSB chair says she saw some containers that were carrying hazardous materials in the water

National Transportation Safety Board Chair Jennifer Homendy said she did see some of the 56 containers that were carrying hazardous materials in the water.

When asked how many

When asked how many containers of hazardous materials were in the water, Homendy said:

"I did see some containers in the water, and some breached significantly on the vessel itself," she said. "I don't have an exact number, but it's something that we can provide in an update."

Homendy said that a preliminary report should be out in two to four weeks.

This post has been updated with more quotes from Homendy.

Bridge did not have any redundancy, unlike the preferred method for building bridges today, NTSB chair says

Baltimore's Key Bridge did not have any redundancy, which is included in the preferred method of building bridges in the present day, according to National Transportation Safety Board Chair Jennifer Homendy.

"The bridge is a fracture critical," she explained. "What that means is if a member fails that would likely cause a portion of, or the entire bridge, to collapse, there's no redundancy. The preferred method for building bridges today is that there is redundancy built in, whether that's transmitting loads to another member or some sort of structural redundancy. This bridge did not have redundancy," Homendy said.

There are 17,468 fracture critical bridges in the United States out of 615,000 bridges total, she said, citing the Federal Highway Administration.

Please enable JavaScript for a better experience.

Holland America restaurants: The ultimate cruise guide to food and dining on board

Nonstop access to food is one of the main draws of cruising, and Holland America Line offers a variety of venues and menus for every craving, no matter the time of day.

Every Holland America ship offers multiple restaurants included with your cruise fare, and any guest could be satisfied dining at these locations for the duration of their sailing. The rest of the venues come with additional charges (either a set cover charge or a la carte pricing). They are certainly worth the price of admission; these restaurants are an ideal way to taste more global flavors, dine in a more intimate setting and enjoy more attentive service.

For cruise news, reviews and tips, sign up for TPG's cruise newsletter .

I always recommend choosing two specialty dining experiences per seven-night sailing and spacing them out a few days apart from one another (doing main dining room "resets" in between).

Here, I'll outline all your Holland America dining options and price points. Many of the restaurants detailed below are available on every ship, with a few distinct options reserved for the newest vessels in its fleet — including Iron Chef Morimoto's new sushi-centric specialty dining concept, Morimoto By Sea, and Rudi's Sel de Mer French eatery.

After that, we'll dive into a series of frequently asked questions to ensure you're up to speed on all the pertinent information about Holland America restaurants and dining.

The Dining Room

As the main restaurant on any Holland America ship, the Dining Room serves a sit-down breakfast, elevated lunch and multicourse dinner. Meals here are included, and Indian and kosher menus are available with advance notice. "Featured" and "Morimoto" specials do come with an extra charge (for example, the filet mignon and lobster tail is $18 and the Fresh Halibut XO from Morimoto is $25).

Related: The ultimate guide to Holland America cruise ships and itineraries

Lido Market

The Lido Market, included with your fare, offers a wide-ranging buffet morning, noon and night to cruisers who aren't in the mood for changing their attire or don't have time for a more formal experience. Expect an array of proteins and hand-carved meats, a large salad bar and custom-made salads of the day, pastries, vegetarian-friendly options, hearty dishes from nearly every global cuisine (Italian, Mediterranean, Asian, Indian and more), and tempting dessert stations.

New York Pizza

Satisfy your desire for thin-crust pizza with a 9-inch pie and your choice of toppings (think: spicy capocollo and sweet Italian sausage or roasted chicken with red onions and barbecue sauce) from New York Pizza. This casual eatery is included in your fare and available on Eurodam and Nieuw Amsterdam. (A New York Deli & Pizza on Koningsdam, Nieuw Statendam and Rotterdam serves pizzas along with Reubens on rye, corned beef or pastrami sandwiches, bagels and shmear, and more).

Related: Which line has the best cruise pizza? I tasted slices from 7 brands

When hunger strikes poolside, choose Dive In, the included burger and gourmet hot dog bar — and don't forget an order of crispy fries (served four ways!) on the side. The menu features several veggie-friendly Beyond Meat burgers as well, made from brown rice.

Grand Dutch Cafe

Located in the atriums of the Pinnacle Class ships — Koningsdam, Nieuw Statendam and Rotterdam — the Grand Dutch Cafe offers Belgian and Dutch beers, a variety of spirits, coffee beverages and made-to-order Dutch fare. Crowd pleasers include Dutch pea soup with buttered pumpernickel bread, apple and bacon pannenkoek (Dutch pancake), vegetable quiche, and toasted ham and cheese with a curry ketchup dipping sauce. Place your order at the counter (a la carte pricing) and a server will bring your drinks and snacks to your table.

Available on Pinnacle Class and Signature Class ships for a $35 cover charge, Tamarind specializes in the flavors of Southeast Asia, China and Japan — think Malaysian lamb and Indonesian pork satay, ramen soup, panang curry coconut chicken, roasted pork belly char siu and dan dan noodles. Sushi creations are made in collaboration with master sushi chef Andy Matsuda.

Pinnacle Grill

This classic steakhouse serves up a selection of 28-day wet-aged USDA Prime steaks and other dishes from James Beard award-winning chef David Burke. The wine collection here is extensive, so guests are sure to find the perfect pairing with any dish. Pinnacle Grill is found on every ship with a cover charge of $19 for lunch and $46 for dinner (half-price for kids 12 and under or free when they order from the kids menu).

Related: The 8 best cruise ship steakhouses and steak-serving restaurants

An Italian restaurant featuring such classics as ossobuco, spaghetti with shrimp and clams, and veal meatballs, Canaletto is available on every ship for a $29 cover charge (half-price for kids 12 and under or free when they order from the kids menu). The pasta is made fresh daily, and Italian-inspired cocktails (think: negroni, Aperol spritz and bellini) flow freely for an additional charge.

Rudi's Sel de Mer

Rudi's Sel de Mer, named for master chef Rudi Sodamin, is known for French-inspired seafood, such as Dover sole meuniere and fruits de mer. Guests will also find non-fishy classic French dishes, such as coq au vin and steak frites, on the menu, alongside an impressive wine list. This restaurant is available on Pinnacle Class ships for a $55 cover charge, but the menu is available in the main dining room on other ships on select evenings.

Related: The ultimate guide to cruise ship food and dining

Morimoto By Sea

As Holland America's newest specialty restaurant, Morimoto By Sea opened on Nieuw Amsterdam in December 2023. Showcasing Iron Chef Masaharu Morimoto's talent and creativity, the menu includes everything from Hamachi tacos and vegetable curry to sushi and lobster pad Thai. Expect a $55 cover charge, and look for Morimoto By Sea pop-up experiences offered once per cruise on the fleet's other 10 ships in either Pinnacle Grill or Tamarind.

Holland America Line food: Frequently asked questions

Is the food free?

Meals in the main dining room, Lido Market, New York Pizza and Dive In are included with your cruise fare. All other eateries have a la carte pricing (per item) or a cover charge. (Some specialty restaurants with a cover charge also feature specific menu options with additional a la carte fees.) Each specialty restaurant also adds an 18% service fee.

Related: Are cruises all-inclusive? What's actually included in your cruise fare

Do I need a reservation?

Dinner times in the dining room are at 5:30 and 7:30 p.m. Alternatively, you can arrive at any time between 5:15 and 9 p.m. to be seated at the first available table. You must select your preference for set-seating dining or anytime dining prior to your cruise.

Reservations are recommended for specialty restaurants and can be made prior to boarding (for best date/time choices) or once on board.

What dining options are available for kids?

Children are welcome in any of Holland America Line's dining venues. A special kids menu is available at each venue, including such fare as pizza, chicken strips, mac and cheese, salads and fresh fruit. Menu items from the daily menu are also available in half portions upon request. Children 12 or under pay half price in the specialty dining restaurants or can select items from the regular kids menu for free.

Is room service available?

Yes, 24-hour room service is included in your cruise fare, unless otherwise noted in the in-room menu.

Where does Holland America source its fish?

Holland America recently launched a Global Fresh Fish Program, an initiative that engages a global network of 60 ports to source and serve 80 types of fresh fish on board in all restaurants. This fish goes from port to plate in less than 48 hours. Additionally, Holland America was the first cruise line to serve 100% fresh, certified sustainable Alaska seafood on board its ships in Alaska.

Is there an all-inclusive package that includes specialty dining?

Specialty dining is featured as part of Holland America's Have it All package . Guests receive one night at Pinnacle Grill, Canaletto or Tamarind on six- to nine-night voyages, two nights on 10- to 20-night cruises and three nights on cruises of 21 nights or more (excludes Grand Voyages).

What if I have food allergies?

Guests with food intolerances or allergies that are not life-threatening should contact the Ship Services Department at 800-541-1576. Guests with life-threatening food allergies must provide detailed information to the Guest Accessibility Department by completing a Special Requirements Information Form . Passengers should indicate on this form which foods might cause a severe reaction.

Are there any other food-related offerings to know about?

Don't miss the Cake Me Away dessert celebration event in the Lido Market, which occurs once per seven-night cruise, and the Sea Food Boil pop-ups, which take place mainly on Alaska and Canada/New England itineraries.

What beverages are included with my cruise fare?

Non-bottled water, iced tea, lemonade, milk, some juices and regular coffees and hot teas are available at no cost. You can purchase a drink package to get unlimited beverages for a set price.

Planning a cruise? Start with these stories:

• The 5 most desirable cabin locations on any cruise ship
• A beginners guide to picking a cruise line
• The 8 worst cabin locations on any cruise ship
• The ultimate guide to what to pack for a cruise
• A quick guide to the most popular cruise lines
• 21 tips and tricks that will make your cruise go smoothly
• 15 ways cruisers waste money
• The ultimate guide to choosing a cruise ship cabin